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 Public Bank Credit Cards V5, PB Visa Sig 6% & Quantum 5% Cash Back

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propusers
post Nov 27 2018, 10:47 AM

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are those shops like Nike / Adidas / Timberland in Genting Premium Outlet consider as Departmental categories? so I can enjoy 5% cash back with Quantum Visa.
propusers
post Dec 4 2018, 09:08 AM

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QUOTE(metaloid @ Dec 3 2018, 04:23 PM)
Public bank CB statement is tons better than MBB. You can see each itemized CB transaction wheres MBB only the total per month.
PS. Btw anyone can confirm if Quantum MC still gives CB for Ptptn portal?
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where to see the itemized CB transaction?
propusers
post Dec 11 2018, 09:38 AM

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login to PBe with wrong password and the PBe ask me go branch to reset password... blink.gif

noob question here, what is the difference between OTP and PAC?

plan to settle PAC too when go to branch next time.

This post has been edited by propusers: Dec 11 2018, 09:39 AM
propusers
post Dec 13 2018, 09:09 AM

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I already maxed out online cash back of QMC. I guess if i continue reload BP with QMC for "Spend Now 4 More", it will not give me any online category cash back or VIP points, am I correct?

should I reload BP with QV on next Monday to earn VIP points?

This post has been edited by propusers: Dec 13 2018, 09:10 AM
propusers
post Dec 24 2018, 11:16 AM

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from my past experiences, it took 1 week for PBB reply my email...
propusers
post Feb 26 2019, 05:17 PM

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QUOTE(putra23 @ Feb 25 2019, 01:13 PM)
Not having high expectations, just called CS and request for SST offset. Surprised that CS asked me to wait a few days for the request outcome. Saw the offset reflected when checked online.  thumbup.gif
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SST offset for both card Quantum Master and Visa?

i can easily hit 4k for Quantum Master.
but for Visa, I hardly use it.
propusers
post Mar 13 2019, 09:49 AM

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refer to post no. 4
Visa Signature & Quantum MasterCard
Online Transaction
• Maxis Pay / MyMaxis App


I pay bill via Maxis Pay with QMC last month, no cash back but VIP given instead...



propusers
post Mar 15 2019, 09:08 AM

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QUOTE(beLIEve @ Mar 15 2019, 02:48 AM)
before they came out with the point redemption, you can still get them to sponsor your SST. Now, the official way is to redeem SST with your points.
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i thought the point redemption is already there since SST introduced last year? but still got ppl reported here success to request free reversal...
propusers
post Mar 21 2019, 09:02 AM

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QUOTE(fkinmeng @ Mar 20 2019, 03:37 PM)
anyone can advice how did PBB calculate the cash back? I'm quite confused with it.

[attachmentid=10207791]
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show us the VIP point credited in the statement...

fyi, i pay Maxis bill via Maxis Pay website last month with QMC but didn't get any cash back, and credited with same amount of VIP points...

propusers
post Mar 28 2019, 10:35 PM

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QUOTE(coolguy_0925 @ Mar 26 2019, 10:26 PM)
I called after SST charged (statement date) because I saw previously I saw forummer said spent RM8k last year can ask for it
But they came back after checking offering me RM500 spending after SST charged
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total 500 for both QMC and QV?
propusers
post May 1 2019, 09:43 PM

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QUOTE(stevenkkh @ Apr 25 2019, 07:04 PM)
Exclusive Flexi-Payment Plan Offer
0% for 12 months with minimum purchase of RM1,200
Call: 03-2176 8000 Email: custsvc@publicbank.com.my

Thinking this offer no need pay any  one-time upfront handling fee?
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QUOTE(sj0217 @ Apr 25 2019, 08:01 PM)
Updated:
Back to last year December, we can actually "delay" a month of payment as suggest above.

However, I found this no longer be active.
My statement date on 24th every month and yesterday night I made a call request for Flexi Plan payment.

