I am accessing this based on a fresh grad who work in klang valley.
I think i have make a fair expenses review here.

Room Rental (include elec, water, internet): RM 600 per month
Car installment: RM 400 per month
Petrol + Parking: RM 150 per month
PTPTN: RM 150 per month
Parent: RM 200 per month
Phone Bill: RM 50 per month
Eat: RM 25 per day * 30 = RM 700
Insurance: RM 100 per month
Additional expenses (entertainment): RM 200 per month

Total: RM 2550 per month

So those who no earn RM 3k per month how u survive? Mind share

how they survive?

rent cheaper room with no internet
ride bike
Dont take insurance
less entertainment

My first job was paid 2370 only...
I still can survive without debt
10 years later today earning 10k
So stop complaining n just earn your way up

no car installment, public sandwich transport

New graduate don't need car , u can't afford a car

25 for meals per day? u fucking kidding me?

But but i see 90% of fresh grad have car

why did u assume all fresh grad bodo one?

moto + fuel only rm100 per month
room share with students + bill easily rm200++

too many or too little

student rent more expensive la. FAMA pay

dei.. thts too much la..

First job RM2.5k, side income RM2.6k so it doesn't affect me.

Cut somewhere. And why makan so freaking mahal?!

Find cheaper room around 350-400 in kl

Food u need only 300-400 max per month

Insurance no need lah

limit urself 20 per day.. in the long run can save more money..

every ringgit worth something for a fresh grad..

Doing what job now?

Room rental depends on location, this reflects the petrol usage also. For this fresh grad, kinda too high to balance.

Eating 25 per day is abit high. Even your breakfast, lunch and dinner makan McD, also wont reach 25. May need to resort cooking dinner for self.

And insurance, the thing is fresh grad probably coerce by their insurance agent fren to buy insurance, but actually do they need it ? Actually if you just get medical card only and less coverage...it should be enough..since lesser chance for shit to happen when ur still young.

earn 3k?, theres still alot who earn 2k. ask them how they survive.

Goddamn eat RM25 per day. What are you? Bill Gates?

car installent got 400 so low ?

400 is axia level wo

fresh grad nowadays drive honda city one

but TBH EnC bachelor grad working in huawei can get RM4k if you grad from famous school with first class

Take LRT save Car Installment of Rm 400 + Rm 150 petrol
You LRT could be Rm 200 only

Dont rent room ... live with parents unless your from outstation then its tougher.
You may need some start up capital from parents until your income stabilize

Insurance although you should buy but if you work then depend on co insurance for the time being

Room Rental - share with more ppl, maybe <RM200 per month
Car installment: buy 1990 cars, no need installment
Phone Bill: Poorfag can always use prepaid <RM30 per month
Eat: If you are fresh grad, eat like a fresh grad then. Should be less than RM500. Of course you can choose to spend RM3000 for food in the future when you earn more.
Insurance:Start buying after increment

See, so easy & flexible.

But most people did useless courses.

As employer I would like to advise that if a fresh graduate is having the above issues, try to work harder to
prove to the company that you are valuable to them and ask for company car and company petrol card.
Most company can provide these now but pls expect only viva or axia..but you just save 550..

Try to live with your parent to avoid living alone unless your kampung is really far away. In this case you have to
quickly get a working life partner to get marry. If 2 person is earning monthly salary, 600 rental a month can
be shared...just save 300

Please change all your ringgit into singapore dollar and keep it safely. Ringgit value will fall further until Najib and Umno
is defeated.

The economy is Selangor is really really bad now and expected to even worse in 2017..try to think positive and
move on. Hope you find a good employer that is really scarce now ...

Lastly please do not get sick because medical fees is getting expensive..

i cannot brain people paying close to 100k for a hotel management degree

Zapfan conservatively makan also 6-7, 2 meals a day only rm14 and u will grow fatter. So what is it for 25?

usually the skip the ptptn and the insurance.

no its not
i was a student last few years and rm80 for house + rm20 for bill
10 person it the house

what do u expect?
2 people? please, open your mind, be creative

Eat rm10 enough, just buy bread, buy chicken, vege, cook self.

my conservative zapfan below rm4 in midvalley

Fresh grad should use bike or second hand kancil.

I used bike for 7 yrs until get a new car.

Oum for 25k part time degree . Course duration 4y/half

dont bull shit lah. I survived with 2.8k in Kuala Lumpur when I first started.

This post has been edited by Avangelice: Nov 5 2016, 10:55 PM

Meanwhile security guard in SG can earn up to SGD 3k+ a month

1. not all company can be what u said, many like the one i work for has no career advancement at all
2. human will get sick, if humans dnt get sick thn its abnormal

Room Rental (include elec, water, internet): RM250 share ramai2
Car installment: RM0 - ride bike bought cash during U days
Petrol + Parking: RM70
PTPTN: RM 150 per month
Parent: RM0 coz parent faham
Phone Bill: RM 50 per month
Eat: RM 20 per day * 30 = RM600 - ikat perut a bit
Insurance: RM0 no.need
Additional expenses (entertainment): RM 200 per month

Total: RM1320 per month

Another topic of how can fresh grads survive? Meh...

