Saw a similar thread asking how much is ur salary when u r 30 yrs old.
I wonder how much saving does one SHOULD have when u r 30 yrs old?

100k?
200k?
300k?

u don't have to flex how loaded u r
just wanna know how much AT LEAST one need to save once u r 30 yrs old

kindly share? thx!

30? Rm15k max

30?

around 3-5k

100k at least?

used to have around 300k saving.

but now more than half gone

why?
marriage?
house?
car?
family?

house and holiday i guess.

now is collecting mode again.

and getting abit worried, as seems like i might be heading for a financial crisis ;D

This post has been edited by Gon Freaks: Jan 28 2019, 04:40 PM

Ada la dalam 2k. Baru nak simpan, car rosak motor rosak.

2.6

cnt even afford Ipong XS max

No saving at all, my only saving is epf.. My emergency fund ia credit card..

Help...

10k enuf lor..work hard for own self lorrr.. use all while you can...

apa jadi?

at least u r spending on smth which is worth i guess?
but impressive bro, 300k when 30 yrs old.

The right amount of savings you need by your age is : Current Age Divide by 2 x 1'000

Will be 33 this year

Single, living with parents, my workplace not far from home

I think my savings about RM 25k total

u bergurau ke bro?

rm600. cukur

30 rinngggt

oh really?
that's the general formula?

satu lancau pun tarak

biasa la belanja family makan angin, renovation rumah.

agak risau sedikit. kene keje keras 2-3thn ni untuk recover.

ikat perut sket

moga moga takda medical emergency yg besar.

I used to have some savings, till I got 3 kids... now no savings at all... what I earn, I have to use all... #sadlife

Me now 27.....20k je

look at the bright side bro
u have 3 kids!

I had nothing.

My luck turned when I was 33.

well hopefully.

no la, back then i was pretty kedekut. banyak menyimpan. etc.

i think achievable if u can focus.

simpan asb, th, and public mutual. god permits will be ok.

buy gold and silver.
thank me later.

as i get older, the more i distrust financial institutions.
gold and silver is the answer.

This post has been edited by shirohamada: Jan 28 2019, 04:49 PM

I got around 120k when i 30. But i no house.

Above already said it

omg, now that is what im feeling.

just got my third one in the family.

monthly almost no saving haha.

top can save maybe 900 to 1 k only, but apparently every month ade surprise.

family buat family day pon tak mampu nak join lagi. tapi elok gak. boleh refocus and re strategize.

good time dah lepas, now preparing for bad times. macam ombak.

As long as not too negative ok already.

ok la like dat

i tot u lost gambling or what

anyway, a wise advise from my fren, MONEY NOT SPENT IS NOT YOURS

LOL

0

u mean sedekah?

approx 100k FD? but no more due to bayar house downpayment

nope

if you dont spend the mani now, someone else will get the mani and spend on your behalf. that some one can be your kid, your wife, he government or maybe, your new hot GF. LOL

2 maxed ASB accounts

LOL, if i am 40,

40/2 =20 x 1000 = 20k

that's pathethic mang

wow. orang kaya spotted. plis belanja me satay boss

meaning?
berapa bro

20k ok lar.. cukup for foreveralone /k

me now 28, used to have about 50k but half gone

lol.

20 k kenot even bai your watch in your avatar

Maxed 200k per ASB to invest , the rest let the divined rollin'

10yrs ago when i was 30? saving? nil, credit card debt got, monthly income think 2.3k

u might never know what interesting things will happen in your life

far from kaya.... still M40

400k cash minimum

naahh.

i love my family.

meaning ASB-financing?

Somewhere between 1k and 30M

In Marehsia Ramli burger will never be in crisis.. Ada harapan lagi tu

well, hot young GF also consider as family ma... eventually

28 this year, savings RM 34K only. But now have to pay housing loan. If manage to save 1.5K per month also quite happy already.

no saving. all invested.

-ve 300k... bought a house...

haha. doa doa kan ya.

tough time coming ahead.

anak anak pon blum tentu dapat gi skolah tadika ni.

-30k hutang kad

nak handle satu pon dah pening kepala "Lagu nabil".

ini kan pula nak handle 2.

anak alone dah cause my head upside down.

hahah

no need financing already, just passive income now

I only consider rich if net worth > RM10m

TS kira EPF anot? Klu kira EPF ada 100K++ la at 30.

ok lay, at least u got family & next of kin spent your money.

unlike those rich foreveralone if they die, their money either go to gov or have to give someone's else kid(in charity). How many you think is ok for someone else not-their-DNA burn own money?


So foreveralone in /k/, If rich got asset, find wimmin piap get 1 kid. love that wimmin or not don't care as long got next of kin is enough.

This post has been edited by Boldnut: Jan 28 2019, 05:09 PM

28 and i dont have a single cent saving 🤣

100k cash savings.

-20k
ptptn

I am 35 yo now.

I only got
RM 80,000 unit trust
RM 80,000 FD
RM 90,000 Share
RM 100,000 Cash
RM 100,000 EPF

I shoplot paid off
I car loan hutang RM 70,000
I house loan hutang RM 300,000
I small mini micro business worth RM 200,000

100k but i am no where near that

This post has been edited by bonkers28: Jan 28 2019, 05:53 PM

Address plz.. I go congratulate you tonight.

Diu. congratulate me for what?

I still remember my burger

Used to have a lot, then house ready, have to buy furniture and basic reno


This post has been edited by kaiserreich: Jan 28 2019, 05:19 PM

wahh so rich. I envy!

wah, then betul2 kaya. plis dun forget me. belanja satay samsuri or satay pondan oso can

Eh.. you know la.. 'celebration' mah, on the house.

That one need to go MP.

used to have 100k too, tapi marriage and house sux me kering

well u r rite, the happiness to see your family especially your kids smile calling your name is worth $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$.

When i was 30, i only drive civic hybrid.. Now i drive ketam tebu, no more hybrid shit

26 oni got 30k+

Still got 4 more years how la, i bery sked 30 still poorfag

23 this year
46K FD
26K ASM
30K BTC
10K Savings

ada kahwin & takda kahwin very much difference.

100k but with 2 houses (for rental). If I sell them both at market value, can get ~ 250k extra from both the houses.

NA

If big problems come, straight 14th floor

Regardless of how much savings one have, janji dapur masih berasap tuu boleh kawtim lorr

Where the location of the houses ?

If 100k also havent reach, fail

do it include EPF into consideration?

Klang Valley

If got property considered savings?

I think TS meant cold hard liquid cash, plus other considerations that can be liquidat3d eaziley like shares FD UT etc...

Has it been paid off?

Yes paid off. Bought for rm300k plus now probably more than double.

Bright future ahead! Keep it up

Have over 400k savings back in 21 from trading business..fast forward few decades later have less than 3k savings due to business losses..

If age 60 then only 30k is enough?