😂😂😂 Jialak la u

I have a dream! That stashaway outperforms cryptos!

Cannot sleep?

I have a SAMY 18% risk, and i usually put in money thru maybank2u with my assign reference code.

I plan to set up another with 36% risk today. Will i be assign with a different reference code. So that they know the deposit money go to which risk account. How am i gonna do it

Same reference code.

Adjust the ratio in the manual deposit setting for allocation into more than 1 portfolio.

I dont think the inauguration is a public holiday

Unless they announce it 1 day before like Malaysian cuti peristiwa lmao

another profitable month!

Eh, just to update
Im wrong with the statement yesterday

Timeline as below
17/Jan Sun - Direct Debit scheduled in SA
18/Jan Mon - Direct Debit Bank deduct my saving account
19/Jan Tue - Receive email from SA on @1115HRS that they received fund

Mcm lambat sikit dr jompay, am i wrong?
Last when i think i jompay, the same day SAMY received.
But nvm, yesterday US holiday, fast oso no use.
Try direct debit for a few time baru dpt conclude

I remember i saw earlier post that, "first" time slower a bit
This 36% portfolio just "open" by SA last week, and 17/Jan is my "First" deposit into this portfolio
Aug 2020 i did my first deposit for first 22% portfolio and leave it there, after half year just step further, then taadaa, here i am

Remember dca aje, unless u can timing market very well

Sudah setup dca for half year
try this stuff for half / a year and see how results

Inauguration Day markets will be very muted the action only starts when the house and senate reconvene

Will bumpy thanks to Yellen

Yellen faces Senate to sell US$1.9 trillion stimulus package

(Jan 19): Treasury Secretary nominee Janet Yellen on Tuesday steps into a new role following more than a quarter-century in government: salesperson for economic policy after years of defending Federal Reserve thinking and actions.

https://www.theedgemarkets.com/article/yell...timulus-package

SAMY & SASG share the same app ? Just need different email to log in ?

If I want to add a lump sum money into my Stashaway account, is it better to add that in gradually (increase my monthly/weekly DCA by RM X over X months)? Or is now a good time to a dump it all in at once?

For reference, my risk index is 36%.

The market is at all time high, a correction could come anytime from now. I personally would just DCA. I park my money in SA Simple and auto deduct from Simple account to my portfolio every week. Safe and simple.

This post has been edited by cucumber: Jan 19 2021, 06:11 PM

I've started browsing a subreddit for personal finance in Europe and it's interesting to see the stark contrast of the attitude there.

Seems like there the mindset is DCA only if you have a short time period or limited funds.

If you have a long investment period and a lot of money, go lump sum if you believe your investment is good cos the market generally go up. Regardless if there is up or down, long run you'll still earn more from lump sum than DCA.

Not disagreeing with what you say, but DCA is a risk management strategy.

I've personally have experienced my stock portfolio dropping 30% because i got in the wrong time, I was inexperienced at that time... and it's a terrible feeling to have, feeling anxious all the time & couldn't sleep at night. I realized I'm no warren buffett, so for me I will never do that again unless I'm trading & have the ability to set auto cut loss. To each his own i guess. Some ppl can handle it some ppl can't.

u expert in timing market >>>> lump sum
if not, dca monthly (wanna curve lagi smooth, weekly OR u wanna daily )