Salary 8k will be potong 1.2k to pay PTPTN Chat
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 Dec 5 2018, 07:30 PM
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#1
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Senior Member
3,335 posts Joined: Nov 2007 From: Pluto  
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QUOTE(M4A1 @ Dec 5 2018, 07:23 PM) Now i pay nicely according to contract rm150+ Salary already more than 8k but still paying merely 150? Memang sohaiIf based on current new rate? Rm1200+  |
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Dec 5 2018, 07:33 PM
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#2
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Senior Member
3,335 posts Joined: Nov 2007 From: Pluto
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QUOTE(M4A1 @ Dec 5 2018, 07:32 PM) Sohai mak kau Legally tak salah but sohai. Mentang-mentang la interest just 1%.I follow contract la . Apa salah |
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Dec 5 2018, 08:05 PM
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#3
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Senior Member
3,335 posts Joined: Nov 2007 From: Pluto
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QUOTE(Avangelice @ Dec 5 2018, 08:03 PM) those who tak ada ptptn loan and got fama to sponsor your education please stfu ya. you have no right to scold any of these poor souls I had ptptn loan and cleared off last month. Diligently saving money before that. From poor family and no fama money since after finish spm. |
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Dec 5 2018, 08:13 PM
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#4
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Senior Member
3,335 posts Joined: Nov 2007 From: Pluto
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QUOTE(M4A1 @ Dec 5 2018, 07:36 PM) And mana boleh tiba tiba expect ppl pay so much I agree that a jump to 1200 is a steep amount. But with 8k, ur brain didn't trigger you to pay more to finish loan faster ke?If contract 150 now suddenly force pay 1200 Like this call fair ka? When i was earning 2k also i was paying 200/month already dey. Then lumpsump pay after 5 years after i am more capable now |
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Dec 5 2018, 09:02 PM
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#5
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Senior Member
3,335 posts Joined: Nov 2007 From: Pluto
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QUOTE(desmond2020 @ Dec 5 2018, 09:00 PM) My brother clear his loan within 3 years and he earn less than 4k Because he stays with parents |
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Dec 5 2018, 09:24 PM
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#6
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Senior Member
3,335 posts Joined: Nov 2007 From: Pluto
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junsheng u family kaya, brada pay all. Use BMW + all other luxury stuff. Why la inside this ptptn thread.
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Dec 5 2018, 09:40 PM
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#7
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Senior Member
3,335 posts Joined: Nov 2007 From: Pluto
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QUOTE(opportunity88 @ Dec 5 2018, 09:35 PM) RM8k. Wife no work?After tax &EPF = RM6.5k Honda city = RM 900 House = RM 2000 Makan = RM 1500 Feed baby & baby stuff = RM 1500 Baki = RM600 Pay PTPTN RM1200? |
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Dec 5 2018, 10:04 PM
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#8
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Senior Member
3,335 posts Joined: Nov 2007 From: Pluto
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QUOTE(eXTaTine @ Dec 5 2018, 09:52 PM) Wife work or not what business is it for you to know? Later you take bank loan the bank suddenly ask you pay 1k monthly extra then say to you "Spouse not working? Why cannot pay 1k more?" The guy listed out net pay 6.5k, then all house, car, child expenses under him. But reality is most wimen are working nowadays and sharing the burden of expenses. So his calculation is bullshit. |
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Dec 5 2018, 10:15 PM
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#9
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Senior Member
3,335 posts Joined: Nov 2007 From: Pluto
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QUOTE(opportunity88 @ Dec 5 2018, 10:14 PM) For men: I wimmin, i share all expenses. And i mean all.Your money her money Her money, her money. Haiyo, u are wimmin u should know. |
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Dec 5 2018, 11:25 PM
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#10
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Senior Member
3,335 posts Joined: Nov 2007 From: Pluto
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QUOTE(adrixxx @ Dec 5 2018, 11:23 PM) is the 10% discount still available if you settle half? yes pay up by 27th dec |
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Dec 6 2018, 03:17 PM
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#11
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Senior Member
3,335 posts Joined: Nov 2007 From: Pluto
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QUOTE(haimirmaya @ Dec 6 2018, 02:25 PM) Org dah planned well before this hiked up happen. Time aku gaji 4k dah ade $$ nak full payment. Just that I delay a bit to do it. Cash, not via epf. Not sure why 10 years you still dont have enough saving?Dah beli rumah Dah kurangkan loan study dah separuh Ko ingat loan study 10k? Kaya mcm /k? Keje 10 taun. 10 taun tu starting gaji 8k? Dah merangkak dari bawah Baru dpt 8k. Then acc 2 before nie. Potong ikut gaji. Byk mana sgt nk suruh poke out? Suka2 hati create chaos mintak lebih. Cuba bertenang..lapangkan dada.. duduk dalam kasut kitaorang.. fikir sebelum ckp... |
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Dec 6 2018, 03:46 PM
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#12
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Senior Member
3,335 posts Joined: Nov 2007 From: Pluto
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QUOTE(haimirmaya @ Dec 6 2018, 03:37 PM) I do have saving. The point is. When u sign the contract. Agreement. Honor it. Simple as that. My saving. My money..its all up to me to do. Who are they to come in the dark, just sudden asked for more. Ahaha now in the end it's about the interest % aint it. Mampu but tak nak bayar. Bukan tak mampu. Nk bayar cepat. Nk bayar lambat. My right that already been agreed earlier. Those all statement here from /k Why xbayar? Aku bayar. With the term that agrees earlier. Simple. Like u buy a car. Why go for 9 years? Why go for 7 years? Simple..people rights to choose. Its your life to carry on. I did mine. Since the interest was low and Im following the agreed arrangement and do a good payment. This is totally unfair and bullshit. The reason all people jumping is because the extra payment ur force to pay. Bukan xnk bayar. /k level mentality makin low and kuda too much. Ujrah at 1% should now be increased to 4-5% like bank. |
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