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 Public Bank Credit Cards V5, PB Visa Sig 6% & Quantum 5% Cash Back

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ronnie
post Nov 26 2018, 01:12 AM

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I've called the CS..it says only 6/8 BigPay reloads was approved.
Wondering if the "un-approved" transaction will be picked up later by BigPay ?
ronnie
post Nov 26 2018, 08:21 AM

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QUOTE(LostAndFound @ Nov 26 2018, 02:52 AM)
Doesn't cost much to do extra 2 transactions 'just in case'.
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I was rather kiasu... so perform the additional 2 transactions this morning.
Instantly updated by BigPay rclxms.gif
ronnie
post Nov 26 2018, 08:40 AM

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I guess "reload" Peak Time would be
1. 12:00AM to 1:00AM
2. 07:00AM to 8:00AM
ronnie
post Nov 26 2018, 09:44 AM

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QUOTE(peri peri @ Nov 26 2018, 09:08 AM)
no issue with my payment and otp, thx to my superior 5G wifi line
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Nothing to do with Internet speed la.... blush.gif tongue.gif
ronnie
post Nov 26 2018, 10:36 AM

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QUOTE(cclim2011 @ Nov 26 2018, 10:25 AM)
For my case, once key'ed in TAC means successful, don't care what page is loaded after that (the top-up amount will added on after 1-5 minute).
I have been doing that since week 5 or so, no issue.
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My first reload receuve the OTP and entered...but BP didn't show even after 2:00AM ...at 6:30AM..also didn't show.
Called PBB CS at 2AM and told me the transaction was not approved sad.gif
ronnie
post Nov 30 2018, 10:21 AM

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QUOTE(IceLeo @ Nov 30 2018, 08:16 AM)
Can someone update the timetable for cash pool depleted? that's very useful
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just do it as early and hope you win ... that's what we all do smile.gif
ronnie
post Dec 21 2018, 12:29 PM

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QUOTE(David83 @ Dec 20 2018, 11:37 PM)
Buying AEON vouchers is annoying as they asked you to fill this, fill that, sign here, sign there.
That's to prevent money laundering ... track the source ...
At least we pay RM570 for RM600 worth of vouchers (RM30 cashback).
Good for those regular AEON shoppers
ronnie
post Dec 29 2018, 12:49 AM

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The "SPEND NOW 4 MORE" rewards are coming fast and furious.....
ronnie
post Jan 2 2019, 10:42 PM

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Thanks to BigPay manage to win RM50 every week from Week 20 to Week 25. rclxm9.gif
That's a total RM300.00 extra cash back brows.gif
Skipped Week 26 due to travel.
ronnie
post Jan 7 2019, 09:57 AM

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Just want to clarify if this is correct upon changing my Statement Date to 28th of every month.

Current Statement Date = 15th of every month

16 Dec to 15 Jan = up to RM38 cashback
16 Jan to 28 Jan = up to RM38 cashback --- is this possible ?
29 Jan to 28 Feb = up to RM38 cashback
01 Mar to 28 Mar = up to RM38 cashback

The CS told me that's the statement generation sequence.

This post has been edited by ronnie: Jan 7 2019, 09:58 AM
ronnie
post Jan 7 2019, 10:19 AM

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QUOTE(beebee1314 @ Jan 7 2019, 10:12 AM)
I believe CB is awarded 1st of every month. And if u change to 28th of every month, I believe your next statement date is from 16 Jan to 28 Feb. I remember changing my CIMB card's date to 4th or 5th instead of 25th of every mth, so my current statement extended to additional 10 days. For example 26th Jan to 25th Feb. But because I request for it to be 5th, my current statement period became 26th Jan to 5th March.
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PBB Cash Rebate is awarded based on Statement Date.

Your CIMB example doesn't mean PBB is the same. can'r compare apples vs oranges.
MBB does what CIMB do as well.
ronnie
post Jan 7 2019, 10:31 AM

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QUOTE(cybpsych @ Jan 7 2019, 10:27 AM)
possible, but need to be absolute certain the new statement date (28th) will take effect on 28 Jan rather than 28 Feb.

