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 Personal Loan, which banks offer the best deal?

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eQmaL
post May 4 2011, 08:40 AM

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hehehe.....finally.......after reading through until last page...
hear so much n know so much....but, for those that can advise me on this...do share here...

plan to get pl for 17k-20k...
salary = 3300approx (basic+fixed elaun) <--already deduct kwsp
working field = IT private
loan = rm153 for a kancil, gud payer....
cc = mbb2card amex+visa = 10k limit)...

so...which bank is better for nowdays?

thanks guy....wanna invest n get marry.........
eQmaL
post May 9 2011, 01:38 AM

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QUOTE(weihong @ May 6 2011, 02:12 PM)
yA.. any personal loan with flat rate  greater than 7.45% p.a. will equal effective interest rate of 13.5% of credit card.

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Stand Chart offer 26k for 10.25%..flat rates..additional 0.5% for stamp duty.. and processing fees...
effective interest rate equaly 18.41%... better finance by credit card which lower rates.
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Hi Guys...

actually what do you mean by finance with cc and relate to pl? can help me to understand it?mostly i read all said that the %interest is lower...mind to share how to do n etc...

i do have cc....and planning to do PL...

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