For PBB Visa Signature, min income RM80k. Is there any chance they will approve my application if my salary is below RM80k?

For PBB Visa Signature, min income RM80k. Is there any chance they will approve my application if my salary is below RM80k?

It happened to me earlier too. Called first time right after transaction is transacted and didn't receive any confirmation. Called two days later after transaction is posted and the CS managed to redo for me and got the SMS almost instantly. It should read something like this:

RM0.00 PBB card txn at <merchant name> for RMxxxx has been converted to 12 months instalment @.00%

It happened to me earlier too. Called first time right after transaction is transacted and didn't receive any confirmation. Called two days later after transaction is posted and the CS managed to redo for me and got the SMS almost instantly. It should read something like this:

RM0.00 PBB card txn at <merchant name> for RMxxxx has been converted to 12 months instalment @.00%

my case bit diff, i had call to convert for flexi payment on 7-6-19, not receive any SMS but today check online it already convert to interest free 12 months on the day i called to CS

For PBB Visa Signature, min income RM80k. Is there any chance they will approve my application if my salary is below RM80k?

You guys referring to the Quantum cards 0% 12 month?

Does it have the upfront 3% actually or purely divide 12 only?

my case bit diff, i had call to convert for flexi payment on 7-6-19, not receive any SMS but today check online it already convert to interest free 12 months on the day i called to CS

You can try but I doubt so as PBB is pretty strict when it comes to CC approvals.

Mine got rejected

You guys referring to the Quantum cards 0% 12 month?

Does it have the upfront 3% actually or purely divide 12 only?
I applied twice last year (6 months gap) and both rejected

One even with bonus and exceed the requirement but still reject, no idea and CS cannot disclose

For PBB Visa Signature, min income RM80k. Is there any chance they will approve my application if my salary is below RM80k?

Even i got my quantum and wanted to add an VS also been rejected , income >80k.

WT .... 

Any idea to appeal guys?

Even i got my quantum and wanted to add an VS also been rejected , income >80k.

WT .... 

Any idea to appeal guys?

1) wait for 1st statement is out first

2) email to CS, detailing the spending in partial-cycle (uncalculated cb) and full cycle (you only gotten cb for this).

No idea

I also a regular customer of them every month, they still mistreat me T___T

existing quantum user, requested to add mine 2 weeks ago and approved on first attempt. 

I cant understand why they able to approve my quantum but cant give a extra additional card 
How you apply bro?

Even i got my quantum and wanted to add an VS also been rejected , income >80k.

WT .... 

Any idea to appeal guys?

Now bank don't only look at income. They look at CCRIS

if look at CCRIS sure everyone can apply due to heavy spending on BP

I was among the early bird who applied here back when it was introduced. I didn't meet the 100k income requirement