And received the latest statement that the Flexi payment line 1/12 is generated.

user posted image
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i nvr do flexi payment plan before and try to learn how to manage it... looks like 0% flexi pay plan is one of the Quantum card feature...

my understanding is like this... assume i have credit limit 12k...

1. I have 1 transaction 12,000, so i can call cs to convert it to 12 months payment without any extra fee. I only need to pay 1k per month for 12 months. no others fee. Is my understanding correct?

2. I have 2 transactions (1,500 each transaction), can i call cs to convert both 1.5k to 12 months flexi payment plan?

3. To convert the transaction to flexi payment plan, the transaction status need to "unbill" status or "billed" status? or doesn't matter?

4. Will flexi payment plan show in ccris record? like in question 1, will ccris show another record of commitment 1k per month?

thank you in advance...

This post has been edited by propusers: May 1 2019, 09:45 PM
propusers
post May 1 2019, 09:48 PM

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QUOTE(David83 @ May 1 2019, 09:47 PM)
1. Yes. 0% FPP is Quantum card exclusive fee. No hidden fees
2. Yes.
3. Unbilled but posted to online ledger. Advised to be within 3 days after transaction made.
4. No. But it'll eat up to your CL and hence, may impact credit utilization sub-score.
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wow... thank you for your fast reply... appreciate...

propusers
post May 1 2019, 11:14 PM

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QUOTE(fruitie @ May 1 2019, 10:07 PM)
It will show that your outstanding has additional 12k in CCRIS.
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thank you for the info... smile.gif
propusers
post May 11 2019, 11:18 PM

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QUOTE(kiyo16 @ May 11 2019, 10:56 AM)
Wow impressed with the SST reversal. Called the customer service and they reversed it immediately. Instantly reflected on my ebanking. Kudos to PBB 👏👏👏

Here's hoping other banks will do the same when I'm charged
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call and get reversal on the same day even in weekend?

propusers
post May 24 2019, 01:43 PM

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I have QMC for 2 years and applied VS 7 months ago and kena rejected. Although i have exceed the income requirement.

I would like to apply VS again now.

What is the recommended way to apply a new card? Last time I send email to custsvc@publicbank.com.my and rejected after 7 days. I don't think Public bank has a card center like MBB card center which is very efficient in credit card matters.


propusers
post May 29 2019, 09:02 AM

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https://www.pbebank.com/forms/form-pb-card.aspx

Currently have Quantum. Testing to apply VS via the online form above. But I found there is no way / no button to attach supporting document like payslip.

Anybody have tried apply via online form?


propusers
post Jun 6 2019, 01:37 PM

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QUOTE(alexanderclz @ Jun 5 2019, 09:48 AM)
just got my VS approved. any idea whether they use courier or normal post?
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i plan to apply VS too after get rejected half year ago...

may I know which channel you apply VS? email to custsvc@publicbank.com.my ask for application form?
propusers
post Jun 11 2019, 09:13 PM

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QUOTE(alexanderclz @ Jun 11 2019, 02:19 PM)
existing quantum user, requested to add mine 2 weeks ago and approved on first attempt.  biggrin.gif
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did you mention that you are existing customer holding quantum?

last time i fill in a card upgrade request form sent from the cs and get rejected... this time i plan fill in the cc application form to apply VS.

propusers
post Jun 17 2019, 04:09 PM

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QUOTE(shinichi88 @ Jun 17 2019, 03:31 PM)
Some info I just know about public bank CC,
apparently the contactless payment has a accumulative limit of RM500

after that the paywave function will not work, and require to use PIN.
once PIN has been use, then the contactless accumulative amount will be reset.

this limit is different from the limit you set for maximum amount that can be use for paywave. for example if you set RM200:

1st paywave : RM200
2nd paywave : RM200
3rd paywave : RM100
4th paywave : failed any amount

So this accumulative limit doesn't have reset cycle and can only be reset by using PIN when making payment.

Sorry, I've just know this ystrdy and thought wanna share with everyone here. Been using CC for many years and only notice this security feature.
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good info.


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