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 Personal Loan, which banks offer the best deal?

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ekestima
post Oct 23 2010, 09:23 PM

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QUOTE(jeffrey8787 @ Oct 23 2010, 02:17 PM)
I wanna Loan for RM5000 only. but i get blacklisted by telco company,still can apply?
for anyone wan offer me pls PM..
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I think telco blacklist bank cant see unless they blacklist u under CTOS rclxub.gif
ezwannkotb
post Oct 25 2010, 11:09 AM

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best rate for personal loan government servant here.. rm45k only.. please help..
bogartT
post Oct 25 2010, 11:58 AM

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QUOTE(ezwannkotb @ Oct 25 2010, 11:09 AM)
best rate for personal loan government servant here.. rm45k only.. please help..
*
i guess bank rakyat or bank islam...
ezwannkotb
post Oct 25 2010, 04:39 PM

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i've applied for bank islam.. hopefull can get good rates, since government servant..
tay2903
post Oct 25 2010, 06:53 PM

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Looking for loan...any agent help


Added on October 25, 2010, 6:55 pmNeed to apply personal loan and agent needed to help. Problem with high commitment but payment is good. Please e-mail me at giorgiolim@hotmail.com..( As long as approve loan-comm is no problem)

This post has been edited by tay2903: Oct 25 2010, 06:55 PM
benjamin_haykael
post Oct 25 2010, 09:55 PM

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QUOTE(tay2903 @ Oct 25 2010, 06:53 PM)
Looking for loan...any agent help


Added on October 25, 2010, 6:55 pmNeed to apply personal loan and agent needed to help. Problem with high commitment but payment is good. Please e-mail me at giorgiolim@hotmail.com..( As long as approve loan-comm is no problem)
*
email sent.. if high commitment can la.. maybe the interest a bit higher than ussual,..anyway, no harm to try, futhermore, scb gives 3 mths to consider, maybe can try few bank at a same time, then see which one u get good interest rate and the amount u want... but make sure the banks give u time to consider like SCB ...


Added on October 25, 2010, 10:09 pmGuys, if anyone's fren/relative or whoever u know wants to apply loan, do give my number to them, , or pm me their hp #

commission ?? : we discuss in p.m

This post has been edited by benjamin_haykael: Oct 25 2010, 10:09 PM
LeVis_Jeans
post Oct 25 2010, 10:13 PM

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Hi, I wanna Loan for RM20k for tooth surgery. but last time i got blacklist by bank due to credit card. now settle all ardy..still can apply?
for anyone wan offer me pls PM..
frankchia
post Oct 26 2010, 12:03 AM

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I can get u all loan from
Minimum 20k up to 100k
Under bank, and interest rate as low as just 3% and even less than it.

Pm me if really interested .
hasyir
post Oct 26 2010, 06:31 PM

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looking for personal loan up to 170k..
last time i got a loan of 90k from bank islam for only 4.99% for 9years tenure..
so which bank offer d best rate now?
my income is around 9k-10k...
SUSPerunding
post Oct 26 2010, 07:01 PM

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Looking to get a personal loan for my wife. Working as a teacher in Kluang. Goverment servant. Wanted RM 30k Loan.
Any bank rakyat or bank islam agent here? others bank also considered

Pm me ur loan details + berapa percent payout

if u can make arrangement this weekend at kluang. I'll give u my contact number and we can meet this weekend and settle all the documents needed for approval.

This post has been edited by Perunding: Oct 26 2010, 07:15 PM
neorage_x
post Oct 26 2010, 07:06 PM

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interested to know about personal loan.

1) Loan amount needed RM15,000
2) No history of loans and credit cards
3) Current basic is 2400
4) Contract staff for a private company

help is urgently needed!

benjamin_haykael
post Oct 26 2010, 10:57 PM

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QUOTE(hasyir @ Oct 26 2010, 06:31 PM)
looking for personal loan up to 170k..
last time i got a loan of 90k from bank islam for only 4.99% for 9years tenure..
so which bank offer d best rate now?
my income is around 9k-10k...
*
try lik ngan bank islam la bro
if me myself wanna apply loan, i'll go for the bank islam/rakyat..but for pvt companys susah lorr nak lepass..kalo lepas pun interest tinggi or sama dengan bank lain.


Added on October 26, 2010, 11:02 pmguys, anything sms me ur hp #, i'll call back ~ ~

This post has been edited by benjamin_haykael: Oct 26 2010, 11:02 PM
hasyir
post Oct 26 2010, 11:30 PM

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QUOTE(benjamin_haykael @ Oct 26 2010, 10:57 PM)
try lik ngan bank islam la bro
if me myself wanna apply loan, i'll go for the bank islam/rakyat..but for pvt companys susah lorr nak lepass..kalo lepas pun interest tinggi or sama dengan bank lain.


