Dunno about this. But I think our details is highly confidential. They can't simply call the bank ask for detail release of the applicant's account. Boleh kena saman woo.

But still I dunno about that, just my opinion do.

RHB Easy must only apply via mykad only???any ref kenot???

chek my IC but chip rosak...just now morning apply replacement IC...30days to collect new IC......

But I need loan ~~rm3k before 9-6-2011

any idea how to make advance cash via CC Cimb??? and details...

[quote=waruna,May 12 2011, 07:28 PM]
Dunno about this. But I think our details is highly confidential. They can't simply call the bank ask for detail release of the applicant's account. Boleh kena saman woo.

But still I dunno about that, just my opinion do.

[/quote]
true true

[Pirate,May 12 2011, 07:30 PM]
RHB Easy must only apply via mykad only???any ref kenot???

chek my IC but chip rosak...just now morning apply replacement IC...30days to collect new IC......

But I need loan ~~rm3k before 9-6-2011

any idea how to make advance cash via CC Cimb??? and details...

[/quote]
RHB Easy must have IC because they will check your EPF details etc on the spot..need to insert your IC in their machine.

about bank statement... to show ur income is tele with ur bankstatement figure...
do u mean bank statement for masuk money?yes,they need a black and white reference to show the account is under the customer's name...

bank is not link with other banks...but every banks link to bank negara...

PLOAN OF CIMB AND MAYBANK IS NOT THE SAME AS OTHERS(SCB,HLB,UOB,EON,ALLIANCE)...DIFFERENT POLICY AND ENQUIRY...

EASY RHB? YES ONLY WITH MYKAD...IF U WAN TO APPLY FOR 3K ONLY?..I CAN RECOMMAND U MY FRIEND AT HQ OF RHB,AS A TELESALES,CAN ACCEPT CUSTOMERS USING EMAIL TO SEND DOC AND FORMS...SAME AS EASY RHB,BUT TAKES FEW DAYS TO PROCESS..I HAVE ALREADY PM U....

IM KENSHIN LAI DIRECT FROM ALLIANCE BANK (NOT 3RD PARTY!!!!!)

How do they check our income is tele with statement? U mean a bank can refer from another bank about the statement details from account's owner? I mean the money masuk and money keluar? If that so, no need to provide the documents, just give IC and payslip only right? since the bank can ask for confirmation about the statement from the applicant's account..

And how if the applicant doesn't have EPF?

Correct me if I'm wrong. Thanks

This post has been edited by waruna: May 12 2011, 11:44 PM

i want to apply PL 10k....before already get rejected by a few banks....my salary is rm2.6k basic....not yet deduct epf n socso....i have a few commitments (CC,car loan,motorcycle loan) n i also have late payments...anyone can help me? i think after reading the comments here mayb only loan from ah long will only approve.....sigh....

i used to loaned from CIMB via CIMB EXPRESS...it's like Legal Along to me where interest is RM700 for RM3000 loan, done paying in a year.

Hi

I want to apply personal loan for 10K.My salary is about 2300(before EPF and SOCSO deduction).I don't have any credit card and loan so far with any bank. My PTPTN payment is good.Any bank can give personal loan to me as Allianze bank reject my loan oredi ;(

P/S : Nowadays why if you want to apply loan need credit card oso. I don't like credit card. I pay cash/debit everytime I go buying smthing

The answer is easy. U fall under "high risk" customer. Same goes to me. Even for me it's harder to get a credit card due to no record in CCRIS and my current company not contributing EPF. Might try to get HP loan first or CC first.

HP Loan is wat? im kinda suck with short form thingy. My company contribute 13% of EPF and mine is 11% .I pay insurance and PTPN oso.Don't bank check this record?

Sumore, I don't need car since my license still L.Who wanna drive the car if I go buy it,plus my company just nearby my house...waste money.For credit card,I don't have any car,so if I apply this cc..what I will use it for.If I wanna buy a laptop or a hp,I just pay it cash.So..in the end..waste money oso 'cos not use the CC.For home loan,my father oredi gave one house at Seri Kembangan for me,so..currently I don't need any home loan oso. So,I just try to take personal loan but seems I consider the person who not eligible to be given a loan

This post has been edited by dzila_87: May 13 2011, 03:25 PM

HP is hire purchase ba,eg. car loan...
insurance and ptptn doesn't shown in CCRIS..tat's y the bank doesn't look at this criteria..

just try to get a cc first..standby..

any 1 from bank rakyat or bank islam....

plz pm urgent...

need 10k for 3 yrs...

btw- my fren said dat standing instruction need my boss 2 sign, izzt true? hate 2 c his face....

is CIMB Express easy apporve for PL then others banker ?

it is very hard to get pl approved for those working in singapore?i apply few bank also reject.got cc more than 1 year.gross salary sgd1900 monthly.commitment a bit high.housing loan 65k,car loan 12k,cc 5k outstanding,pl 25k

Can RHB easy loan do overlap ?
Meaning getting another loan from RHB to settle the current loan ?

u r crazy... rhb loan is the highest rate in banking line 13.45%...U WANA USE RHB TO OVERLAP OTHERS?

Shouldn't be a problem. I recalled being offered 2nd PL by RHB even if I have existing PL from them.

If RHB approves your 2nd personal loan, you can use it to pay anything as long as you will pay the early settlement fee for the first loan (if applicable).

This post has been edited by dmatthews: May 15 2011, 02:40 PM

working in sg can apply rhb easy loan?how long your 1st loan then they recalled offer u another pl?

RHB easy will use IC (mykad) so that shouldn't be issue to check if you can get the RHB Easy loan or not. You can try.
My first loan was granted 8 months ago before they offered 2nd personal loan.

This post has been edited by dmatthews: May 16 2011, 11:31 AM

Any banks giving the lowest personal loan interest at the moment?