IINM, pbb has some logic to determine whether new statement date will take on current or next month.

my guess is, if you request the change now, it's possible to take effect on 28 Jan. however, if you request few days later e.g. 10 Jan, likely the new statement date will take effect on 28 Feb instead.
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If a statement is generated on 15th Jan, then possibly what the CS said could be true.
Let's see how it goes.
Hate to load another RM633.33 and earn ZERO cashback
ronnie
post Jan 7 2019, 10:37 AM

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QUOTE(LostAndFound @ Jan 7 2019, 10:34 AM)
If generated on 15th Jan, you can reload RM633.33 and then wait to see if statement is generated on 28th Jan. If not then just don't reload until you receive the next statement.

Anyway even if you load with zero cashback the 'cost' to you is minimal (about RM1.27 if you withdraw from ATM RM3k one shot).
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Thanks for the tip cool2.gif
How do you derive RM1.27 ?


ronnie
post Jan 7 2019, 11:13 AM

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QUOTE(cybpsych @ Jan 7 2019, 10:37 AM)
if reload for SN4M promo previously, only need to reload cumulative 632.49 to max out rm38 cb.
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What's the break down like ?
ronnie
post Jan 8 2019, 09:16 AM

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QUOTE(tbheng @ Jan 8 2019, 07:32 AM)
Brilliant math idea!
I was trying to solve the puzzle until you gave the solution. laugh.gif
Thanks for the details.
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Didn't bother to check...just ask for answer directly.

Basically we just need to make sure the Cashback has 0.005 to create the round-up effect.
Eg. RM60.09 x 6% = 3.6054. thus PBB will assume RM3.61 (instead of RM3.60)

ronnie
post Jan 10 2019, 10:45 AM

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QUOTE(ayamback @ Jan 10 2019, 10:39 AM)
Just to let u guys know here that buying AEON voucher qualifies for the "departmental store" cashback for Quantum Visa card.

This is good for me, as I can use AEON voucher for my groceries. smile.gif
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You must let us know which AEON Store you went to buy the vouchers and gets the 5% Cashback.
Not all is under Department Store MCC.
ronnie
post Jan 10 2019, 02:52 PM

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QUOTE(ayamback @ Jan 10 2019, 10:50 AM)
I tried a few AEONs in PJ/KL but they seems to run out of the vouchers quite fast.

Finally managed to get some in Klang and when I checked my statement, it does count towards cashback.

Not sure about other AEON. Will keep trying and report back here.
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Towards year end and holiday season will sold out as many companies buy for their usage/event/...
ronnie
post Jan 14 2019, 11:02 PM

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QUOTE(fruitie @ Jan 14 2019, 10:52 PM)
Or none of us got it. tongue.gif
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That's impossible la.....
ronnie
post Jan 16 2019, 10:00 AM

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QUOTE(ronnie @ Jan 7 2019, 09:57 AM)
Just want to clarify if this is correct upon changing my Statement Date to 28th of every month.

Current Statement Date = 15th of every month

16 Dec to 15 Jan = up to RM38 cashback
16 Jan to 28 Jan  = up to RM38 cashback --- is this possible ?
29 Jan to 28 Feb = up to RM38 cashback
01 Mar to 28 Mar = up to RM38 cashback

The CS told me that's the statement generation sequence.
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Just to follow up update on this...
There's no Statement generated for 15 Jan. Thus the next statement date will be

16 Dec to 28 Jan = up to RM38 cashback [earn extra interest free days only]
29 Jan to 28 Feb = up to RM38 cashback
01 Mar to 28 Mar = up to RM38 cashback

So don't trust 100% what CS says over the phone cause they are just as blur
ronnie
post Jan 17 2019, 10:42 PM

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After changing my Statement Date for PBB... the BT transaction & Quantum's 0% Installment is still posted based on the old Statement Date+1 day......damn it !!! mad.gif now I have 2 BTs in a single upcoming statement .

Take note ya !!!

This post has been edited by ronnie: Jan 17 2019, 10:48 PM

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