No need to save. Spend all
Medical expenses got medical card
Retirement got EPF / gratuity /golden handshake
Education got PTPTN
How much saving you have, when you are 30 yrs old?
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 Feb 10 2020, 03:03 PM
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Junior Member
486 posts Joined: Dec 2013 
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Feb 10 2020, 10:31 PM
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Junior Member
486 posts Joined: Dec 2013
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kiamat coming soon.. save for what.?
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