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Salary 8k will be potong 1.2k to pay PTPTN Chat
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vanillapire
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 Dec 5 2018, 10:05 PM
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QUOTE(silent_stalker @ Dec 5 2018, 10:03 PM) But doing so will create more harm than good. Since this potongan is straight from the salary, many people may find it hard to service their other loans. If that is to happen, npl for banks will be high. After a year or 2, many will go bankrupt. Not good for economy. Is this what they want? I dont think they thought this thru. Its illogical. You know you have an education loan then why get more without settling the first loan??? Do student really understand what is financial management? |
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adj3
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Dec 5 2018, 10:06 PM
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New Member
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QUOTE(Zaryl @ Dec 5 2018, 09:54 PM) hmm i've been sitting and thinking calmly for an hour or so. i guess PTPTN will make a u-turn statement after this. right after Atok and his smart ministers thought over this ridiculous policy that could hurt potential voters for PRU15 and the rest.  Chill your manboobs gais. Let's get a good nite sleep tonite and watch the development over the next few days.  Yup ph u turn at the best Tak sia sia vote dorang This post has been edited by adj3: Dec 5 2018, 10:06 PM |
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Cookie101
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Dec 5 2018, 10:06 PM
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Poor pipus problem.
Rich pipu dilemma.
The poor always wanted the rich to suffer.
Indirectly the poor ends up got burnt.
Another u turn.
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Kyojin
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Dec 5 2018, 10:07 PM
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New Member
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QUOTE(GoingMerry @ Dec 5 2018, 10:05 PM) Meanwhile majority PTPTN borrowers only have to pay RM50 monthly. They probably never repay a single cent. It is indeed unfair. But hey /k only shout : u hutang u bayar laaa Why so bodoh, people got no money to pay how to pay. If you've the money to pay the loan, just pay la. |
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ohman
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Dec 5 2018, 10:08 PM
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QUOTE(KuzumiTaiga @ Dec 5 2018, 09:57 PM) eh hello please do not simply assume, I only very recently enter this income bracket, before this I was only earning 4k+ I have been paying diligently via auto debit for RM303 for nearly 1 year, from the first month I was required to start paying back, and now they're gonna change my deductions to 1.2k, how is that fair? What the hell do you mean I deserve it? Cukurlah gaji besar boleh afford 1.2k easily Gaji lompat 3k ,ptptn baru lompat 800 jer pun. Owai |
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silent_stalker
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Dec 5 2018, 10:08 PM
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QUOTE(vanillapire @ Dec 5 2018, 10:05 PM) You know you have an education loan then why get more without settling the first loan??? Do student really understand what is financial management? And are they doing this to punish the defaulters is it? Sure they made a mistake for not paying the loans, but is it wise to punish up to a point family may be destroyed? Im all for forcing the defaulters to pay. But this way is not right. |
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KineticKill
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Dec 5 2018, 10:09 PM
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New Member
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QUOTE(vanillapire @ Dec 5 2018, 03:05 PM) You know you have an education loan then why get more without settling the first loan??? Do student really understand what is financial management? If they understand financial management, they'd probably excel in their studies as well and don't need to pay PTPTN. Probably. |
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adj3
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Dec 5 2018, 10:10 PM
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New Member
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With ph current menteri decison making
Im very worried with our future
Ohwai.......
