Looking best interest rate for RM100k personal loan, repayment 10 years.
Any bank rep pls offer and PM me for details.

What do you expect? Personal loan is like Ah Long rate, some times Ah Long also give better rates. You want cheaper rates, you have to furnish collateral lo...

u are wrong ...

Ah Long is in short term of paying ...

but bank can be drag for whole 5 years ...

any bank islam agent around?

R u a gorvernment servent? If no, I think the chances u get the loan is very low.

For Al Rajhi bank,
the loan amount you can get for private sector workers is,
1) Credit card limit / 3 x 5 (repayment period maximum only 5 years) interest rate 8.5% / annum
2) (Salary + fix allowance) x 5 (repayment period also 5 years max) interest rate 9.99%

If you are interested, u can PM me, I will introduce a agent around your area to u

^ I tried Al-Rajhi before, but was turned down a day after submitting application, sigh..

don't compare with ah long la! they are fcking criminals!

will probably try shitty bank since someone here mentioned that they are offering 5.xx interest rate and i also have banking facility with them. worse come to worst will probably dig into my stash, no way i am going to pay RM15k interest for a RM30k loan.

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Added on September 20, 2010, 9:13 pmtrust me, you're better off in the long run
This post has been edited by jags: Sep 20 2010, 09:13 PM

yes

my friend, ir.stamp also mentioned citibank giving 5.xx % loan interest
how to get it?


anyone know how much is cimb personal i financing interest rate?

try to call citibank CS.
they offer me 0.49% monthly. max 14k.
5.88% year.
more than that, around 9.xx.

maybank offer cheque. (but very little one, rm3k only.)
3% admin fee. payback in 6 month. no other interest.
try call them.

but, please don't enjoy. this is loan (our future income), no our money yet. emergency can be considered.

citibank require any documents?

i have a cc outstanding of 30k with ctbank
can they offer the loan ?

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Added on September 22, 2010, 2:31 pmlucky i did not get the hl personal loan @ interest 9.6%

cimb called me and interest for cimb is only 8.88%

any other lower rates in town?

This post has been edited by samquah: Sep 22 2010, 02:31 PM

just a quick update, for citibank, you must have a current account or credit card with them. if not, forget it

samquah,
i think you payment record must be good. it doesn't make sense for them to transfer your credit card debts to a personal loan with 5.xx% interest, as they can probably earn more money from the credit card interest. however pls don't take my word for it, as i do not know anything about personal loan/credit cards. only using logic

i got a call from rhb bank
said cos i got good payment record
offer me pl of 150k at 8% pa

interesting - can use to roll for business

i nvr ask for this loan n citibank etc all call to offer me

is this a good thing or wat .

if need loan i can refinance my hse at better int rate also ;P

i'm also got call from rhb. (my business current account with them).
then, i walk in to ask about that. (no needs at that time).

very cute salesgirl. feel like love at first sight.
requirement
- deposit to rhb fd.
- they offer me 1.2x FD amount.


(if i have money, no need to have loan)

the salesgirl call me - voice cute , not c yet

got hp no also wor , goody ;P

eh why no loan agents reading this page?

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Added on September 23, 2010, 3:51 pmany personal loan officer? me want to borrow 50K or 100K for long period. my salary is 7400. PM me please

This post has been edited by zzzxtreme: Sep 23 2010, 03:51 PM

I just got a call from a RHB rep for a pre-approved loan for RM100k at 8.5% interest rate and tenure for 5 years. Is this interest rate too high nowdays?

Can I get better offer from any other banks? Please pm me ok. Thank you.

BTW what's up with the personal life insurance that is accompanied with this loan? Is this how they are making more money?

This post has been edited by gyver: Sep 23 2010, 07:16 PM

Need Personal Loan
Amount: 6-10k (depends on the interest rate%)
Tenure Duration: 3-5years (depends on the interest rate%)

Private Sector
Salary: 2.5k - 3k
with proper documentation such as:
IC , 3month Salary Slip , 3 month EPF & 3month Bank statement

Problem: Just Clear my CCRIS with the record of 2 2 2 2 on 5th of August now is 2 2 2 2 0 0

Any Agent can provide me this loan please pm me thank you

8.5 ok kua

i ask cimb they say 8.88%


hlb is 9.6%

What about the life insurance? Is it compulsory to purchase? I already have 2 life insurance plan with AIA and Takaful. No need so many.

can private co workers apply bank rakyat loan?

the interest is so low, anyone got apply?





PERSONAL FINANCING-i 1ASLAH

Our personal financing facility can assist individuals in meeting financial obligations e.g. down payments for a car, houses, home renovations and others.


Concept

Bai-Al’inah


Eligibility
•Malaysian citizens between the ages of 18 and 55 years (58 years old - government employees only)
•Government employees with a minimum income of RM700.00
•Private sector employees with an income of RM3000.00
•Employees in service for not less than 3 years