if you read carefully, it said "Cara Bayaran Balik" , pay back method subject to change according to PTPTN but it does not say PTPTN berhak mengubah ansuran bulanan dengan memberi notis ... ". in the contract, initial cara bayaran is from the salary deduction from employer and PTPTN can change this method. they can change how you pay back to any method but the amount remains the same as in the contract. if they can simply change the amount, this clause should be written under Ansuran Bulanan, not Cara Bayaran Balik.

owe "people"

PTPTN not people

Top as in?

Kudos to you.

you are the creme de la creme.

Unfortunately not everyone has the same privilege & opportunity to even study/work their ass off.

I know some people who splurge their PTPTN money.

I also know some people, when they receive their PTPTN sends back a substantial amount to support their family at home. Work part time with classes to attend. With such weight on their shoulders its almost impoosible to attain scholarship winning results in uni. All done and dusted upon graduation they need to continue supporting their family with their meager starting salaries and with every increment it lessens the burden of the family on them.
After years they have worked themselves up to comfortable positions.

PTPTN helps people in those categories.

And now suddenly, PTPTN says, screw you and your family, pay me first.

Thats what we complaining about.

Then you need a lawyer to sue gov


I suggest you get a really good one


Like late karpal Singh level

Education-wise, until PhD.

gov now is kaki uturn bah

promise this can get many eligible youngsters' votes.
sudah get, apa lagi, kasi kencing sama lu la

i am already paying 350 a month.

can apply up to that amount or mati mati ikut criteria?

Shafee, Bijan lawyer can?

Haih.

Bayar je lah.

He used to be like walk on water in court

But nownpeasant level only

i never owe ptptn and i pay on time every time until now. suddenly i have to pay 8% of my salary, that is a shock.

If you use your PTPTN to help your family, it means that you've already menyalahgunakan wang PTPTN.

You want to send money to your family? Sure, go do that.

By getting a job or 2.

junsheng u family kaya, brada pay all. Use BMW + all other luxury stuff. Why la inside this ptptn thread.

Then you dont know what is true hardship. when i know i have excess cash from PTPTN after study expenses i wont sit around and see family suffer.

For a PhD you lack empathy.

This post has been edited by juvaan: Dec 5 2018, 09:25 PM

If you still owe money to PTPTN, it means that you still owe money to PTPTN.

And you don't have to pay 8% to PTPTN forever. Makin banyak bayar makin cepat habis.

now looking back as if mazlan is kinda like angel compare to morons in PH

Im lucky enough to never need to even know what’s “ptptn”

But boy look at the replies here, getting all riled up because you have to pay back what YOU have spent?

Wow, just wow, how about when ptptn pay you years ago that time delay the payment? Take money pandai, but never understand how this batch of money is circulating.

Today get money in bank

Next day already see them playing new iPhone