Those who sign agreement for the 1% sure kencing, because government doesn't follow the law of contract. The agreement already stipulated all the repayment schedule and they trying to rescind it.

A lot people laugh at Gamuda padan muka, songlap, but the agreement already there, now those PTPTN borrower going to feel like Gamuda liao. Malaysia baru give a misconception of rescind contract as they like, like this how to convince investor to invest in Malaysia.

IMO the rules is good for those who did not pay single cent, using this force method will work, but please do not punish those who follow PTPTN loan contract repayment.

There is a huge chunk of money stuck at PTPTN, i guess government doesn't want to continue dump money and think whatever policy to speed up the collection.

First one to kencing going to be government servant, for example my sister did lend from PTPTN and opt for auto-salary deduction, imagine others.

Second one private sector, do they have obligation to force repay? or using method to force private sector to pay like LHDN? i don't know, sure create a lot havoc later on.

So the ultimate plan they have is, force u to take EPF money and repay in large chunk to avoid all those trouble.

Yup, especially those hand-to-mouth type, i seen some earning 5 figure also merely enough for his own lifestyle, further punish them will do more harm with this roti canai policy. If they follow the repayment back then, no point to punish them pun. It is the government wrong policy back then.

If they say this new policy is applicable for 2019 applicant onwards, go ahead and do it. Now the policy drafted as every borrowers has to follow.