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Investment StashAway Malaysia, Multi-Region ETF at your fingertips!

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honsiong
post May 16 2019, 11:59 AM

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QUOTE(Klawo @ May 16 2019, 11:57 AM)
can i confirm if i set up 3 different risk profile then change all to the same %, it will all the same stocks?

example: List A is 36%, List B is 20%, list C is 6.5%. Change both List B and List C to 36%.

Will my List A, List B and List C have the same same exact same stock?
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Yes. You can ask for them to consolidate into 1 portfolio to allow them to rebalance better. Otherwise all portfolios will have higher tracking errors if you don’t deposit into them often enough.
Klawo
post May 16 2019, 12:06 PM

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QUOTE(ViktorJ @ May 16 2019, 11:59 AM)
Yeah, all will be the same.
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QUOTE(honsiong @ May 16 2019, 11:59 AM)
Yes. You can ask for them to consolidate into 1 portfolio to allow them to rebalance better. Otherwise all portfolios will have higher tracking errors if you don’t deposit into them often enough.
*
Thank you for reply. for now i got 3 portfolio at 36%, 20%, 6.5% just to experiment. Will DCA small amount weekly.

Erm...When should i adjust my risk?
ViktorJ
post May 16 2019, 12:09 PM

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QUOTE(Klawo @ May 16 2019, 12:06 PM)
Thank you for reply. for now i got 3 portfolio at 36%, 20%, 6.5% just to experiment. Will DCA small amount weekly.

Erm...When should i adjust my risk?
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Based on your own financial appetite, situation and views. I think most people would just say "set it and forget it"
TS[Ancient]-XinG-
post May 16 2019, 12:37 PM

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QUOTE(ahpooki @ May 16 2019, 11:55 AM)
wow...what a roller coaster week... i'm still up 6.6 % (at 26% risk level).

let's hope trump doesnt make any more stupid comments...
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Too bad. He already did.

Ban huawei
TS[Ancient]-XinG-
post May 16 2019, 12:39 PM

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QUOTE(Mervin1234 @ May 16 2019, 11:52 AM)
Im at -0.7% USD.

Anyone feeling the pinch on the management fee. Mine is around Myr 30++ per month. Kinda feeling it without the free management fees  icon_question.gif
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Better then UT.

Fsm so cheap also 1.75.

This only 0.8.

You feel it because you see it in the statement. FSM don't feel it because before reflect into account, already tolak
honsiong
post May 16 2019, 01:14 PM

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QUOTE(Ancient-XinG- @ May 16 2019, 12:39 PM)
Better then UT.

Fsm so cheap also 1.75.

This only 0.8.

You feel it because you see it in the statement. FSM don't feel it because before reflect into account, already tolak
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0.8% is just StashAway. You need to +0.4% for SPDR GLD, 0.15% for iShares TLH, +0.04% for SPDR SPY so on.

But yes it's still less than mutual funds. Also when you chuck > RM50K in you get negligibly lower fee.
TS[Ancient]-XinG-
post May 16 2019, 01:52 PM

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QUOTE(honsiong @ May 16 2019, 01:14 PM)
0.8% is just StashAway. You need to +0.4% for SPDR GLD, 0.15% for iShares TLH, +0.04% for SPDR SPY so on.

But yes it's still less than mutual funds. Also when you chuck > RM50K in you get negligibly lower fee.
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Yup. But the 0.8 can cover those loss. Compared to mutual fund they also having platform fee and annual fees.
preducer
post May 16 2019, 01:55 PM

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QUOTE(Mervin1234 @ May 16 2019, 11:52 AM)
Im at -0.7% USD.

Anyone feeling the pinch on the management fee. Mine is around Myr 30++ per month. Kinda feeling it without the free management fees  icon_question.gif
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U must have put alot to be charged that much per month
Mervin1234
post May 16 2019, 02:00 PM

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QUOTE(preducer @ May 16 2019, 01:55 PM)
U must have put alot to be charged that much per month
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hmm.gif ... just 5% of my portfolio...amount considered manageable la
ViktorJ
post May 16 2019, 02:08 PM

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6.5 port is currently standing at +8.2%/+7.2% MYR/USD

No worries, your 36 is going to zoom past in a couple of days
TS[Ancient]-XinG-
post May 16 2019, 02:29 PM

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QUOTE(Mervin1234 @ May 16 2019, 02:00 PM)
hmm.gif ... just 5% of my portfolio...amount considered manageable la
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30myr =0.8%

Base 50k.

