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 EPF - self contribution, need advise

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ikanbilis
post Jan 25 2023, 07:34 PM

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QUOTE(CommodoreAmiga @ Jan 25 2023, 06:01 PM)
The i-saraan is automatic right? It will automatically portion to your i-saraan first? The app didn't let me choose anything.
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Epf app cannot choose but pbb online can choose whether i-saraan or normal contribution.
CommodoreAmiga
post Jan 25 2023, 07:39 PM

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QUOTE(ikanbilis @ Jan 25 2023, 07:34 PM)
Epf app cannot choose but pbb online can choose whether i-saraan or normal contribution.
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Yeah, just realized the app cannot choose. Maybank also can choose. Just now hentam RM2k for i-saraan already from Maybank.

MGM
post Jan 26 2023, 05:53 AM

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For contribution payment using I-Akaun app, can we use Spouse's bank account for FPX-payment?

This post has been edited by MGM: Jan 26 2023, 05:57 AM
N9484640
post Jan 26 2023, 05:56 AM

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QUOTE(magika @ Jan 24 2023, 11:14 AM)
Same same. Contributed on 20th and another account on 21st thru  Maybank2u n still not displayed in kwsp website or app.
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ok showed up already but weird it goes into a different "catergory"

Byrn Caruman Diri Sendiri - this I transferred directly from bank
Bayaran Caruman Pilihan Sendiri - this I used EPF app to FPX

strange....lol


This post has been edited by N9484640: Jan 26 2023, 06:01 AM


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CommodoreAmiga
post Jan 26 2023, 06:16 AM

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QUOTE(N9484640 @ Jan 26 2023, 05:56 AM)
ok showed up already but weird it goes into a different "catergory"

Byrn Caruman Diri Sendiri - this I transferred directly from bank
Bayaran Caruman Pilihan Sendiri - this I used EPF app to FPX

strange....lol
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This is is strange...hmm.gif Anyone knows what's the difference? Or it's just for easier reference so you know the money came from which channel?

This post has been edited by CommodoreAmiga: Jan 26 2023, 06:17 AM
N9484640
post Jan 26 2023, 06:23 AM

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QUOTE(CommodoreAmiga @ Jan 26 2023, 06:16 AM)
This is is strange...hmm.gif Anyone knows what's the difference? Or it's just for easier reference so you know the money came from which channel?
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I see like no difference. Only thing they are separated. Both count towards the self-contribution limit hmm.gif

This post has been edited by N9484640: Jan 26 2023, 06:24 AM
joice11
post Jan 26 2023, 04:10 PM

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QUOTE(ikanbilis @ Jan 25 2023, 12:47 PM)
Im testing using Epf app and Public bank online i-saraan to see which one would be updated first or both same time.
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for this i-saraan, may i know how long normally u can get the insentif (RM250) credited to your acc? my case is about 1 month, deposit mid aug 22, get it in mid sept. But my friend deposit Oct 22, unitl today still not in yet. How to check the status whether he is entitle or not? He is doing part time job but no contribution from employer.
lifebalance
post Jan 26 2023, 04:12 PM

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QUOTE(joice11 @ Jan 26 2023, 04:10 PM)
for this i-saraan, may i know how long normally u can get the insentif  (RM250) credited to your acc? my case is about 1 month, deposit mid aug 22, get it in mid sept. But my friend deposit Oct 22, unitl today still not in yet. How to check the status whether he is entitle or not? He is doing part time job but no contribution from employer.
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That depends on the announcement from the government in the upcoming budget if there is any extension.

It'll take time for Govt to deposit the incentive. Even so, what's the rush for your friend to check the balance? not like your friend can withdraw it immediately unless he's already >55 age
ikanbilis
post Jan 26 2023, 04:27 PM

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QUOTE(joice11 @ Jan 26 2023, 04:10 PM)
for this i-saraan, may i know how long normally u can get the insentif  (RM250) credited to your acc? my case is about 1 month, deposit mid aug 22, get it in mid sept. But my friend deposit Oct 22, unitl today still not in yet. How to check the status whether he is entitle or not? He is doing part time job but no contribution from employer.
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Deposit in Oct will get the incentive on March 2023
CommodoreAmiga
post Jan 26 2023, 07:49 PM

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Very weird...today the app shows I have 60k quota again. Yesterday showed the correct balance quota after I have deposited. But the transactions from the app are shown in the app. The RM2k for i-saraan I have deposited is not updated though. That will probably needs 3-5 days like last time.
CommodoreAmiga
post Jan 26 2023, 11:50 PM

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QUOTE(CommodoreAmiga @ Jan 26 2023, 07:49 PM)
Very weird...today the app shows I have 60k quota again. Yesterday showed the correct balance quota after I have deposited. But the transactions from the app are shown in the app. The RM2k for i-saraan I have deposited is not updated though. That will probably needs 3-5 days like last time.
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Update:

It is now reflected already in the app, including my RM2k i-saraan deposited yesterday. I tried to click the contribution button again, but it says I have exceeded the 60k contribution even though I still haven't. I will try again tomorrow.

