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 Personal Loan, which banks offer the best deal?

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tomspc
post Sep 23 2010, 01:23 AM

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Joined: Sep 2006


QUOTE(jags @ Sep 22 2010, 11:08 PM)
just a quick update, for citibank, you must have a current account or credit card with them. if not, forget it tongue.gif

samquah,
i think you payment record must be good. it doesn't make sense for them to transfer your credit card debts to a personal loan with 5.xx% interest, as they can probably earn more money from the credit card interest. however pls don't take my word for it, as i do not know anything about personal loan/credit cards. only using logic tongue.gif
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i got a call from rhb bank
said cos i got good payment record
offer me pl of 150k at 8% pa

interesting - can use to roll for business tongue.gif

i nvr ask for this loan n citibank etc all call to offer me

is this a good thing or wat .

if need loan i can refinance my hse at better int rate also ;P

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