But doing so will create more harm than good. Since this potongan is straight from the salary, many people may find it hard to service their other loans.

If that is to happen, npl for banks will be high. After a year or 2, many will go bankrupt. Not good for economy.

Is this what they want?

I dont think they thought this thru. Its illogical.

And are they doing this to punish the defaulters is it?

Sure they made a mistake for not paying the loans, but is it wise to punish up to a point family may be destroyed?

Im all for forcing the defaulters to pay. But this way is not right.

Defaulters. Yea i know the meaning.

So they should follow the law. If they default in the payment, bring to court. Ccris ctos do everything. Only if the amount is abive 50k, go for bankruptcy.

But to force them pay for an amount that they cannot afford to pay, is nonsense. Bcoz of this force payment, they may not be able to pay for their house or car. Then they will go bankrupt. Their car kena tarik. Or house got lelong.

Thats nonsense.

Even banks dont do such evil practice.