I survived with 700 in kl for 4 months alone few years back for internship. No fama help

This post has been edited by hirano: Nov 5 2016, 10:58 PM

Yeah, I got an employee....net pay RM27xx.xx bought new HRV.

100% car inherited from parents la

Wow u earn below 2k? Clap for u la still got entertainment

Will you marry me?

Sure? Jusco?

same here. during posting no pay. only depend on 500myr from dad. donno how I survive but I did. which brings me to..... vvv


no wonder bankruptcy is on the high in Malaysia. stupidity at its finest

Makan place zapfan. Rm10 per day meal is easy for me if i intend to.

living cost now =/= living cost 10 years ago

Petrol + parking.


My parking rm240 a month la loser.

Good for u. Some may save like u but higher percentage might eat n pay more than that given it's MV

where do u work? very expensive

Lol for fark sake grad. Even im earning 5 digits, i only eat 15 ringgit je sehari. If not will cook sendiri at home

Anyone with the following bad habits will have not advancement in any private company :-(better join umno red shirt)

1. Cannot speak or write correct english, repeatedly using wrong grammers when speaking english like just leave, have eat
I never told etc

2. No concern no responsibility and no energy type of worker. You can see a lot of such people in the Umno government.

3. Slow and indecisive or with physical probem type of worker with a lot of excuse not to do anything. If you have wife
or children always sick also will affect you because you will need to take leave to attend to them..

4. Poor interpersonal relationship person. Always badmouth people, set unreasonable target for peer and accusing people
this and that type of people.

If you think you do not have the 1-4 habit above, you are a valuable asset to any company, you need to change you job
immediately..

This post has been edited by 2malaysia: Nov 5 2016, 11:15 PM

Here let me correct u.

Room rental RM400 can get including all utility n internet.
Public transport RM300
No ptptn, parent give RM200
Phone RM50
no insurance.
Additional expenses RM500

Total 1.450

working is so overrated

So bodoh spend so much for car,toll and petrol.
Freshie should know their place.

If married and having kids, having car is a must.
If stay single, car is a burden. Want car so much? Buy 2nd hand. Stop with your ego want to buy new car because car value depreciate each year but you still paying so much on same car compared to 2nd hand value car. For example, go buy 1st generation Myvi compared to brand new latest gen Myvi. Later if you got promoted to better job position and have good salary, can slowly upgrade car.

No wonder gen w,x laugh at gen y and z
They have bad planning.



This post has been edited by nazrul90: Nov 5 2016, 11:36 PM

Your definition , the employee whole personality.
Leader style of speaking ya?
Bosses say's just get the job done! Does boss care about attitude? They are eyeing for profits..

This post has been edited by kswee: Nov 5 2016, 11:31 PM

You forgot kete 1000 a month and ipong 300 a month installment with plan for 24 months

i dn not have any of the 4 above
yet no career advancement
like i say not all company are like what u said
in my case, all the managerial position are already occupied by their sons and daughter...so how to advance?
and looks like you're good boss because 90% of boss sees employee as a liability, not an asset...only smart bosses sees their employee as asset

ride bike
no gip parent money
no insurance
but can starbuck
its called the YOLO life

The process and the result in any company is equally important. Let me give you a example.

You are a cook and you can finish all your work nicely but in your cooking process you ignore cleanliness because
you have a poor attitude toward cleaning your workplace. Rats are found in your kitchen so although
the boss do not say/care, you still would have no prospect of pay raise or career advancement.

Worst still if the health department one day inspect your kitchen and stop your restaurant from operating 2 weeks then you
may be terminated as a cook..

u tune into jibby's channel la, he will teach you how to survive, kangkung a bit, chicken a bit, like that lo.

Go see taylor one hw much
And still crowded with people
Hmhhmphh

But why ah? Able to transfer overseas easily?
Still not able to grasp.. higher profile university = higher quality of education??

Why u so lazy drive uber
Then u can earn 2k per months d

ptptn 150 per month? that is lower than the required amount to pay back.

kan lubang pungkok ada

150 for ptptn is below the required amount, unless you restructured your loan. Make sure no tunggakan, else will be big trouble for you

and those who suggest buy 2nd hand car,

you're not afraid of keep on need to pay extra for maintenance fee?

last time i fix my parent's old car until vomit blood. overhaul and change radiator.

new car no need to fork out these kind of money!

If u ride a cheap bike save RM300.

This post has been edited by netmatrix: Nov 6 2016, 02:35 AM

2370 10 years ago is easily worth double today. Do bear that in mind.

In my fresh grad years, I took a couple of jobs that require extensive traveling. Weeks to months at a time, only a few days gap in between to come home. Accommodation and meals all company bayar. When back at home, squat at parents' home for a few days tops then out I go again.