50k =5%

100%=1000k

Is that 1 mil.

Wowwwwwwwwww
ViktorJ
post May 16 2019, 02:31 PM

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QUOTE(Ancient-XinG- @ May 16 2019, 02:29 PM)
30myr =0.8%

Base 50k.

50k =5%

100%=1000k

Is that 1 mil.

Wowwwwwwwwww
*
He probably bluff you lah

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Mervin1234
post May 16 2019, 02:51 PM

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QUOTE(Ancient-XinG- @ May 16 2019, 02:29 PM)
30myr =0.8%

Base 50k.

50k =5%

100%=1000k

Is that 1 mil.

Wowwwwwwwwww
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you really know your maths rclxms.gif

but as victor J said, it might be a bluff form me.

anyway nowdays having 1 mil is nothing.

plus my age is not factored in yet brows.gif
mapeyeo1
post May 16 2019, 03:29 PM

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QUOTE(Mervin1234 @ May 16 2019, 02:51 PM)
you really know your maths  rclxms.gif

but as victor J said, it might be a bluff form me.

anyway nowdays having 1 mil is nothing.

plus my age is not factored in yet  brows.gif
*
lol 1 mil is nothing, gg, u are so rich that u feel its nothing sad.gif
tadashi987
post May 16 2019, 03:31 PM

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QUOTE(Mervin1234 @ May 16 2019, 02:51 PM)
you really know your maths  rclxms.gif

but as victor J said, it might be a bluff form me.

anyway nowdays having 1 mil is nothing.

plus my age is not factored in yet  brows.gif
*
hi , do u need some sugar boi wub.gif wub.gif
TS[Ancient]-XinG-
post May 16 2019, 03:32 PM

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QUOTE(Mervin1234 @ May 16 2019, 02:51 PM)
you really know your maths  rclxms.gif

but as victor J said, it might be a bluff form me.

anyway nowdays having 1 mil is nothing.

plus my age is not factored in yet  brows.gif
*
You should not buy SA then. You should have direct go ETF.. they are cheap for big player.

Damn 1 mil.
Damnnnnnnnnn.

TS[Ancient]-XinG-
post May 16 2019, 03:34 PM

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QUOTE(tadashi987 @ May 16 2019, 03:31 PM)
hi , do u need some sugar boi  wub.gif  wub.gif
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Don't fight with me!!! I want be his only boii
Mervin1234
post May 16 2019, 03:43 PM

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You all only see the value but no one see the hardship i've gone through to get where i am... bruce.gif

i am not much of a financial person, that's the reason i park some $$ with SA...if i am good in financial, i think i would have accumulated much more wealth.

I dont want Sugar Boy, I want Sugar GIRL rclxs0.gif
TS[Ancient]-XinG-
post May 16 2019, 03:52 PM

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QUOTE(Mervin1234 @ May 16 2019, 03:43 PM)
You all only see the value but no one see the hardship i've gone through to get where i am... bruce.gif

i am not much of a financial person, that's the reason i park some $$ with SA...if i am good in financial, i think i would have accumulated much more wealth.

I dont want Sugar Boy, I want Sugar GIRL  rclxs0.gif
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I believe we can be boy or girl if you wish. Hahahahahaha.

alexkos

You can ask him if you wish to direct buy US etf.

Or you can open HKFSM for direct buy HKETF.

Via Krv.

If you plan for retirement, you can ask me about amanah saham.


Mervin1234
post May 16 2019, 03:59 PM

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QUOTE(Ancient-XinG- @ May 16 2019, 03:52 PM)
I believe we can be boy or girl if you wish. Hahahahahaha.

alexkos

You can ask him if you wish to direct buy US etf.

Or you can open HKFSM for direct buy HKETF.

Via Krv.

If you plan for retirement, you can ask me about amanah saham.
*
No la, im afraid to buy direct coz im a noob in this. After doing many research only i have confidence in SA. My brother in-law based in Cyprus also doing ETF trading but im too scared to invest under him.

Like i said, im not very literate in financial, that the reason why i don't buy from agents.

Im already in the ASX group, i already have all the account and its hard to fish there. Waiting for mega sales / flood gate to open. Already have bullets standby.

I am also in the Fixed deposit group. But i dont post much there. Just a Ninja reading people comments.

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