if expand business, i'll do business loan
get married and do renovation
thanks

anyone from kuching here can help?

sorry people to dissapoint u, my friends info is false since i went to the bank to confirm its 6.99% per annum...really have to use common sense in this since if its for the duration of 15 years, the bank better put in FD to earn interest than borrow it to us

like the proverb "common sense is uncommon these days"


1 year to 15 years, not sure whether for private sectors or not

6.99% per annum is it?

confirm

Hi guy, I would like to apply for personal loan about RM30K.
Can anyone intro some good bank with the best interest?

thanks.

hi guys

juz wanna ask which one is better is it mbsb or bank rakyat or bank islam

?

I get a pre-approved personal loan from Alliance, worth RM21k.
Not going to take it or other.

Hi all... I am working with a foreign bank. Every bank gives out different interest rate to different people. Some bank depend on tenures, some depend on income and some depend on financing amount. My bank depend on income. My bank offers 5.5%,8.5%,9.5%,11% and 12% to different individual depending on their income. For bank like Ah Rahji is offering flat 8.5% to everyone. Hong Leong 12%to everyone. 5.5% is the best rate one can get but only offered to high income earner. You guys everytime heard about 6.9%, 4++%. Those are offered to government servant thru salary deduction. Normal personal loan interest rate best rate is around 8% -11%. ANyone have query can just PM me.

i wanna enquire abt the personal loan from your bank..can i have ur contact num?

well, i'm from ocbc..the rate we offer as low as 5.5%
who interested pls contact 016-3335956

5.5%.... unless u r very high income earner.......
for those who earn 2k- 4k.. don't think about it.. if not mistaken, they will only offer 9-12%, and x5 of income for low income earner
for those who don't hv payslip feel much more troublesome......
this is the experience fr most of the bank.....

how consider high income earner?? 5k? 10k per month?

anyone know about BSN personal loan details pls PM me ... i want to know if it's real for 5.xx% - 6.xx%

hi...im really have few ideas about personal loan or etc, but im interested to apply a PL

i just wanna ask...is it possible to find any banks/koperasi giving under 5% interest?

im a contract govt staff in 1 institute in KL, working ~ 4 months, with (100+ salary per day) and would like to make a PL for 25k, 10years tenure...

am i eligible? how many % of the interest per annum would be? i dont mind wat banks, but hopefully it was a islamic financing...

thnx for the help!

hi everyone..i have a question here..is it possible for a univ student to make a personal bank loan?

hope someone can answer my question..thanx in advance..

Do you have any income? Else how would you convince bank that you are able to pay bank the loan?

if you have income, or huge amount of monetary transaction. You will be able to get a loan, but that also depends on how you talk.

thanx for the rply..i'm a final year medical student btw..goin to work next year..so it depends on how u convince the bank? i've some savings in my account though..

I dunno wrethe a good place to put here.


i need a serious help and advise

i need to borrow PL Or do balance transfer to clear out my CC DEBT (i dunno wrethe is it a good option)
CC Debt around Rm8k ,and i wanted to borrow Rm10k


i dun have any car loans and commitment so far.
my gross salary are Rm2.2k + allowance about 2.6k

but the issue is i got my new job just less for 4 month working period (currently around 3 month)

but i do have a Credicard for limit :Rm3k since 2006

Any agent can helpme out?

thus are they hv any Personal Loan with Low Interest rate?
(I wish to repayment by 5 years time with flat or low interest)

bcos i seem many bank hv offer me for repayment by 5 years annual interest rate are 12%,it way too high for me.

if you need further information
please call me up 0122877853
Nick Wong
i am from Puchong/Subang/Sunway

Thank you!

This post has been edited by kokanchai: Jan 4 2010, 11:14 AM