Added on October 26, 2010, 11:02 pmguys, anything sms me ur hp #, i'll call back ~ ~
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so d best now is still bank islam n bank rakyat?
how bout eon bank?i heard its around 5%...
iman_210
post Oct 27 2010, 05:32 PM

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need bank islam agent to apply for a personal loan.

transfer my balance from bank rakyat to enjoy lower interest.

please pm me.
jessecca8600
post Oct 27 2010, 05:47 PM

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QUOTE(koo66999 @ Sep 14 2010, 07:39 PM)
The bank won't provide personal loan to those who never get any loan from any bank. Cause before give away the loan, bank need to see your repayment history. If never get loan, mean no repayment history to refer, then the bank will reject the application.
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For non-consistent income earners with no repayment history for the bank to refer, they can do site visit before determining approval but only if they find other valuable point on the applicant such as healthy bank statement, well-known and promising industry, good guarantor, and so forth. If not then they wont take risk & they wont waste time for site visit.

Just my opinion based on 4 years experience in processing...
yuszairi
post Oct 27 2010, 06:50 PM

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QUOTE(zerro.yap @ Oct 20 2010, 12:00 AM)
Perhaps you can try this out.

Financing rate : as low as 5.5%per annum
Financing Amount : up to RM100,000
Tenure (Year) : 2-7
- no collateral & guarantor
- NO HIDDEN COST

Kindly contact me for more enquiries. =)

Zerro Yap
017-4515158
zerroyap@ocbc.com
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hello mr zerro,
can confirm 5.5% for salary 9k?
need a BT 20k n topup loan another 20k.
zerro.yap
post Oct 27 2010, 08:19 PM

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QUOTE(yuszairi @ Oct 27 2010, 06:50 PM)
hello mr zerro,
can confirm 5.5% for salary 9k?
need a BT 20k n topup loan another 20k.
*
for income 9k, bank will arrange the financing rate of 9.5%.
if you provide ur bonus month payslip or EA, i might help u to propose for 8.5%
thanks.

Rgds,
Zerro Yap
0174515158
zerroyap@ocbc.com
benjamin_haykael
post Oct 27 2010, 10:16 PM

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QUOTE(hasyir @ Oct 26 2010, 11:30 PM)
so d best now is still bank islam n bank rakyat?
how bout eon bank?i heard its around 5%...
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http://www.offerstation.com/whats-new/2518...rsonal-loan.htm << Eon bank personal bank link
where got 5% ?? 0.75 % lorr = p.a ----> 9% min...


Added on October 27, 2010, 10:17 pm
QUOTE(zerro.yap @ Oct 27 2010, 08:19 PM)
for income 9k, bank will arrange the financing rate of 9.5%.
if you provide ur bonus month payslip or EA, i might help u to propose for 8.5%
thanks.

Rgds,
Zerro Yap
0174515158
zerroyap@ocbc.com
*
if salary 9k =
9k x 5 = Rm 45k can get based on payslip

if use c/c limit, if got higher limit, can go for max rm75k


Added on October 27, 2010, 10:19 pm
QUOTE(samquah @ Oct 12 2010, 10:55 AM)
just now at kopi shop got one fello say standard chartered personal loan can get interest reduced to 7%....
how leh?
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after 3 - 6 mths, u can walk in to SCB branch, take the request form and apply.. to request to reduce the interest.. of coz, make sure ur pmt all cantek la for tat 3-6 mths period.


Added on October 27, 2010, 10:21 pm
QUOTE(useless246 @ Oct 12 2010, 07:26 AM)
LOL..SCB interest is from 8% per annum till 17% per annum ?
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they check the customer's profile, if income 5k, then loan got 4k with all the banks, of coz very high risk la.. either reject or they approve with high interest.. of coz we give 3 mths to consider, as i said before, u go test market, apply few banks, see which bank gives u better rate. then take tat one la.. but make sure the other banks gives u sum time to consider... brows.gif


Added on October 27, 2010, 10:57 pmStandard Chartered - Personal Loan


Max 150k

21 years above

interest rate starts from 0.67% p/mth

Credit card min 1 year with any bank

No guarantor

No collateral

tenure 1-5 years
.
very fast approval, 2-3 days

within 4 hrs will get status of the application

free PA insurance up to Rm 150k

no processing fee


Any Questions, do pm me or sms me 012 5466056, i'll call back

This post has been edited by benjamin_haykael: Oct 27 2010, 10:57 PM
I<3LYN
post Oct 29 2010, 05:20 PM

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I just got approved for Maybank personal loan yet the amount is way less than what I had expected. Is it possible to apply personal loan from more than one bank? I just had my credit cards for a few months. Do no have other loan commitments.
benjamin_haykael
post Oct 29 2010, 08:38 PM

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u alredi accept the mbb loan or not ?
but in SCB have to have c/c for atleast 1 year... sad.gif

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