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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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paogeh
post Feb 5 2020, 04:12 PM

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QUOTE(cybpsych @ Nov 28 2019, 09:39 PM)
promo updated with additional criteria:
RM80 cashback @ accumulative RM2,000 spending -- effective 1 December 2019 until 31 December 2019 only

updated T&C >> https://www.pbebank.com/pdf/Promotions/tc_visa-cashback.aspx

user posted image
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QUOTE(cybpsych @ Nov 28 2019, 09:30 PM)
Online Shopping with PB Visa Credit Card [ PBB | T&Cs ]

user posted image
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while looking back ,
i did not get the RM20 , for RM200 spending online. I swipe RM200 on 28Nov.

and for the accumulated RM2000 spending get RM80. i still havent get yet.

when i click into the link , it's not reflecting.

could advise :
1. RM20 gone ?
2. RM80 gone as well ?

*in future , i have to keep my own PBB tnc .






zhixie
post Feb 5 2020, 04:39 PM

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QUOTE(MGM @ Feb 4 2020, 12:52 PM)
Was using old PBe engage and account was locked due to multiple wrong logins. Apart from ATM or branch methods, can it be unlocked online?
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Can direct call pb Cs. They ll help you reset it
IzaakC
post Feb 5 2020, 04:41 PM

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QUOTE(darksin_90 @ Feb 5 2020, 12:09 PM)
Has anybody successfully get their pbb quantum approved with lower income doesn't meet the requirement?
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Just to share with you, last time when my income doesnt meet the requirement, they didn't reject my application directly but instead they called up to offer me other cards with lower requirement. I tried to appeal but they insist must meet the requirement. After I meet the requirement and submitted the application again with updated payslip, approved within a week.

They are quite strict in my opinion...
IzaakC
post Feb 5 2020, 04:47 PM

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QUOTE(paogeh @ Feb 5 2020, 04:12 PM)
while looking back ,
i did not get the RM20 , for RM200 spending online. I swipe RM200 on 28Nov.

and for the accumulated RM2000 spending get RM80. i still havent get yet.

when i click into the link , it's not reflecting.

could advise :
1. RM20 gone ?
2. RM80 gone as well ?

*in future , i have to keep my own PBB tnc .
*
For RM200 spending online, I spent on 29 Nov and got my reward on 28 Jan..

The other one I am not sure.

P/s: I am aware that I should use multiquote function, but i overlooked it, apologies.

This post has been edited by IzaakC: Feb 5 2020, 04:48 PM
paogeh
post Feb 5 2020, 05:02 PM

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From: Penang


QUOTE(IzaakC @ Feb 5 2020, 04:47 PM)
For RM200 spending online, I spent on 29 Nov and got my reward on 28 Jan..

The other one I am not sure.

P/s: I am aware that I should use multiquote function, but i overlooked it, apologies.
*
Just check , for the unbilled statement .
Yes, i get it too on 28JAN
4100 28 JAN 28 JAN CASH REWARDS/DEBIT DUPLICATE ADJUSTMENT 25.00 DR
4100 28 JAN 28 JAN ONLINE CASH BACK REWARDS 20.00 CR



*FOR those wonder, the -RM25.....
PBB credited TWICE the SST rebate ....
now they found out .....and rectify ...

darksin_90
post Feb 5 2020, 06:14 PM

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QUOTE(IzaakC @ Feb 5 2020, 04:41 PM)
Just to share with you, last time when my income doesnt meet the requirement, they didn't reject my application directly but instead they called up to offer me other cards with lower requirement. I tried to appeal but they insist must meet the requirement. After I meet the requirement and submitted the application again with updated payslip, approved within a week.

They are quite strict in my opinion...
*
Thanks for your input! May I know when how long ago? Just recently?
IzaakC
post Feb 5 2020, 08:40 PM

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QUOTE(darksin_90 @ Feb 5 2020, 06:14 PM)
Thanks for your input! May I know when how long ago? Just recently?
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Yup. Last year Aug or Sept

p/s: I had only student loan during my first application; then 2 months later I am holding M2C and apply again with income exceeded the requirement

This post has been edited by IzaakC: Feb 5 2020, 08:42 PM
ben3003
post Feb 6 2020, 11:35 AM

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funny my quantum visa was being blocked and now paywave also do not honor. last week tried to call PBE they say my pin too many times retry. changed pin now can use pin and pay but still cannot paywave.
neodude
post Feb 6 2020, 11:51 AM

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i wonder if PB have facility for withdrawing cash from credit card and can repay with monthly installment... for example other banks like citibank, cimb, maybank or HL have those kind of facility.
lhsu
post Feb 6 2020, 12:16 PM

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QUOTE(neodude @ Feb 6 2020, 11:51 AM)
i wonder if PB have facility for withdrawing cash from credit card and can repay with monthly installment... for example other banks like citibank, cimb, maybank or HL have those kind of facility.
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Sorry to say, once you have the idea of withdrawing money from credit card, whether or not can pay by installments, you are on the wrong path. Maybe you are not suitable to use credit card.

With so many e-wallets around, I wonder why you still need to withdraw from credit card?


cybpsych
post Feb 6 2020, 12:21 PM

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QUOTE(neodude @ Feb 6 2020, 11:51 AM)
i wonder if PB have facility for withdrawing cash from credit card and can repay with monthly installment... for example other banks like citibank, cimb, maybank or HL have those kind of facility.
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ditto above

and dont think pbb has cash installment plan.
cybpsych
post Feb 6 2020, 12:21 PM

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QUOTE(neodude @ Feb 6 2020, 11:51 AM)
i wonder if PB have facility for withdrawing cash from credit card and can repay with monthly installment... for example other banks like citibank, cimb, maybank or HL have those kind of facility.
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ditto above

and dont think pbb has cash installment plan.
Harfan
post Feb 6 2020, 01:54 PM

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Hi guys,

So, I just received my PB Quantum Master/Visa today. I applied through Ringgit Plus for their on-going promo of free items with minimum RM 250 of retail transaction within 60 days of credit card approval. Below are the excerpt from Ringgit Plus.

