maybe silently accumulating the units without update status

later someone complained, this thread become update status only... no proper discussions at all

Auntie counterpropose I do draft, she will proof read my note to TM.

Unker now free oledi, last 10 mins trying to uncover how much PNB Directors' fees n Benefits as % of fund size.

No# of Directors can find in annual report.

Easy to compare FP vs VP fund size n take up %.

So, to add on as justification for enlarging ASX FP fund size.

Today cash quite good. (got 11 catches in total)
But no update coz of the above reason.
But month end still got this much fishes, wonder issit becoz of the performance of asb3?

wow, i cant even get anything despite trying endlessly..

Hi, 11 catches total how much fishes u got?

Manage to get 500 x2 ASM morning and afternoon .

Fishes not much
1k didn't yield anything so tried 500 per catch

i tried today half an hour during lunch hour also tak dapat

not much even in WA group, some tried 1 hour baru 1k

Overfished last month and early this month. Fishing line putus already.

Wait Aug then I come with new fishing rod

So these days the optimal success bait size is in 3 digits?

Now maybe month end syndrome. If Jul 1 still so difficult, I just might sign up for 75% EPF contribution.

Aug you new rod but have to challenge with unker DBRUSSELL. Won't be easy. Or they implement the 3 tries per 5 mins.

This post has been edited by beLIEve: Jun 26 2019, 11:42 PM

The way the situation going on..
And with limited captcha.. added 5.25 divvy..
I think we better look at EPF for parking place (only those $$ u don't needed )... Before that, prepare enough for emergencies first...

aiming for EPF ,

after RM1M , can withdraw any amount , any time ?
*just keep min RM1M in EPF?

Yes.

More difficult to reach 1m than withdraw above 1m. I think EPF ideal for people few years to retirement. Not suitable for young people unless very sure don't need the money.

nexona88
Nearly forget, ASN has occasional sale also. Maybe we target that one?

This post has been edited by beLIEve: Jun 27 2019, 12:06 AM

Yep
http://classic.kwsp.gov.my/portal/document..._July_2011_.pdf

Note that "You are our priority" wording.
That means EPF favor rich ppl instead of treat everyone the same.

aren't we all

Actually its good also. They want us to have a decent saving when we reach 55, right?

Ouch, but that's the truth about our society

Morning,
Auntie says simplest route is best approach,..... Don't act too clever. Wait n see if there's traction.

Unker thinks retirement age needs to be extended.... Its already 60 now.

There's more downside to retiring too early, be it financially or otherwise.

if I have 1m in epf or aged 55. I'll consider Epf

Just for reading, don't know how true is this.
https://www.biznews.com/thought-leaders/201...ds-older-bodies