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 How much saving you have, when you are 30 yrs old?

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hijklmn87 P
post Feb 9 2020, 06:40 PM

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Joined: Feb 2020
32 Years Old Now
Married with 2 kids

Cash in Hand

Rm 30k

Investment

ASB - Rm 120k
ASBF Rm 200k (Loan still have 198k)
PM - Rm 5k
EPF - Rm 100k

Assets

Landed House - Rm 350k (Fully Paid)
Studio Houde - Rm 300k
2 Cars - Worth Rm 100k now

Liability

Studio House - Rm 152k
Car - Rm 90k
CC Loan - 25k

Until now dont know whether im on the right track or not. Got sifu can advise ?


hijklmn87 P
post Feb 9 2020, 07:08 PM

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QUOTE(fiqir @ Feb 9 2020, 06:59 PM)
Wife working ?. How much your salary
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One man show boss.

Basic 6k
Normally got commission can get 10-11k/months.

Commitment
Housing loan - rm 780
Car loan - rm 950
CC - rm 500


hijklmn87 P
post Feb 9 2020, 07:53 PM

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QUOTE(fiqir @ Feb 9 2020, 07:33 PM)
great life u have there, congrat bro  thumbup.gif
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Still not comfortable bro .. Long way ahead .. Dont know what happen tomorrow 😓😓
hijklmn87 P
post Feb 10 2020, 12:38 PM

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QUOTE(cmk96 @ Feb 10 2020, 12:08 AM)
I think you should state the two houses under your name only or joint name with your wife.

Many ppl actually own half of their house with joint name.
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Hi Boss, both under my name one. My wife got her own and not included here.

 

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