lol.. these so called 'rich' people have a skewd idea of 100% self-funded..

got one so called multi-million dollar doctor floating around in here that can afford to donate a 200k quid house in UK for his niece. Who is studying to become a surgeon, all fully funded by her father. Then he claims that she is an independent person at 34 years old.. lmaooooo..

Here's mine:
2006, finish SPM. With average results. Spent time in cyber and chasing tail..
2007, college. Dropped out. Run a cyber cafe business. became a really skilled CS player.
2008, college again. This time doing my own course, with my own funds.
2009-2013; engineering degree. but mostly, just wasting more time whilst earning minimum wage jobs and paying for my own education/life.
2013; first proper job in my chosen field. first job, earning 5k rm/month. Spent some good times chasing tail & partying hard.
2014: jumped jobs. salary 8.5k/month. spent more time chasing tail & drinking with mates. Hit some big shot bros up in HK, Macau, Shanghai, & BkK .. party like it's the end of the world.
2015: salary 12k/month woops, my partying lifestyle finally caught up with me.. i knocked up my girlfriend of 12 months. lmaooo. We promptly get married and quickly start a family life.
2016-2018: kid no.1.. party days are over, and suddenly have so much money saved up. So put downpayment & acquired property no.1 in 2016, in 2017, bought investment prop no.2.
2019: 20k/month. kid no.2, my baby princess.. I bought a couple more property. 2.1mil in debt and counting. life is all good. We moved to live closer to the seaside. I spend my weekends on a chartered yatch, fishing with my 4 year old son or we go mountain biking in the jungle.. Now planning to get a boat of my own in 2020 and park it in a marina.

32 this year, my ex-model wife is 26, she's still getting gigs despite being a mom of 2 kids.. 2 great kids.

I'm in a heck of alot of debt, but have a good paying and pretty stable career.

Plenty more of life to live.

point is, there's really no need to stress about getting 'further' ahead in life.

Even a mad party animal like me, who shot-gunned a wedding, is doing okay.. Just go with the flow.. No need to plan meticulously..

This post has been edited by Liamness: Feb 10 2020, 04:21 PM

6 months. Not even touching my wife side. At my age, I don't believe in keeping cash stored in savings.. I have cash sitting in fast liquid options like stocks & etfs.. 6 months is the base-line, the rest gets funneled into investments..

And if I lose my job, I can easily get another one. My age is my advantage.. If I'm 40 or 50, then ok la.. I'd be worrying like hell.. But at 30++ years old.. I'd be a pretty shitty person to never be employed again. With my experience, expertise and age, at most, i'd give myself 2 months of unemployment.

Heck.. I have recruiters and other companies requesting for my CV every-day of the week.. i'm in a field where it's niche enough that once I drop my name & what I do, people already know..

besides, i work in sales portion of engineering.. I personally secure large scale projects worth tens of millions for my company. I have access to corporate budgets and forecast.. projection figures and income statements. And if I don't bring in jobs, i'd be unemployed anyways. So that's pretty straight forward and clear to me. Bring in the jobs and I will live. And boy.. do I bring in the jobs alright.. almost 8 years now in this field and I'm pretty good at what i do, people, including my company competitors know it too.. No need to worry there..

and if i do lose my job through disability or health reasons, i have 3mil in life insurance ready to go.

This post has been edited by Liamness: Feb 10 2020, 04:44 PM

Rosmah ah! why not withdraw 1RM to make it 123,456,789?

This post has been edited by Liamness: Feb 10 2020, 04:45 PM

oh ya.. forgot to mention that i don't drive any fancy car or what not.. we just own a cheap 2nd hand honda jz.. which i put 40% downpayment, got one of the lowest interest rate for a car at 3.5% & took a 4 year loan..

Rest of my income is being used for investment or life necessities like groceries, kids and such.

This post has been edited by Liamness: Feb 10 2020, 04:54 PM

TGIF need 123mil meh? i low-life pleb on standard /k 20k salary also can afford TGIF wor..

maybe need eat at more fancy restaurants?