I time the purchase to be on Monday coz they will probably dip a bit after weekends, Malaysia deposit to purchase flow is very slow, so you need to deposit on Thursday to get it on Monday.

I see. Thank you very much for explaining

ooh this is a nice tip, thank you

wah... just one day im down to -5.6% due to trump shenanigans , Im shitting bricks now

hopefully coming years it will rise back since im on long run as well

Mine started seeing red today (-1.7% for USD), but due to currency impact, my RM is ngam ngam neutral.

+0.4 for USD. 18% risk just riding it out, since in for a long game. just gonna DCA every month

18% risk here as well since mid Feb. -1.2% for USD today.

This post has been edited by cucumber: May 14 2019, 07:25 PM

Lesson learned, i was expecting the prices will drop hence i made deposits. But unfortunately prices have gone up. This is why you cant time the market.

Hi, just registered for SA recently and have a few questions:

1) I read that DCA is better than one time lump sum. In this case, assuming i have rm500 a month to spend, better to do a DAILY DCA or Weekly DCA?

2) i register last week and so far the transaction is still "in progress" so i cant really experiment yet. Would like to understand how does adjusting of risk work? does that means if i reduce from 36% to 20% , if the portfolio does not have the same stock/bond/equity then it will SELL and then BUY the new stock/bond/equity?

I mean, it doesn't really went up that high either. So still ok la haha

yeah i know is not that high, just that im disappointed with my speculations

1) rm100 per week
2) yes

if we all can speculate market correctly, i think most of us dont buy into SA already, play shares better. Whatever it is if u keep DCA, u will still come up a little on top I assume, of course looking at more conservative %

Well if you buy this week. Still cheaper then you buy last week or month. Isnt it?

hahahaha, ya loh

Yup true.

Still on negative now
The gain from ytd can't really cover the loss from Monday.

This post has been edited by neverfap: May 15 2019, 11:47 AM

Yesterdat -4.7% USD today -2.3% USD, i was hoping to go like -15% USD im on buying spree now. FD just matured and thinking to park in SA.

Now our myr is really bad. Try not to lump sum
Who knows maybe myr can come back up? Finger crossed

yup, im doing DCA 2 x a week for now until my funds burnout around mid Jul.