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 Personal Loan, which banks offer the best deal?

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nap2617
post Oct 19 2010, 11:28 AM

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need a personal loan around 25-30k. Agent can PM me asap..need this urgent. thx.
YJC
post Oct 19 2010, 06:33 PM

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Hi guys! I'm an agent from HSBC doing personal loans and credit cards. If interested can pm me! active in this forum..thanks guys!
benjamin_haykael
post Oct 19 2010, 09:28 PM

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f anyone wants to apply personal loan with standard chartered do pm me

Max 150k
0.67% interest p/mth
21 years above
Credit card min 1 year
no guarantor
tenure 1-5 years .
very fast approve,
within 4 hrs will get status of the application
free PA insurance up to rm150k
no processing fee / stamp duty
no penalty charges for early settlement.

This post has been edited by benjamin_haykael: Oct 19 2010, 09:30 PM
ah_suknat
post Oct 19 2010, 10:16 PM

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^ sounds nice, too bad I dont have CC


Added on October 19, 2010, 10:17 pm
QUOTE(YJC @ Oct 19 2010, 10:33 AM)
Hi guys! I'm an agent from HSBC doing personal loans and credit cards. If interested can pm me! active in this forum..thanks guys!
*
active?

just joined to day what you

This post has been edited by ah_suknat: Oct 19 2010, 10:17 PM
zerro.yap
post Oct 19 2010, 11:00 PM

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QUOTE(nap2617 @ Oct 19 2010, 11:28 AM)
need a personal loan around 25-30k. Agent can PM me asap..need this urgent. thx.
*
Perhaps you can try this out.

Financing rate : as low as 5.5%per annum
Financing Amount : up to RM100,000
Tenure (Year) : 2-7
- no collateral & guarantor
- NO HIDDEN COST

Kindly contact me for more enquiries. =)

Zerro Yap
017-4515158
zerroyap@ocbc.com
crabby86
post Oct 20 2010, 12:38 AM

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fastest i think is RHB PL now.

This post has been edited by crabby86: Oct 20 2010, 12:43 AM
adilee
post Oct 20 2010, 12:54 AM

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Hi, i'm adiLee from HSBC...
Thank you for those who contact me to discuss on BT o personal loan o refinancing, hope the solution i suggested to u guys r suitable...
Anyone would like to apply for any facilities with HSBC, can direct contact or pm me....
Thanks...nice day...
achilleus
post Oct 20 2010, 09:53 AM

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Hi guys, any Bank Rakyat agent here? I've tried to applied earlier this year for Bank Rakyat PL and it actually got approved before I cancel it (suddenly no need for it). However this time when I tried again(in different branch) straightaway the officer say "Cannot for non panel company". My Salary meet the advertised advertisement which is min 3k however I worked in Sdn. Bhd. company.

Any changes in between the few months? Or do I need any middle man to make this happen? (previous officer is really good and rajin, he's in different town though).


Manuk1188
post Oct 20 2010, 03:58 PM

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QUOTE(achilleus @ Oct 20 2010, 10:53 AM)
Hi guys, any Bank Rakyat agent here? I've tried to applied earlier this year for Bank Rakyat PL and it actually got approved before I cancel it (suddenly no need for it). However this time when I tried again(in different branch) straightaway the officer say "Cannot for non panel company". My Salary meet the advertised advertisement which is min 3k however I worked in Sdn. Bhd. company.

Any changes in between the few months? Or do I need any middle man to make this happen? (previous officer is really good and rajin, he's in different town though).
*
If your company SDN BHD is register wid bank rakyat. Same goes to Bank Islam ( which means, your monthly gaji is from their banking )...

