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> Salary 8k will be potong 1.2k to pay PTPTN Chat

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EternalC
post Dec 5 2018, 09:02 PM

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tahinah pengundi semua kena kencing!
ahahahaha


EternalC
post Dec 5 2018, 09:19 PM

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QUOTE(smwah @ Dec 5 2018, 09:15 PM)
How bout those apply 1% repayment and those already using salary to pay.
Talking about free education, so it will never appear.
Better provide interest free repayment by nett out borrow.
Do they ever consider the high cost living in city?
2k, tell me what to eat my friend. Govt should start control the tertiary feed and quality.
Disappointed.....
*
gov now is kaki uturn bah

promise this can get many eligible youngsters' votes.
sudah get, apa lagi, kasi kencing sama lu la

laugh.gif rclxms.gif
EternalC
post Dec 5 2018, 09:49 PM

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QUOTE(M4A1 @ Dec 5 2018, 09:44 PM)
Tu la suruh undi bn tak nak

Degil undi ph
*
bn tak nak sponsor me air tickets

now sudah kalah padan mukah

and students who votes for ph kena kencing pun padan mukah

mukah win liao
user posted image
EternalC
post Dec 5 2018, 09:59 PM

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QUOTE(Zaryl @ Dec 5 2018, 09:54 PM)
hmm i've been sitting and thinking calmly for an hour or so.

i guess PTPTN will make a u-turn statement after this.
right after Atok and his smart ministers thought over this ridiculous policy that could hurt potential voters for PRU15 and the rest.  hmm.gif

Chill your manboobs gais.

Let's get a good nite sleep tonite and watch the development over the next few days.  icon_rolleyes.gif
*
ph sudah carve scars in their own image already
with the multiple uturns and uturn on a uturn

pakatan kencing uturn they say

take back after putting this out, what dif do they make compared to previous gov. sukahati issue some regulations, realize this could greatly affect their next pru, uturn balik. act like they become good guy think for the goodness of the people

rolleyes.gif rolleyes.gif
EternalC
post Dec 5 2018, 10:02 PM

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QUOTE(LovelyPotato @ Dec 5 2018, 09:57 PM)
to be fair how are they going to lose when there's no opposition? there's a reason why all these stupid decisions are being made everyday recently, there's no other party to vote for
*
malaysians are gullible

if one party does not perform, they will vote back the other party who promise the heavens and the moon

provided there's no "magic" involved in the voting process la.
EternalC
post Dec 5 2018, 10:44 PM

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if some party took up all the uturn policy and promise to go down that road, might have a chance to win
EternalC
post Dec 5 2018, 11:18 PM

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so how? next erection you mau pancut dalam siapa?

inb4 abph
EternalC
post Dec 5 2018, 11:20 PM

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QUOTE(limeuu @ Dec 5 2018, 11:17 PM)
the employer tax relief proposal is a good loophole to use, if i were a ptptn loaner....

tell employer, instead of paying me more salary (which i will need to pay taxes on), use that money to pay my ptptn loan....i get "tax free" extra salary, and the employer gets tax relief....
*
lhdn is the mother of money making schemer
that wont go pass them
EternalC
post Dec 5 2018, 11:36 PM

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QUOTE(limeuu @ Dec 5 2018, 11:24 PM)
of course it will....it's perfectly legit....

just the same as asking your employer to pay you 19% epf....perfectly ligit, and allowed under income tax laws....
*
why would they let you get off a tax payment just by reclassifying a certain amount of expenses?
what they get to lose by doing that :
1. employee's tax
2. employer's tax

the 19% epf is different case. that is on top of the 12/13% of the compulsory rate. employer paying 19% is giving the gov extra revenue, not collecting back borrowed money. i call it revenue because that money cannot be touched (mostly) until you retire.

correct me if i'm wrong tho. maybe there's a tax relief already in place for employer who want to help settle student's loan? lololol
EternalC
post Dec 5 2018, 11:39 PM

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QUOTE(dotadellpro @ Dec 5 2018, 11:37 PM)
Salary 8k. Total belanja also 8k.

First thing, you no EPF deduction?

Plus you also dont allocated money to pay tax at the end of the year? Also no allocated money for PTPTN deduction also.

