That time they were looking for market share, so i got lucky hehe

Hmm do you mind to clarify what has it to do with spending with BP?

I thought banks look at CCRIS mainly for two things.
1. How much commitment you have
2. Are your payments on time

PBB detected you spent too much on makeups. hahahaha

Yeah, I am curious for the BP part.
My spending is a lot too, every month my CCRIS showing high outstanding amount but I cleared all. CCRIS only updated one month once for most of the banks, so the amount didn't reduce for me.

I don't.

in the e-CCRIS, 0 just mean you pay on time, doesn't mean you pay FULL on time.

so i think if your outstanding balance is high every month in CCRIS, I believe bank will think you might only pay the minimum amount and you are in big trouble of debt to other banks. So they might not want to take the risk with you even though your annual salary exceeded the requirement.

just my thought.

But at the same time during visa signature application, i also applied others like hsbc and standard chartered.

Only PBB VS failed

can pb quantum card or visa signature pay TNB ?
if yes, does it entitle for online cashback to pay TNB ?

mean PBB doesn't wanna take risk with you lor.

Maybe but not an issue for me now, I got all the cards I wanted.
From the highest tier to the lowest tier.

read post 4

there are always more "higher" tier cards to chase for

did you mention that you are existing customer holding quantum?

last time i fill in a card upgrade request form sent from the cs and get rejected... this time i plan fill in the cc application form to apply VS.

yup, they have our details anyway when they process it.

Checked with public bank they still have separate cash back for seperate supplementary card statement. Request them email confirmation but insist can't do that. Public bank still so generous

This post has been edited by Orchid beauty: Jun 12 2019, 06:53 AM

Don't be silly to ask for B&W. It is a loophole that PB is yet to fix though it is against their rebate rule.
Once PB changes the CB cycle to calender month (instead of statement month), or reschedule the principal and all supplementary getting same statement date, then the loophole is plugged!

only a matter of time with all the revisions.

What are you doing this for !?? Knowing them, they will soon amend this loophole when more and more people bugging them about this. Already several instances in the past few pages alone.

Thank you for the unuseful info and prepare for revision soon.

errr wrong quote ke?

i noticed PB Visa Sig always need to call centre to have the cashback for favepay.. not sure you guys having the same issue ?

how about PB Quantum ? is it having the same issue ?
as i havent use this for favepay yet.