QUOTE
3.3 For the purpose of this campaign, “retail transaction” means the purchase of any goodsorservices (local and overseas)with the use of the Credit Card and may,at Public Bank’s discretion, include any Credit Card transaction determined by Public Bank except for the following transactions:
a) “Flexipay” AND “Zero Interest Installment Plan” monthly installment payment.
b) BalanceTransfer
c) Auto-Debit&RecurringPayments
d) Payments for utilities, direct marketing, insurance premiums, government relatedpayments,paymentviawww.pbebank.com
e) Any refund, disputed, unauthorized or fraudulent retail transaction
f) Cash Advance / Cash Withdrawal, quasi cash, casino transactions, interest payments, late payment fees, finance charges, annual fees, reversals, payment to charity and any other form of service/miscellaneous fees
Does topup my Boost e-Wallet considered as retail transaction? sweat.gif

neodude
post Feb 6 2020, 03:51 PM

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QUOTE(lhsu @ Feb 6 2020, 12:16 PM)
Sorry to say, once you have the idea of withdrawing money from credit card, whether or not can pay by installments, you are on the wrong path. Maybe you are not suitable to use credit card.

With so many e-wallets around, I wonder why you still need to withdraw from credit card?
*
i am a credit card user for the more than 10 years, and so far repayment are good.. some ppl not qualified to use the personal loan facility.

its not a matter of which path taken, but how you manage your finances.


psiloveu
post Feb 6 2020, 04:14 PM

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QUOTE(neodude @ Feb 6 2020, 11:51 AM)
i wonder if PB have facility for withdrawing cash from credit card and can repay with monthly installment... for example other banks like citibank, cimb, maybank or HL have those kind of facility.
*
u can combined any cc with bigpay or some ewallet to perform this. cool2.gif
qu3vax
post Feb 6 2020, 11:51 PM

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QUOTE(neodude @ Feb 6 2020, 03:51 PM)
i am a credit card user for the more than 10 years, and so far repayment are good.. some ppl not qualified to use the personal loan facility.

its not a matter of which path taken, but how you manage your finances.
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he is trying to give u an idea to manage your finances better with saving lots of interest by using ewallet, for example bp card.
but of course everything has a limit which maybe you need urgent in high amount of instant cash that over 10k.

it's nothing related to how many years ur credit card life nor repayment as well as personal loan. it's about the latest trend. biggrin.gif

This post has been edited by qu3vax: Feb 6 2020, 11:54 PM
neodude
post Feb 7 2020, 01:39 AM

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QUOTE(qu3vax @ Feb 6 2020, 11:51 PM)
he is trying to give u an idea to manage your finances better with saving lots of interest by using ewallet, for example bp card.
but of course everything has a limit which maybe you need urgent in high amount of instant cash that over 10k.

it's nothing related to how many years ur credit card life nor repayment as well as personal loan. it's about the latest trend.  biggrin.gif
*
its not about how to save interest in the first place. it was a straight question.. and should be answered straight to the point. but what i get was "not suitable to use credit card" etc etc... why la ...

ok since someone else told that maybe PB doesnt have that kind of facility. so that has actually satisfied my query..

lets stay on the main track.
nbdy
post Feb 7 2020, 03:31 AM

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QUOTE(neodude @ Feb 7 2020, 01:39 AM)
its not about how to save interest in the first place. it was a straight question.. and should be answered straight to the point. but what i get was "not suitable to use credit card" etc etc... why la ...

ok since someone else told that maybe PB doesnt have that kind of facility. so that has actually satisfied my query..

lets stay on the main track.
*
sorry you had to face that kind of answer.
just a simple query but people fast make assumptions
kop2299
post Feb 7 2020, 10:27 AM

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QUOTE(tkleng @ Feb 2 2020, 11:19 PM)
Anyone apply thru this campaign before?
RM200 rebate is guarantee or limited amount only?
If apply now took how long to approve and receive?

user posted image
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Anyone can share whether e-wallet top up counted as accumulative transaction to win the RM200 rebate?

Below is the TNC and need help from all bro/sis.

[I]18. For the purpose of this Campaign, “retail transaction” means the purchase of any goods or services (local and overseas) with the use of the PB/PIB Credit Card and may, at Public Bank’s discretion, include any PB/PIB Credit Card transaction as may be determined by Public Bank except for the following transactions but not limited to:
a) “Flexipay” AND “Zero Interest Instalment Plan” monthly instalment payment.
b) Balance Transfer
c) Auto-Debit & Recurring Payments
d) Payments for utilities, direct marketing, insurance premiums, government related payments or payment via www.pbebank.com
e) Any refund, disputed, unauthorized or fraudulent retail transaction
f) Cash Advance / Cash Withdrawal, quasi cash, casino transactions, interest payments, late payment fees, finance charges, annual fees, reversals, payment to charity(ies) and any other form of service / miscellaneous fees.
[/I]

This post has been edited by kop2299: Feb 7 2020, 10:30 AM
incywincys P
post Feb 7 2020, 10:37 AM

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QUOTE(Orchid beauty @ Jul 11 2019, 08:04 PM)
Chat with CS today.
Seperate statement cash back for supplementary card will be removed soon. The CS say there will be suprise soon but he don't elaborate further.
Wonder anyone received same news
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I think it is happening now . i dont see cash back in my supplementary card statement . can others help to verify this too ? Thanks.

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