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ohman
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Dec 5 2018, 10:10 PM
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QUOTE(KineticKill @ Dec 5 2018, 10:09 PM) If they understand financial management, they'd probably excel in their studies as well and don't need to pay PTPTN. Probably. Its like saying kalau dia pandai, dia tak akan jadi miskin. Inbe4 everyone has a miskin father. |
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manypplwan
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Dec 5 2018, 10:10 PM
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Getting Started
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QUOTE(Cookie101 @ Dec 5 2018, 10:06 PM) Poor pipus problem. Rich pipu dilemma. The poor always wanted the rich to suffer. Indirectly the poor ends up got burnt. Another u turn. Poor people always blame the rich for their problems. Serves them right in the face ohwai |
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SUSM4A1
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Dec 5 2018, 10:11 PM
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QUOTE(Kyojin @ Dec 5 2018, 10:04 PM) If 20k loan, 1.2k repayment is about 18-20 months only. Why so bising, take the hit and clear off your loan la idiots. bising is because the amount change from the agreement , that is why bising already sign and agree pay...example rm250 a mth... suka suka ...mood bad change rm1.2k... next year mood bad? change rm1.5k....macam ini ka contract?? use ur brain la idiot |
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SUSlaoahpek
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Dec 5 2018, 10:12 PM
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New Member
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QUOTE(Kyojin @ Dec 5 2018, 10:04 PM) If 20k loan, 1.2k repayment is about 18-20 months only. Why so bising, take the hit and clear off your loan la idiots. i 21k loan work 2 years ,income monthly 2k, took me 2 years to clear the more complain = more chibai brain. sila meninggal |
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vanillapire
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Dec 5 2018, 10:13 PM
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QUOTE(silent_stalker @ Dec 5 2018, 10:08 PM) And are they doing this to punish the defaulters is it? Sure they made a mistake for not paying the loans, but is it wise to punish up to a point family may be destroyed? Im all for forcing the defaulters to pay. But this way is not right. It is more about responsibility and prioritisation than punishment on borrowers. Besides, you used the word defaulter and you should have know the actual meaning of it. |
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Joe_Longgo
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Dec 5 2018, 10:13 PM
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New Member
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QUOTE(Kyojin @ Dec 5 2018, 10:04 PM) If 20k loan, 1.2k repayment is about 18-20 months only. Why so bising, take the hit and clear off your loan la idiots. just wait for your turn kena. Gamuda staff PH voters kena. We fell into 15% bracket also mostly PH voters. There few more years.. will hit you soon |
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hirano
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Dec 5 2018, 10:15 PM
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QUOTE(opportunity88 @ Dec 5 2018, 10:14 PM) For men: Your money her money Her money, her money. Haiyo, u are wimmin u should know. I wimmin, i share all expenses. And i mean all. |
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Kyojin
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Dec 5 2018, 10:19 PM
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New Member
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QUOTE(Joe_Longgo @ Dec 5 2018, 10:13 PM) just wait for your turn kena. Gamuda staff PH voters kena. We fell into 15% bracket also mostly PH voters. There few more years.. will hit you soon I saved up and took the 20% discount, cleared my ptptn loans before it was due. |
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honeydeal
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Dec 5 2018, 10:19 PM
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New Member
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i want to kerja keras to hit 8k of salary so that i can bayar habis cepat
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silent_stalker
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Dec 5 2018, 10:19 PM
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QUOTE(vanillapire @ Dec 5 2018, 10:13 PM) It is more about responsibility and prioritisation than punishment on borrowers. Besides, you used the word defaulter and you should have know the actual meaning of it. Defaulters. Yea i know the meaning. So they should follow the law. If they default in the payment, bring to court. Ccris ctos do everything. Only if the amount is abive 50k, go for bankruptcy. But to force them pay for an amount that they cannot afford to pay, is nonsense. Bcoz of this force payment, they may not be able to pay for their house or car. Then they will go bankrupt. Their car kena tarik. Or house got lelong. Thats nonsense. Even banks dont do such evil practice. |
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yhtan
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Dec 5 2018, 10:22 PM
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QUOTE(silent_stalker @ Dec 5 2018, 10:03 PM) But doing so will create more harm than good. Since this potongan is straight from the salary, many people may find it hard to service their other loans. If that is to happen, npl for banks will be high. After a year or 2, many will go bankrupt. Not good for economy. Is this what they want? I dont think they thought this thru. Its illogical. Yup, especially those hand-to-mouth type, i seen some earning 5 figure also merely enough for his own lifestyle, further punish them will do more harm with this roti canai policy. If they follow the repayment back then, no point to punish them pun. It is the government wrong policy back then. If they say this new policy is applicable for 2019 applicant onwards, go ahead and do it. Now the policy drafted as every borrowers has to follow. |
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KineticKill
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Dec 5 2018, 10:22 PM
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New Member
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QUOTE(ohman @ Dec 5 2018, 03:10 PM) Its like saying kalau dia pandai, dia tak akan jadi miskin. Inbe4 everyone has a miskin father. More like, kalau dia pandai, dia... Bayar je lah  |
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