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 Public Bank Credit Cards V5, PB Visa Sig 6% & Quantum 5% Cash Back

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janson_kaniaz
post Nov 26 2018, 07:04 AM

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QUOTE(tan_aniki @ Nov 26 2018, 06:35 AM)
i think it's better you guys don't reload in between 12am-6am to avoid OTP hiccup, play safe than stalling your money elsewhere with so many troublesome procedure etc
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If only they listen...

Smooth top up this morning before 7am.
ClarenceT
post Nov 26 2018, 07:07 AM

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QUOTE(derick8860 @ Nov 25 2018, 11:06 PM)
Hi, anyone know anywhere can get Quantum cards on the spot if apply via FD pledge?
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None. PB don't have instant/quick approval, usually about 2 weeks.

SUSDavid83
post Nov 26 2018, 07:24 AM

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QUOTE(janson_kaniaz @ Nov 26 2018, 07:04 AM)
If only they listen...

Smooth top up this morning before 7am.
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Because of scared of losing out, everybody is ambushing to get it done right after midnight.
Do note that it's getting very competitive, by 0930, the pool is expected to be exhausted.
TongCN
post Nov 26 2018, 07:45 AM

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Man, reload 14 times, but 10 times success -.-??

Error and timeout everywhere just now 7:10-7:25
janson_kaniaz
post Nov 26 2018, 07:56 AM

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QUOTE(TongCN @ Nov 26 2018, 07:45 AM)
Man, reload 14 times, but 10 times success -.-??

Error and timeout everywhere just now 7:10-7:25
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Maybe that’s the peak time.
ronnie
post Nov 26 2018, 08:21 AM

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QUOTE(LostAndFound @ Nov 26 2018, 02:52 AM)
Doesn't cost much to do extra 2 transactions 'just in case'.
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I was rather kiasu... so perform the additional 2 transactions this morning.
Instantly updated by BigPay rclxms.gif
vin_ann
post Nov 26 2018, 08:27 AM

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QUOTE(TongCN @ Nov 26 2018, 07:45 AM)
Man, reload 14 times, but 10 times success -.-??

Error and timeout everywhere just now 7:10-7:25
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QUOTE(janson_kaniaz @ Nov 26 2018, 07:56 AM)
Maybe that’s the peak time.
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Where majority wake up and before step out to work
ronnie
post Nov 26 2018, 08:40 AM

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I guess "reload" Peak Time would be
1. 12:00AM to 1:00AM
2. 07:00AM to 8:00AM
sulab
post Nov 26 2018, 08:58 AM

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Is it possible to increase my PB VS's credit limit by transferring some limit from my PB QMC card?

As an example: increase PB VS's credit limit (initially at X) to (X+2K) while at the same time reducing my PB QMC's credit limit (initially at Y) to (Y-2K)

Thanks for any replies
laymank
post Nov 26 2018, 09:01 AM

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QUOTE(sulab @ Nov 26 2018, 08:58 AM)
Is it possible to increase my PB VS's credit limit by transferring some limit from my PB QMC card?

As an example: increase PB VS's credit limit (initially at X) to (X+2K) while at the same time reducing my PB QMC's credit limit (initially at Y) to (Y-2K)

Thanks for any replies
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In my case, the credit limit is combined. So, it doesn't work for me.
If yours are separate credit limit, then you can try to request.
peri peri
post Nov 26 2018, 09:08 AM

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no issue with my payment and otp, thx to my superior 5G wifi line
ronnie
post Nov 26 2018, 09:44 AM

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QUOTE(peri peri @ Nov 26 2018, 09:08 AM)
no issue with my payment and otp, thx to my superior 5G wifi line
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Nothing to do with Internet speed la.... blush.gif tongue.gif
minthiam
post Nov 26 2018, 09:52 AM

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QUOTE(ronnie @ Nov 26 2018, 09:44 AM)
Nothing to do with Internet speed la....  blush.gif  tongue.gif
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lol, he just wanna show off...btw i had no issues reloading around 7 AM too and i was on a lousy internet speed.
LostAndFound
post Nov 26 2018, 09:54 AM

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QUOTE(David83 @ Nov 26 2018, 07:24 AM)
Because of scared of losing out, everybody is ambushing to get it done right after midnight.
Do note that it's getting very competitive, by 0930, the pool is expected to be exhausted.
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'everybody'.