Nampak sangat ko tipu la.
*
bersangka baik, dia bagi contoh situasi

cia cia cia cia
EternalC
post Dec 6 2018, 12:03 AM

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QUOTE(limeuu @ Dec 5 2018, 11:44 PM)
part of the proposal is to allow employers tax relief if they help pay employee's ptptn loan....

by agreeing to do so (and by agreeing to pay 19% epf), is tax neutral for company....but it's beneficial for employees....there are some companies paying above the statutory 12% epf, as part of their standard employment package to attract workers....just need to calculate officially salary accordingly....
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i dont think they will implement it. if they do, it's open up for abuse to get tax relief. i engage a student with ptptn loan, give him a salary that would not be taxed, or i could just make out a deal with him, saying the salary dont really get to you but i get your name under my payroll and i'll pay your epf socso and ptptn aka phantom employee. i get to have extra clean salary, tax exempted expenses on epf and socso, and extra tax relief from ptptn payment. gov would be the one losing money here.
EternalC
post Dec 6 2018, 12:09 AM

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QUOTE(Mummy Shark @ Dec 5 2018, 11:54 PM)
semua mahu salahkan PH for taking the bull by its horns. sendiri setuju hutang, kenalah bayar. selama ni BN abaikan tanggungjawab dengan membiarkan default berleluasa sampai semua jadi darah daging lari dari bayar hutang.
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what did ph promised about ptptn
that's the exact reason why students vote for them
now dah jadi gov, gov kencing on those students. then kasi berak atas kepala lagi to show dominance with this repayment shit
dia jadi gov is also partly because of that promise. bukan main heboh lagi during the campaign period mainkan isu ptptn

bukan nak cakap hutang tak payah bayar
tapi nak cakap janji jangan tak dicapati

uturners are one of the people i hate the most. no principle at all. dah buat sekali, lain kali entah apa lagi yang dia buat.
in the end, sama jer dengan previous gov
EternalC
post Dec 6 2018, 12:15 AM

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QUOTE(limeuu @ Dec 6 2018, 12:07 AM)
that of course is illegal....

but a negotiated employment package is not....and contrary to what people think, that package is NOT just your salary, but can include higher epf, benefit in kinds like company car and housing, and now, ptptn loan repayment....
*
yeah i know. but i doubt gov would pass the motion, if it ever get there. the one losing is them, all those potential tax revenue. and if an employee can get to the point that they are actually offered an employment package, i think their financial standing are more than enough to pay the ptptn without any issue
EternalC
post Dec 6 2018, 12:18 AM

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QUOTE(ganz @ Dec 6 2018, 12:14 AM)
PH did fulfill their promise.. no longer blacklist defaulter.. hehehe
*
they promise to delay repayment until income reach 4k

now with this, defaulters (both yang sengaja tak bayar or yang tak mampu nak bayar) get ready declare bankulupsi rclxms.gif
EternalC
post Dec 6 2018, 12:23 AM

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QUOTE(limeuu @ Dec 6 2018, 12:17 AM)
eh....the tax relief is only 18% for sme and 24% max.....compared to 100% the gov receive in repaid loans....
*
if they can propose up a better repayment schedule and policy and not something as ridiculous as this one, i think they can get their loans back without giving out those relieves.


EternalC
post Dec 6 2018, 12:32 AM

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QUOTE(xenith @ Dec 6 2018, 12:25 AM)
my vote won't goes to them next time. Did not even bring down the living cost yet break so many promises and make most of the middle level suffer.
*
middle level never win punya since zaman bn lul

QUOTE(ganz @ Dec 6 2018, 12:25 AM)
once bangkrupt.. automatically black list to go oversea.. win hahaha
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nampak tak permainan dia brows.gif icon_idea.gif
they brought it up to another whole new level rclxms.gif

QUOTE(luminaryxi @ Dec 6 2018, 12:26 AM)
Thanks to you and eternalc,  amidst all this Chaos I learnt something
*
lai share what did you learn? brows.gif
kalau masuk commercial court please dont quote me as your reference material tongue.gif
EternalC
post Dec 6 2018, 12:57 AM

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QUOTE(ganz @ Dec 6 2018, 12:55 AM)
bro.. u in /k.. where all earn 20k permonth.. have 20 landed properties
*
but i baru gaji rm800 sad.gif

rumah pun bapa punyer sad.gif

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