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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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WaCKy-Angel
post Jan 8 2023, 09:04 PM

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QUOTE(Micky78 @ Jan 8 2023, 08:58 PM)
via deduct reward points?
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Nope. Mine is Quantum card there are no points to redeem.
I just asked for the rebate and the CS said "i staff also have to pay tax" (thats the rude i mentioned earlier) then he say he will submit the request. Next day already can see rebate come in.
Micky78
post Jan 8 2023, 09:36 PM

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QUOTE(WaCKy-Angel @ Jan 8 2023, 09:04 PM)
Nope. Mine is Quantum card there are no points to redeem.
I just asked for the rebate and the CS said "i staff also have to pay tax" (thats the rude i mentioned earlier) then he say he will submit the request. Next day already can see rebate come in.
*
thanks.

Noorange
post Jan 9 2023, 07:24 PM

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may i know how to make my credit card appear in my online pbe so that i can check it anytime?
cybpsych
post Jan 9 2023, 08:31 PM

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QUOTE(Noorange @ Jan 9 2023, 07:24 PM)
may i know how to make my credit card appear in my online pbe so that i can check it anytime?
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PBe > Profile Maintenance > Manage Profile > Add / Delete Account
YoungMan
post Jan 9 2023, 08:53 PM

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QUOTE(WaCKy-Angel @ Jan 8 2023, 09:04 PM)
Nope. Mine is Quantum card there are no points to redeem.
I just asked for the rebate and the CS said "i staff also have to pay tax" (thats the rude i mentioned earlier) then he say he will submit the request. Next day already can see rebate come in.
*
Just wonderring what's the benefit of keeping quantum card now? The cashback is just meh compare to others.
WaCKy-Angel
post Jan 9 2023, 09:20 PM

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QUOTE(YoungMan @ Jan 9 2023, 08:53 PM)
Just wonderring what's the benefit of keeping quantum card now? The cashback is just meh compare to others.
*
Balance transfer to Quantum Visa 1% for 12 months.
Good backup if no 0% available.

However this year (last year also got according to CS) PBB got Birthday Flexiplan 0% interest for 12 months, can only do conversion during ur birthday month.
The catch is got penalty for early settlement.

Also recently PBB has alot of (even overlapping) cashback events until i cant keep up.

sonotme
post Jan 9 2023, 11:49 PM

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QUOTE(YoungMan @ Jan 9 2023, 08:53 PM)
Just wonderring what's the benefit of keeping quantum card now? The cashback is just meh compare to others.
*
For me, it's for other big spending that is not covered under VS categories.
Alternatively, I also have MBB FCB for <RM100 spending

This post has been edited by sonotme: Jan 9 2023, 11:49 PM
coolguy99
post Jan 10 2023, 08:43 AM

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QUOTE(YoungMan @ Jan 9 2023, 08:53 PM)
Just wonderring what's the benefit of keeping quantum card now? The cashback is just meh compare to others.
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I'm just waiting for the next campaign...Else, I will just cut it off if getting SST waiver for this card becomes too troublesome.
sjz
post Jan 10 2023, 08:55 AM

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QUOTE(coolguy99 @ Jan 10 2023, 08:43 AM)
I'm just waiting for the next campaign...Else, I will just cut it off if getting SST waiver for this card becomes too troublesome.
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so far pbb easily can waive aka rebate offset.
even you not using the card, they will provide conditional offset, eg. spend RM300 to get RM25 rebate

This post has been edited by sjz: Jan 10 2023, 08:55 AM
canjeth
post Jan 10 2023, 10:52 AM

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Managed to get SST rebate for my QV, QM & VS cards.

SST rebate for VS card has a condition for minimum RM500 spend within 2 months.
cybpsych
post Jan 10 2023, 10:57 AM

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QUOTE(canjeth @ Jan 10 2023, 10:52 AM)
Managed to get SST rebate for my QV, QM & VS cards.

SST rebate for VS card has a condition for minimum RM500 spend within 2 months.
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yep quite norm, especially VS too
YoungMan
post Jan 10 2023, 02:29 PM

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QUOTE(WaCKy-Angel @ Jan 9 2023, 09:20 PM)
Balance transfer to Quantum Visa 1% for 12 months.
Good backup if no 0% available.

However this year (last year also got according to CS) PBB got Birthday Flexiplan 0% interest for 12 months, can only do conversion during ur birthday month.
The catch is got penalty for early settlement.

Also recently PBB has alot of (even overlapping) cashback events until i cant keep up.
*
Hmmm, so this cashback events is a bit of luck needed. It's not guaranty as it usually has limited amount of participants.

annoymous1234
post Jan 10 2023, 08:12 PM

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QUOTE(canjeth @ Jan 10 2023, 10:52 AM)
Managed to get SST rebate for my QV, QM & VS cards.

SST rebate for VS card has a condition for minimum RM500 spend within 2 months.
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does it include reloading bigpay?
ZeneticX
post Jan 10 2023, 08:34 PM

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QUOTE(YoungMan @ Jan 9 2023, 08:53 PM)
Just wonderring what's the benefit of keeping quantum card now? The cashback is just meh compare to others.
*
still keeping it (QV) simply because its the highest credit limit for me. gonna be troublesome to cancel and then apply another card

im probably cancelling QM soon though, that card is literally useless
WaCKy-Angel
post Jan 10 2023, 09:14 PM

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QUOTE(ZeneticX @ Jan 10 2023, 08:34 PM)
still keeping it (QV) simply because its the highest credit limit for me. gonna be troublesome to cancel and then apply another card

im probably cancelling QM soon though, that card is literally useless
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Dont think they allow to cancel just 1 card.
ZeneticX
post Jan 10 2023, 09:16 PM

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QUOTE(WaCKy-Angel @ Jan 10 2023, 09:14 PM)
Dont think they allow to cancel just 1 card.
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yes you can for Quantum
jimbet1337
post Jan 11 2023, 08:36 AM

meh
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HSBC Visa now integrated with Apple Pay. Any news on PB?
Human Nature
post Jan 11 2023, 10:51 AM

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Is there any card acquisition promo or campaign for newly approved applicant? New to bank
lovelyuser
post Jan 11 2023, 10:55 AM

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QUOTE(Human Nature @ Jan 11 2023, 10:51 AM)
Is there any card acquisition promo or campaign for newly approved applicant? New to bank
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https://www.pbebank.com/Personal-Banking/Pr...warded-(1).aspx

Human Nature
post Jan 11 2023, 11:07 AM

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QUOTE(lovelyuser @ Jan 11 2023, 10:55 AM)
Thank you!

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