That is some really poor financial planning


Good luck with your life

haaha... sorry, i mean tungakan... LOL

Auto deduct is good idea

But that %? Lol

Sure kill some middle income

Sure lepas ni ada u turn dari ph

Tu la suruh undi bn tak nak

Degil undi ph

This is my question as well

ur wifu stay in home make sanmmich?
ask ur baby go out work also, no work no milk

y u no pay ptptn tat time whn u 4everalone tat time, no car no house still living under basement tat time?

buzze azam? hehehehehehe


the most hancing decision so far...

I agree every loan needs to be paid.

But i dont agree on how this repayment is calculated. If based on agreement, im ok with that, but they want to force people pay based on they salary?

Imagine u buy house but repayment is based on percentage of ur salary. I dont think that is right. Ur gaji naik, the repayment also go up.

At most they should follow the stated amount in the agreement. Not more than that.

This post has been edited by silent_stalker: Dec 5 2018, 09:47 PM

Rule of law they said

Kek

Should have given some time for people to adjust, increase by stages every 6 months would have been better. If not i foresee more foreclosures coming soon, not sure how is that going to help the cause if some people actually go into bankruptcy because of this.

Finally i agree with u on this.

Tun M said rule of law but PH gov just ignore this. Kek

To be frank lah, how many borrower earn 8k and above?


I don't think it even worth discussing

Who are you to tell people how to live their life? The problem is out of the blue have to pay 600 to over 1k more. You take loan the bank suddenly change the terms of repayment force you pay 1k more you see you can cope or not? Even you can a lot of people cannot.

This post has been edited by eXTaTine: Dec 5 2018, 09:49 PM

bn tak nak sponsor me air tickets

now sudah kalah padan mukah

and students who votes for ph kena kencing pun padan mukah

mukah win liao

>23 pages topkek
Nearlee

sell butt or burn lge house
choose 1

where is johnkok?

Wife work or not what business is it for you to know? Later you take bank loan the bank suddenly ask you pay 1k monthly extra then say to you "Spouse not working? Why cannot pay 1k more?"

Doesn't matter how much they earn. 3k 4k.. whatever. My point is the repayment should not follow the salary. Its not logical. If a person already max his dsr, only left rm2k.. if follow gaji kasar, the amount will eat up into that 2k.

They should calculate based on gaji bersih after minus all commitment if they still wish to go on with it.

Alot of people will go bankrupt like this if they continue with that plan

This post has been edited by silent_stalker: Dec 5 2018, 09:55 PM

hmm i've been sitting and thinking calmly for an hour or so.

i guess PTPTN will make a u-turn statement after this.
right after Atok and his smart ministers thought over this ridiculous policy that could hurt potential voters for PRU15 and the rest.

Chill your manboobs gais.

Let's get a good nite sleep tonite and watch the development over the next few days.