Used to have almost rm400k when i was 30 (last year), i saved to get married.
Then spent around 80% for wedding & honeymoon.
My wife just gave birth in september, spent another 30k+ for hospital, confinement, buy baby stuff etc.
I have money come in around 20k & go out around 15k every month, i spend a lot.
Current balance in bank is around 20K+ only. Some money should come in again this or next week.
The problem is my high spending. I like to go shopping, upgrade new iphone every year for me & my wife, buy games & new gadgets, so my saving is always low but i have money to spend la every month.