This post has been edited by Manuk1188: Oct 20 2010, 03:58 PM
AskarPerang
post Oct 20 2010, 07:07 PM

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I would like to ask people taking up personal loan up to RM200K for what reason?
Anything to spend on which can profit better than the interest rate you have to pay back to the bank?
benjamin_haykael
post Oct 20 2010, 08:54 PM

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QUOTE(AskarPerang @ Oct 20 2010, 07:07 PM)
I would like to ask people taking up personal loan up to RM200K for what reason?
Anything to spend on which can profit better than the interest rate you have to pay back to the bank?
*
maybe they want to use for biz, invest in bz, u loose a bit when the bank charge for the interest, but in long term, u have a biz running, and maybe u'll be able to settle the loan earlier.
ah_suknat
post Oct 20 2010, 08:58 PM

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QUOTE(AskarPerang @ Oct 20 2010, 11:07 AM)
I would like to ask people taking up personal loan up to RM200K for what reason?
Anything to spend on which can profit better than the interest rate you have to pay back to the bank?
*
business expansion, stock turn over, cash flow etc etc
benjamin_haykael
post Oct 20 2010, 09:02 PM

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QUOTE(zerro.yap @ Oct 19 2010, 11:00 PM)
Perhaps you can try this out.

Financing rate : as low as 5.5%per annum
Financing Amount : up to RM100,000
Tenure (Year) : 2-7
- no collateral & guarantor
- NO HIDDEN COST

Kindly contact me for more enquiries. =)

Zerro Yap
017-4515158
zerroyap@ocbc.com
*
sure can get 5.5% huh ?

today i kena *** wif cust .. vmad.gif .. i told him min 8% per year (havent finish my sentence) then he claimed im givin wrong info, trying to cheat him ... he said his fren applied got 11% .

of coz la. min 8% ...but subject to credit review la (risk level)... they will check ur credit history ... then once the loan approved, u don like, cancel la..

as i know ctbank's Ploan offers very good interest, BUT for selected and existing customers only, rclxms.gif

samquah
post Oct 20 2010, 09:05 PM

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QUOTE(benjamin_haykael @ Oct 20 2010, 09:02 PM)
sure can get 5.5% huh ?

today i kena *** wif cust .. vmad.gif  .. i told him min 8% per year (havent finish my sentence) then he claimed im givin wrong info, trying to cheat him ... he said his fren applied got 11% .

of coz la. min 8% ...but subject to credit review la (risk level)... they will check ur credit history ... then once the loan approved, u don like, cancel la..

as i know ctbank's Ploan offers very good interest, BUT for selected and existing customers only,  rclxms.gif
*
yes

i never trust this stachart loan

i apply they give10%

i reject kow kow

no point consider this bank
Minimayo
post Oct 20 2010, 10:47 PM

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if not mistaken , the 5.5% one is offered by ocbc bank, it depends on the tenure you take and your income range, for the 5.5% , your salary must be above 15k
Robin Liew
post Oct 21 2010, 10:56 AM

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as for standard chartered, why since we never accpet the loan, they send a letter stating full disbursment?

zerro.yap
post Oct 21 2010, 07:40 PM

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QUOTE(benjamin_haykael @ Oct 20 2010, 09:02 PM)
sure can get 5.5% huh ?

today i kena *** wif cust .. vmad.gif  .. i told him min 8% per year (havent finish my sentence) then he claimed im givin wrong info, trying to cheat him ... he said his fren applied got 11% .

of coz la. min 8% ...but subject to credit review la (risk level)... they will check ur credit history ... then once the loan approved, u don like, cancel la..

as i know ctbank's Ploan offers very good interest, BUT for selected and existing customers only,  rclxms.gif
*
we judged the financing rate based on customer income or credit card average limit.
basically customer whose income more than 15k or credit card average limit more than 45k, they are entitled for it. happy.gif

Rgds,
Zerro Yap
017-4515158
zerroyap@ocbc.com
jeffrey8787
post Oct 23 2010, 02:17 PM

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I wanna Loan for RM5000 only. but i get blacklisted by telco company,still can apply?


for anyone wan offer me pls PM..
CreepyCrawly
post Oct 23 2010, 06:53 PM

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Hi, i want to get a loan of ard 100k to start a bussiness.

I m now working, with income of ard 5-6k . But i need to stop working to start my bussiness. So how do i apply for loan since i wun have any payslip?


benjamin_haykael
post Oct 23 2010, 09:18 PM

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QUOTE(samquah @ Oct 20 2010, 09:05 PM)
yes

i never trust this stachart loan

i apply they give10%

i reject kow kow

no point consider this bank
*
u apply in other bank la then..they give u 11% u reject kow kow then u apply in other bank pulak la..

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