But this is very fast update compared to last year....and there is no transaction update reflected early in the year until the Dividend was declared and updated.

Update 7:05am:

The balance to contribute is now reflected correctly.

This post has been edited by CommodoreAmiga: Jan 27 2023, 07:07 AM
cute_boboi
post Jan 27 2023, 12:50 PM

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Self-contribute and reflected within 2 working days thumbup.gif

OT : 2nd time online withdrawal for testing, also reflected in my savings account within 3 working days. After the 1st time OTC thumb print, now no need queue already.
icon_rolleyes.gif

BboyDora
post Jan 27 2023, 03:46 PM

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QUOTE(cute_boboi @ Jan 27 2023, 12:50 PM)
Self-contribute and reflected within 2 working days  thumbup.gif

OT : 2nd time online withdrawal for testing, also reflected in my savings account within 3 working days. After the 1st time OTC thumb print, now no need queue already.
icon_rolleyes.gif
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can withdraw like bank? or you ady above 55?

MGM
post Jan 27 2023, 04:58 PM

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QUOTE(CommodoreAmiga @ Jan 26 2023, 11:50 PM)
Update:

It is now reflected already in the app, including my RM2k i-saraan deposited yesterday. I tried to click the contribution button again, but it says I have exceeded the 60k contribution even though I still haven't. I will try again tomorrow.

But this is very fast update compared to last year....and there is no transaction update reflected early in the year until the Dividend was declared and updated.

Update 7:05am:

The balance to contribute is now reflected correctly.
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Bro can u pls summarise the timing of your recent self contribution?
I did it via iAkaun app on 26/1 6am, not updated in balance yet but in payment history it stated will be credited within 3 working days. Last month when I did via m2u all were credit T+1 but updated T+2.


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This post has been edited by MGM: Jan 27 2023, 05:00 PM
magika
post Jan 27 2023, 05:18 PM

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Using Maybank2u website i transfered on 21 Jan and it was updated yesterday. Failed to do it using app on that day.

Next time whether using app or website, i will make sure to do it on working days and working hours. Less worries that way.

CommodoreAmiga
post Jan 27 2023, 05:25 PM

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QUOTE(MGM @ Jan 27 2023, 04:58 PM)
Bro can u pls summarise the timing of your recent self contribution?
I did it via iAkaun app on 26/1 6am, not updated in balance yet but in payment history it stated will be credited within 3 working days. Last month when I did via m2u all were credit T+1 but updated T+2.
user posted image
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I did it on 25th Morning via iKaun and also contribute RM2K to isaraan via Maybank2u.

This morning 7am+, everything is updated accordingly, including latest balance and transaction history of the deposit. However, the transaction history shows all the transaction dates as 26/1 instead of 25/1.

So, i think by tomorrow morning 7am+, everything should be updated for you.

This post has been edited by CommodoreAmiga: Jan 27 2023, 05:26 PM
MGM
post Jan 27 2023, 10:55 PM

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QUOTE(MGM @ Jan 27 2023, 04:58 PM)
Bro can u pls summarise the timing of your recent self contribution?
I did it via iAkaun app on 26/1 6am, not updated in balance yet but in payment history it stated will be credited within 3 working days. Last month when I did via m2u all were credit T+1 but updated T+2.

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QUOTE(CommodoreAmiga @ Jan 27 2023, 05:25 PM)
I did it on 25th Morning via iKaun and also contribute RM2K to isaraan via Maybank2u.

This morning 7am+, everything is updated accordingly, including latest balance and transaction history of the deposit. However, the transaction history shows all the transaction dates as 26/1 instead of 25/1.

So, i think by tomorrow morning 7am+, everything should be updated for you.
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I did it via iAkaun app on 26/1 6am, credited n dated today 27/1/23 10.50pm (T+1) as Caruman Pilihan Sendiri. Better do another one via M2U n choose I-saraan.
cute_boboi
post Jan 28 2023, 01:17 PM

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QUOTE(BboyDora @ Jan 27 2023, 03:46 PM)
can withdraw like bank? or you ady above 55?
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Can withdraw like online banking IBG transfer. Above 1M, below 55.
icon_rolleyes.gif

MGM
post Jan 29 2023, 11:14 PM

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Frustrating app, keep on hanging at FPX page, remaining balance allowed also wrong (total 50k instead of 60k). TRX history showed so many failed TRX.
gooroojee
post Jan 29 2023, 11:48 PM

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QUOTE(MGM @ Jan 29 2023, 11:14 PM)
Frustrating app, keep on hanging at FPX page, remaining balance allowed also wrong (total 50k instead of 60k). TRX history showed so many failed TRX.
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Were you trying to do RM30k or above? Maybe try a smaller amount.. RM25k or less...

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