Personal Loan, which banks offer the best deal?
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 Jan 9 2009, 08:34 PM
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#1
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965 posts Joined: Mar 2008  
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QUOTE(mokh @ Jan 9 2009, 12:42 AM) i am looking for RM100k,10 years personal loan. strictly bank with low interest try bank rakyat...currently working on GLC company income 3k no commitment at all. i have ask; bank islam - max 10 times salary only agro bank - govt only need recommendation.  |
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Jan 10 2009, 08:40 PM
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#2
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Senior Member
965 posts Joined: Mar 2008
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QUOTE(vin_ann @ Jan 10 2009, 12:34 PM) tht day, dun know how, the UOB bank officer or agent called n directly said she want to offer me Personal Loan. telemarketing team... u got uob acc.??? or u did drop ur nama card at uob bank... |
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Jan 14 2009, 09:03 PM
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#3
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965 posts Joined: Mar 2008
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QUOTE(mnhma @ Jan 14 2009, 09:00 PM) I want to make early settlement interest will stil be the same even u made early settlement... this is islamic concept, no up no down juz like the agreement... CIMB xpress cash is good for someone in need of a cash in short time, 24hour approval and within 2week money already bankin to acc... for me this is the best coz many bank u need to have acc wit the bank first to take the loan... This post has been edited by jeff_v2: Jan 14 2009, 09:04 PM |
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Jan 14 2009, 09:23 PM
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#4
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QUOTE(mnhma @ Jan 14 2009, 09:10 PM) You sure about that? Because the agent said otherwise. But i'm not too sure you know. Becasue the agent looks unsure also.. the agreement u already sign stated that u had already agreed to pay a interest of 2%/month within the tenure u take the loan... even if u wanted to made a full settelement as early as within the first month the amount will still be the same as what u need to pay for the nex 2years... that why the bank use islamic concept... me also already been warn by my friend not to take PL from cimb unless ur the staff or need money urgently... u can refer to ur credit officer at cimb bank to clarify this issue... hope the officer not misrepresent to u bout the info... |
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Oct 11 2009, 04:02 AM
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#5
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965 posts Joined: Mar 2008
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QUOTE(peeky @ Oct 8 2009, 08:17 PM) hi guys im getting abit frustrated...all banks i applied for only approve 8k when i really need is 11k most bank in M'sia only give 3x or max 3.5x from ur income... my stats: age 25 male 2.7k basic +other variable income 2 credit cards, eon(4k) and cimb(5k) i tried eon, hong leong, ocbc(rejected me)... anyone can help at which bank i can get 11k for 3 years repayment... please PM me only gov staff have privillage to loan more than that... if u urgently in need of money try cimb bank la, 5x from ur income but interest rate 2% p/month  hope that help ya  |
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Mar 7 2010, 11:50 PM
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#6
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965 posts Joined: Mar 2008
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CIMB got new interest rate for personal loan, juz 8.88pa.
but t/c apply. |
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Jul 7 2010, 12:06 PM
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#7
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965 posts Joined: Mar 2008
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QUOTE(Automatic Kalashnikov @ Jul 7 2010, 11:22 AM) no one can help? 200k of ASB? easy lor, make OD from ur ASB... can get 80-90% of loan from ur ASB amount, hope that help. thanks |
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