But pool only finishes by 9.30.

bangwall.gif level of kiasuness assumes that everyone else just as kiasu.

Based on posting here maybe got a dozen people or so kiasu to do 12+ am. Counting other silent readers (let's say 5x as many, even 10x as many) that's 120 people, max.

30000/50 is 600.

I believe the cutoff time will never go before 7am, because would need 600 principle card holders to be that kiasu.
janson_kaniaz
post Nov 26 2018, 09:56 AM

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QUOTE(ronnie @ Nov 26 2018, 08:40 AM)
I guess "reload" Peak Time would be
1. 12:00AM to 1:00AM
2. 07:00AM to 8:00AM
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I'm guessing the "actual" peak time is right after 12am and closer to 8am.
SUSDavid83
post Nov 26 2018, 09:56 AM

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QUOTE(LostAndFound @ Nov 26 2018, 09:54 AM)
'everybody'.

But pool only finishes by 9.30.

bangwall.gif level of kiasuness assumes that everyone else just as kiasu.

Based on posting here maybe got a dozen people or so kiasu to do 12+ am. Counting other silent readers (let's say 5x as many, even 10x as many) that's 120 people, max.

30000/50 is 600.

I believe the cutoff time will never go before 7am, because would need 600 principle card holders to be that kiasu.
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Well, I didn't get my WK16.
So I don't intend to participate anymore.
The stage is all for you guys!
ClarenceT
post Nov 26 2018, 10:05 AM

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QUOTE(sulab @ Nov 26 2018, 08:58 AM)
Is it possible to increase my PB VS's credit limit by transferring some limit from my PB QMC card?

As an example: increase PB VS's credit limit (initially at X) to (X+2K) while at the same time reducing my PB QMC's credit limit (initially at Y) to (Y-2K)

Thanks for any replies
*
Are you using PIB VS or PIB QMC issued by PUBLIC ISLAMIC BANK BERHAD? (None of us could get PIB VS/QMC)

If both of your VS and QMC are issued by PUBLIC BANK BERHAD, then you get a COMBINED limit from PBB. You are confused as the CL for VS and QMC are different. Check your CCRIS or CC statement, it will tell that you get a combined CL.

Assume your QMC - CL RM20,000, and VS - CL RM30,000
Your combined CL is RM30k, you can use QMC+VS max RM30k (Not RM50k) but QMC max RM20k (Then VS up to RM10k only).
You can request to revise your QMC's CL from RM20k to RM30k, and your combined CL is still at RM30k and your VS's CL is still at RM30k.
You cannot increase your combined CL and your VS's CL to RM32k if you reduce your CL for QMC to RM18k.


ClarenceT
post Nov 26 2018, 10:17 AM

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QUOTE(LostAndFound @ Nov 26 2018, 09:54 AM)
'everybody'.

But pool only finishes by 9.30.

bangwall.gif level of kiasuness assumes that everyone else just as kiasu.

Based on posting here maybe got a dozen people or so kiasu to do 12+ am. Counting other silent readers (let's say 5x as many, even 10x as many) that's 120 people, max.

30000/50 is 600.

I believe the cutoff time will never go before 7am, because would need 600 principle card holders to be that kiasu.
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Only 4 weeks left... I will give up some of the final weeks... Time for good sleep and holiday...

cclim2011
post Nov 26 2018, 10:25 AM

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QUOTE(Sumofwhich @ Nov 26 2018, 12:42 AM)
Reloaded BP 8 times with tac received,  only 4 successful ones, prolly need to call CS to check whether 8 or 4 transactions went through sad.gif
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For my case, once key'ed in TAC means successful, don't care what page is loaded after that (the top-up amount will added on after 1-5 minute).
I have been doing that since week 5 or so, no issue.
Edward12399
post Nov 26 2018, 10:30 AM

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QUOTE(cclim2011 @ Nov 26 2018, 10:25 AM)
For my case, once key'ed in TAC means successful, don't care what page is loaded after that (the top-up amount will added on after 1-5 minute).
I have been doing that since week 5 or so, no issue.
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Yup, a little time lag.. but will update in 1-2min. also experience the same.

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