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 Personal Loan, which banks offer the best deal?

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QSR10
post Sep 19 2010, 09:32 PM

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QUOTE(mizz_purfect85 @ Sep 19 2010, 09:23 PM)
hi, i need a personal loan, i'm very new to this, never apply for any personal loan. need the loans for sibling education
details:

loan needed RM 40k-50k
my salary before being promoted is 25k[COLOR=red] and this month salary(for being promoted) will be increased to RM 3000 (work more than a year with current company)
is it possible to apply such amount? sad.gif

my debt/loan so far(nothing else than these):
credit card debt at rm4K (maybank)
Car loans which I pay 500 per month

please PM the best deal and let me know roughly the monthly payment based on max repayment period and i will get back to you ASAP.
which bank offer the best deal.

thank heaps!
thumbup.gif  biggrin.gif
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25k? no need loan. just wait for 2 month.


QSR10
post Sep 19 2010, 09:41 PM

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QUOTE(mizz_purfect85 @ Sep 19 2010, 09:34 PM)
my salary before being promoted is 2500 and this month salary(for being promoted) will be increased to RM 3000 (work more than a year with current company)

thanks for highlighted tongue.gif
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as i know, PL is about 10x salary.
wish u good luck. many bank agent in this thread.

QSR10
post Sep 22 2010, 11:22 AM

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QUOTE(samquah @ Sep 22 2010, 11:01 AM)
yes

my friend, ir.stamp also mentioned citibank giving 5.xx % loan interest
how to get it?
anyone know how much is cimb personal i financing interest rate?
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try to call citibank CS.
they offer me 0.49% monthly. max 14k.
5.88% year.
more than that, around 9.xx.

maybank offer cheque. (but very little one, rm3k only.)
3% admin fee. payback in 6 month. no other interest.
try call them.

but, please don't enjoy. this is loan (our future income), no our money yet. emergency can be considered.
QSR10
post Sep 23 2010, 01:30 AM

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QUOTE(tomspc @ Sep 23 2010, 01:23 AM)
i got a call from rhb bank
said cos i got good payment record
offer me pl of 150k at 8% pa

interesting - can use to roll for business tongue.gif

i nvr ask for this loan n citibank etc all call to offer me

is this a good thing or wat .

if need loan i can refinance my hse at better int rate also ;P
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i'm also got call from rhb. (my business current account with them).
then, i walk in to ask about that. (no needs at that time).

very cute salesgirl. feel like love at first sight.
requirement
- deposit to rhb fd.
- they offer me 1.2x FD amount.

tongue.gif tongue.gif tongue.gif tongue.gif
(if i have money, no need to have loan)

QSR10
post Sep 28 2010, 11:45 AM

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QUOTE(gyver @ Sep 27 2010, 11:54 PM)
Errr.... just curious. How much is "maxed-out" ASB?
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last time rm199k. i read in other post, rm255k.


QSR10
post Oct 3 2010, 01:14 PM

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QUOTE(allthewayz @ Oct 3 2010, 11:13 AM)
erm, citibank 8.56 ?  that's quite low... but duno y got different rates  blink.gif

there's this citibank officer that calls me, saying the interest is 9.8%  and can be approved within 3 days
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citibank offer me 5.88% (3 years) max 14k.
more than that 9.8% also.


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