QUOTE(sulab @ Nov 26 2018, 08:58 AM)
Is it possible to increase my PB VS's credit limit by transferring some limit from my PB QMC card?
As an example: increase PB VS's credit limit (initially at X) to (X+2K) while at the same time reducing my PB QMC's credit limit (initially at Y) to (Y-2K)
Thanks for any replies
Are you using PIB VS or PIB QMC issued by PUBLIC ISLAMIC BANK BERHAD? (None of us could get PIB VS/QMC)
If both of your VS and QMC are issued by PUBLIC BANK BERHAD, then you get a COMBINED limit from PBB. You are confused as the CL for VS and QMC are different. Check your CCRIS or CC statement, it will tell that you get a combined CL.
Assume your QMC - CL RM20,000, and VS - CL RM30,000
Your combined CL is RM30k, you can use QMC+VS max RM30k (Not RM50k) but QMC max RM20k (Then VS up to RM10k only).
You can request to revise your QMC's CL from RM20k to RM30k, and your combined CL is still at RM30k and your VS's CL is still at RM30k.
You cannot increase your combined CL and your VS's CL to RM32k if you reduce your CL for QMC to RM18k.