QUOTE(hijklmn87 @ Feb 9 2020, 06:40 PM)
32 Years Old Now
Married with 2 kids
Cash in Hand
Rm 30k
Investment
ASB - Rm 120k
ASBF Rm 200k (Loan still have 198k)
PM - Rm 5k
EPF - Rm 100k
Assets
Landed House - Rm 350k (Fully Paid)
Studio Houde - Rm 300k
2 Cars - Worth Rm 100k now
Liability
Studio House - Rm 152k
Car - Rm 90k
CC Loan - 25k
Until now dont know whether im on the right track or not. Got sifu can advise ?
CC loan is CC debt? Or something like CC cash advanced / cash installment plan?Married with 2 kids
Cash in Hand
Rm 30k
Investment
ASB - Rm 120k
ASBF Rm 200k (Loan still have 198k)
PM - Rm 5k
EPF - Rm 100k
Assets
Landed House - Rm 350k (Fully Paid)
Studio Houde - Rm 300k
2 Cars - Worth Rm 100k now
Liability
Studio House - Rm 152k
Car - Rm 90k
CC Loan - 25k
Until now dont know whether im on the right track or not. Got sifu can advise ?
If it is debt, settle it using cash or ASB.
Also, you don't need so much cash nowadays (with ewallet, credit card), can put more into ASB.
Feb 9 2020, 09:34 PM

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