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 Personal Loan, which banks offer the best deal?

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neorage_x
post Sep 27 2010, 11:14 PM

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hi guys, currently i'm a lecturer working for government-link kolej under MARA, still contract staff. salary basic 24++/month, only pays for my car 435/month thu biro angkasa. no credit card, no personal loan. wanted to take loan 40,000. any idea where should i start looking?
neorage_x
post Sep 28 2010, 05:19 PM

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QUOTE(zzzxtreme @ Sep 28 2010, 02:34 PM)
for non civil servants

if you borrow 10K, 4 years, monthly will be RM280

maximum duration so far is ODBC 7 years. 30K is 600 a month for 7 years. prepare to pay a lot of interest man.

whatcha gonna do with the money? perhaps we can advise on alternatives
*
thanks for the info. I'm going to get married, and at the same time would like to help my future spouse to clear his 2 credit card debts. so both of us can concentrate on paying 1 loan with 1 interest rate, rather than multiple interest rate and multiple credit statements.

any advice or alternatives?
neorage_x
post Oct 26 2010, 07:06 PM

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interested to know about personal loan.

1) Loan amount needed RM15,000
2) No history of loans and credit cards
3) Current basic is 2400
4) Contract staff for a private company

help is urgently needed!


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