Cue Palpatine laughter.

StashAway Singapore peg annual inflation at 2% while Malaysia at 3%.

The default settings for retirement goal asks me to put S$500/month in Singapore account, and RM1500/month in Malaysia account, to retire in both countries with current living standard of S$2800/RM3000 per month in today's purchasing power.

If StashAway is right, that means Ringgit will always depreciate against currencies of other developed nations. But our interest rate and bond coupons are higher, so those things compensate for it.

in the green now. 0.2% usd...

i have just done my portfolio. and jompaid, set recurring every month once.

so is it alright ill just sit back and relax until im 55 haha? sorry im nub in investing

Technically yes. It all depends on you !

alrighty

which risk level are u on?

yep technically yes, but not much person can wait that long.

Even EPF people also trying different way to withdraw

risk level ah? isit risk index?

mine is

Risk Index 12%

am i too conservative?

I regret never studied finance hahah.

Not at all. Risk index is up to you, nothing to do with finance knowledge.

It’s better to take on risk you can handle than risk you capitulating entire portfolio later, that’s even worse.

All this apps exist to make life simpler for people which not much finance knowledge! Just go through their FAQ and if still dont understand, can always ask here or their customer service

Thanks for the input guys. Will definitely come here again if i have anything to ask about stashaway!

Updates are now happening before 11am, which is good. But seems like not consistent though, as I think sometimes the update comes in after lunch.

What is everyone's experience?

Oh, and how are the portfolios doing?

Most of the time around 10.30am will be updated. But like you said, sometimes there's a delay till way after lunch (3pm onwards)..
My portfolio is back to green once more. 4%+ in myr after factoring currency impact, 2%+ in USD.

haha mine going up by 1.1%

Im at -0.7% USD.

Anyone feeling the pinch on the management fee. Mine is around Myr 30++ per month. Kinda feeling it without the free management fees

They are being very honest, at least their fees are lower than traditional unit trust, endowment plans etc.

wow...what a roller coaster week... i'm still up 6.6 % (at 26% risk level).

let's hope trump doesnt make any more stupid comments...

can i confirm if i set up 3 different risk profile then change all to the same %, it will all the same stocks?

example: List A is 36%, List B is 20%, list C is 6.5%. Change both List B and List C to 36%.

Will my List A, List B and List C have the same same exact same stock?

Yeah, all will be the same.