Are you using PIB VS or PIB QMC issued by PUBLIC ISLAMIC BANK BERHAD? (None of us could get PIB VS/QMC)

If both of your VS and QMC are issued by PUBLIC BANK BERHAD, then you get a COMBINED limit from PBB. You are confused as the CL for VS and QMC are different. Check your CCRIS or CC statement, it will tell that you get a combined CL.

Assume your QMC - CL RM20,000, and VS - CL RM30,000
Your combined CL is RM30k, you can use QMC+VS max RM30k (Not RM50k) but QMC max RM20k (Then VS up to RM10k only).
You can request to revise your QMC's CL from RM20k to RM30k, and your combined CL is still at RM30k and your VS's CL is still at RM30k.
You cannot increase your combined CL and your VS's CL to RM32k if you reduce your CL for QMC to RM18k.

Is the PBB Quantum Visa still eligible for online cashback? RP now says the 5% cashback is only for "entertainment and shopping at departmental stores".

https://ringgitplus.com/en/credit-card/Publ...#ReadMoreReview

No effect.
Just clean your outstanding to relinquish the CL.

Assuming you're referring to retail outstanding; not BT nor FlexiPay

Thats true... but do you know if AEON/JUSCO voucher counts towards the cashback? Cos the voucher can also be used for grocery shopping...

means if i reload into bigpay card then i will get the 5% CB from my PB  visa quantum as it categorize under  departmental?

Nope, the keyword here is QMC which is your Quantum Mastercard. BP reload is considered as online transaction and hence eligible for QMC cashback

Thank you bro, That is the answer i am looking for, short and simple. dont understand why some people cannot understand basic english?

people saying other people having attitude is usually ownself having a bad attitude pot calling the kettle black

Haha sulab, not happy then went and reported my post? Feel free to do so

Noted with Thanks...

Oh yaa..another thing was..is both cards CB seprated as well? means I maximize usage on both cards...So I will get VISA RM30 + Master RM30 = RM60 in the end?

I claimed i use more than 633 on march. As im not sure pbb vs has the same mechanism with m2amex. (Cb Based on calender date instead of statement date)

Found the T&C here too:
https://www.pbebank.com/pdf/Promotions/visa...actless-tc.aspx

Until now i still don't understand how it works but managed to get some CB

That's the thing, i don't understand the mechanism. I swiped normally and didn't even bother about the promo, so it's a pleasant surprise  Is online transaction eligible or paywave only?