As I know, some banks only require ur photocopy of credit card (front) that used more than 1 year and photocopy of IC. Then fill the application form with correct information.


You can refer to page 52, post number 1031, someone already summarized the latest rate. So choose the bank with ur acceptable rate and easy to reach the bank.

you can try easy-rhb. 15 mins approval. as long as you have a credit card used more than 1 yr, don't know about having bad/good record, but you can try nonetheless.

but i dont have crecit card..any banks can accept?

BSN as low as 3.25%
anyone apply?

For government sector or private sector?

al rahji is increase the rate from 8.5% to 9.99% per annum.

is it monthly income must be reach up to RM 2000 only can apply for any of these personal loan from bank?

they're charging like 12%, thats very high

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Added on April 24, 2010, 11:23 amcheapest now is PBB with 1.5% for 1 year and 5% for 2 year

This post has been edited by kei18kun: Apr 24 2010, 11:23 AM

What u saying is for balance transfer and not personal loan

the balance transfer still works??

Refer here PBB Credit Card Balance Transfer XII
This should be discuss in Credit Card thread.

I think most bank require your annual income to be 18k. That's 1.5k per month.

i havent call to check it out
got brochure & go thru only

its look like most of the bank requires min salary of 1.5K

are there any bank that provide loan with min salary of 1K or 1.3K ?
asking on behalf of my bro..

Min gross RM800 for Xpress Cash Financing-i by CIMB

http://www.cimbbank.com.my/index.php?ch=ci...t=cimb_islamic#

The interest rate is 2% monthly

2% monthly.....better than ah long...

Anyone want to borrow from me with the above interest rate?

Bank Islam min salary is 1.2K, try asking whether your brother company is under their approve list...: )

i urgently need rm6k . i tried rhb-easy but rejected because i have late payment for my car loan .

anyone here can help me ? i dun have credit card and my monthly income 1.6 k

Thanks

bank islam only caters GLC & those big berhad company ..
not for those sdn bhd...

Hi all, I need personal loan of RM20K. Currently working in private sector in PJ, salary 3.2k and have been working almost 2 years. Can anybody help me suggest which bank has the lowest interest rate? i've been loan hunting from bank to banks around pj / kelana area, about 5 6 bank branches, (bank rakyat, muamalat, cimb, eon,..) they seem offer with high interest rates....Need help, pls PM me..