Jimat nearly 100%. Only risk (THE RISK) is must manage money well since all expenses while out of country is on claims basis. So if you fucuk-ed up in a foreign country, nahaslah kau.

ada jaga kereta ka ????

my car more then 200k km until now never overhaul/overheat before

owait i forget i repair my own car

why new grad always want use car leh ???

i been using motorcycle since form 2 until 30 year old
yamaha sport to yamaha SS2 to suzuki belang

if not i involve in a accident at break some bones,
i think i will still be using motorcycle.

dont buy something you cant effort , pls remember
car is not a asset , is a liability

it depreciate over the year , it need repair and maintenance
it cost you money as long as you hold on to it.

i know many people who earn less than RM3k but have wife and kids and yet they live quite comfortably....

Lol rm25 makan also bash... makan angin sudah.

Add on:
Rokok rm17x15 (1 pack last 2 days)
Petrol+parking 150 not enough..
Iphone installments
Direct sales member fees
Credir card minimum payment
Chiong expenses
Genting fighting lim bobo
Clothing shopping + hair cut
Gym membership
Outside car wash and stupiak coating
Gf expenses such as dating, special celebration gift

I guess at least net 5k for fresh grad la, if not gtfo from kl.

Please consider the inflation rate before speaking of 10 years back. Thanks

1st salary 1.4k. Rilek je.

You got good points there. But my current employer still paying me 2.5k even I worked my ass out. I am fine with no OT, but no Site Allowance, no Outstation allowance. And I am looking for places to jump now. I hope all employers can be as reasonable as you. I know 9 months is not enough to prove my value to company, but seriously consider I already got baby girl, and nanny cost RM 850 even at Kampung Bukit Tinggi here, I really need to jump to make more money. My wife is working and we cannot cover even staying so far from KL. Besides, I daily travel to Kepong for work.

During my Politeknik days I bought 2nd hand kancil for about 10k I think, I pay half, my dad also support half. Already finished paying years ago, and still using it until today.

I still have no plan to buy new car, because I'm focusing on buying a house first lol

I know
But my message is still the same
Don't complain too much on first job pay
Look for a company that can train you well
Consider that as training allowance
After getting enough experience then only look for the salary u want

Your data is f*up la TS. Make assumption based on ONE fresh graduate. LOL.

last time room with bills all in without aircond only RM320...
and ride bike

no problem also

I met lot of gen y who like to rush things out
During my probationary period I rode my bike
For 6 months before I earn enough and bought
my own first car a myvi (which I still keep today)
For 4 years I share a rented apartment with 4 friends
Hence shared those utilities n streamyx fees
We can survive without much income as student
Sure we can survive now with fix income
Again saving enough, we split ways to buy our own houses
Things are tough for 5-6 years but as my position n income grows, it is now easy for me eventually

Back when I was a fresh grad

Rent : RM300. No internet
Car Installment : No car. Just my kapchai from Uni. Fully paid.
Petrol / Parking : All in RM150
Phone : Prepaid. RM50
Eat : RM 15-RM20. Average RM17.50. Roundup to RM550
Insurance : None. #YOLO
Additional / Ancillary : RM100
3 year part time masters programme at Public Uni : Average RM700 per month incl books library fees etc
LRT /KTM to Uni : RM100

Total RM1950 on a RM2500 pay before epf, socso, income tax. Ngam ngam cukup makan saja.

Hey, mind to share what part time job you done ? Thanks.

Well you need to YoLo if not you re going to get stuck in the rat race! Hence the risk that gen Y take nowadays.

My expenses are a bit yolo but what's life without risk!

Monthly expenses: $1,500
Mortgage 1: $1500
Mortgage 2: starting soon but another $1000
Car:$500
Leftovers: The rest

Restructured. I did mine too. From 28X to 14X per month

No need buy gift sometimes to relative like cny mooncake?
No provision for car maintenance?
No provision for cut hair la. Buy cloths la. Buy book?
No provision for go clubbing bowling badminton sport n cheong?

Sure or not?

no
take a bus
once every 3 months. RM10 per hair cut.
no

my first salary was RM700, 10 years ago in PJ... and I survived.

Petrol n parking rm150? U work next taman izit?

Before fresh grad.
Spend money like water.
After grad, no money but die die wanna spend like undergraduate.how la like this.

i stay with fama.. free
fama said they got enuff , no need me to pay them monthly.. free
food.. rm20 to rm30 per day... coz need pay for girl
entertainment.. watch movies usually, can up to 5 times a month, need pay for girl also.. rm100
setarbuk.. go there study.. one month bout rm 50
petrol rm200
parking free except occasional majlis bndaraya cpupon, <rm2 per month.


total rm 1100

gaji as fresh grad.. 4.9k

Google AdSense. My website nets me the income while I sit back and relax

This post has been edited by UserU: Nov 6 2016, 02:24 PM

can PM me more about this? like how to setup etc

no car means you save 500 a month.
25 a day to eat is quite high for a fresh grad, my normal lunch is under rm6.50
ditch your insurance, use your company medical card
your rent is also too high for a freshie..

you are living too comfortable a life and then complaining not enuf money (seriously), your expenses can easily be cut a few hundred.

back when i was freshie
stay with aunt (gave her rm300 as yee see)
drive family old 15 year old car (zero loan payment)
no internet
no setarbuk
no medical

1800 can survive KL



This post has been edited by jwrx: Nov 6 2016, 02:33 PM