I used visa signature to pay for conference fee in Taiwan on 29/1/20, the amount of money was always in "authorized charge" and never appeared in my statement/ outstanding column. But my credit limit was deducted due to this amount of money.

But, on 6/2/20 (my monthly new cycle; received the statement from PBB), the charge suddenly disappear from the "authorized charge". Outstanding also start from zero and credit limit back to the full amount.

I am wondering what is happening to the taiwan charge? Anyone encounter this problem?

Thanks

this is authorization charge, which is to temporary hold a certain amount from your credit limit. this is to ensure your card has enough credit for the actual conference fee (usually equal or lower than the original authorization charge).

in your case, what was the actual conference fee? was it charged?

More than RM1k. The latest statement generated on 6/2/20 did not include this amount. I assumed it is hold in "authorized charge" still, but today when I try to search for it, its disappear from the "authorized charge" out of sudden.

That day after i paid for the amount of money, I can see the exact amount via pbb app (but they put it as "unposted" in the app). Today, the "unposted" amount also disappear from the app list.

But i used the credit card to pay for the giant groceries yesterday are in "authorized charged" column. And my credit limit only deducted the giant payment, did not deduct the taiwan payment (i remember my credit limit on 5/2/20 was deducted the taiwan payment)

So, how to confirm whether I have paid for the conference fee? Thanks

This post has been edited by koohuichin: Feb 7 2020, 11:51 AM

if this is the case, then it was not a preauthorization charge at the first place.

29 Jan - the organizer charge your card for rm1k. then it appeared as "authorized charge" for the card aka "unposted" transaction.

6 Feb - statement generated, fee not appear yet. this is because the organizer have not settled/claimed the fee they charged earlier or the charge already expired (usually after 7 days) -- which is why not appeared as "authorized charge" in yor pbb card -- thus the CL is released back.

i guess it took too long for the organizer to perform settlement (or missed out or forgotten), then the charge in your card expired (you gained!)

now, depends on you, whether to contact back the organizer or just wait for them to contact you back to re-charge the fee

thanks you so much for your kind explanation

Hi,

If I perform 2400 online transaction on quantum master card and then apply FPP for 12 months.

Then the installment will be 200 x 12 months.

How will this impact the online cash back? Will quantum pay the cash back every month (take in the RM200 per month) or pay the cash back for RM2400 on the first month only.

Anyone know the answer?

Cashback is only awarded during the actual transaction time (first month in your term).

FYI, 12 months FPP is no longer at 0%, it has been revised to 1% since Dec19.

thank you.

anyone get the cashback from RM80 spending ? Bigpay 8 x RM80 anyone get the cashback or not ?

This post has been edited by rayken: Feb 9 2020, 11:41 PM

i think most of us hentam only and still waiting result...haha

Under T&C it will be credited within 2-4 weeks. I guess we’ll start to see the first cashback near the end of this month.

feel like the RM80 not applicable for BIG pay haha

Debit Card is entitled. Just wait and see for credit Card

Based on what information? Previous iterations of this campaign BigPay has been entitled (one round it got so crazy that last few weeks need to reload before 2am to get a chance to have CB).

10 FEB 10 FEB EVERYDAY CASH BACK-WEEK 1 40.00 CR

I see it for mine as well.

so Bigpay accepted ?

Week1 : i submitted very late but still get it.

Got mine too eventho I was late by 2 or 3 days