I also 55+yrs uncle, still working worried about retirement $$$. Need the higher dividend to survive upon retirement. Banks FD low%. Unit trust losing money, only hope ASX...

🙏 Thank you advice.

Oh yah, my kaki say read this forum... Lots of positive sharing. I reading many days, try to log on... Full! Today, lucky allow. Tq all people, sharing.

Morning Sis, I really vested one,.... Thank you, again for all share wisdom. Kamsiah.

Wah. Many young people with good saving discipline in this blog. Very respect!!! Aiseh, if this unker learn to save $$$ earlier in life, n not spend away... Today, no such high stress. 😞

Morning Zifu unker... Today, I no work. Go hospital afternoon. Got little $ to invest, but 10-11am cannot catch any fish. Sigh! Yesterday, pay just in... Boss delay. See decent people buy 30k one shot... Very sedap!!! Happy for them.

Wah... Inker, Unker, you my hero!!!! Respect!!!!! Immediately, send you note... My ASM3 both times $200 try success. I finish invest liao. Kamsiah Unker, you good luck. Success!!! Happy happy today. 😁😁💐🎉

Just manage to get today, use $50/shot...

Yes bro, I paiseh...auntie just scold me,...I dunno simply say...correct auntie share $50/unker $50......

No lah, inker give up on asm1....
Auntie buy ASM3. Her lucky fund.
Unker at home, MC today... She hiding in room, try ASM3.

Morning ah, all! Pls allow Unkerpanjang to share my thoughts. Money when parked (not working hard to bring you compound interest) is a No! No!
ASM1,2,3 is a safe & sure win (irrespective 5-6%, better than FD or other investment, for current economy)

Just try sapu, as much as possible....auntie and my own ASNB Pie (ugly, apom, roti, etc don't care)...it's bringing us passive income. No happy with future interest %, can sell off & buy shares when market drop. My 2 cents. Happy investing!!!!!

Pls don't tell, auntie, I share her chart...I get nagged whole day. MC again today, go Queensbay Mall 10k steps!

As long as the FP fund can be allowed to mature >> 1 month, just like Fd. Why not? Risk free. But need luck n perseverance to buy.

So some caveat for alignment...
Any high interest loan (higher than asm dividends, fd, etc) pay off first.
Review lifestyle changes/reductions to squeeze out some extra $ for investing.
Plan ahead, how much you can really invest > 1 month without risk of having to withdraw. It will just defeat your efforts.
Unker n auntie, at our age... Breakfast $10, last us till dinner. But we do enjoy decent lifestyle. Sorry ah, long answer to your query, Unker likes to talk alot.

Wah Unker read to here and quickly share with auntie, as she quietly enjoy her duck soup noodles. She looked up and sarcastically snigger at me. Then she tell me phylisophy, I also blur what she says... In order for our current MY gomen to continue xxx(forgot liao)... is about ensuring their own self preservation and projecting confidence to the citizen (wait as she talk so long, I try remember main points)..
Come 2021, someone will just kick the FP to VP can? down the road again... she asked me back, so how Tabung Haji, got go chaklup or gomen take-over? Also got dividend mah!
Her final advice, tell the young people, don't delay.. Just invest now, anyway, Affin n Rakyat interest <5%. For them to be in this group, means like most of us like minded on risk-advetse. What fish got, catch first... Only auntie cannot help how young people needs to work n catpcha same time. Yesterday, auntie shared 24x successful transaction. No problem wy Asnb system.... Yawn, Unker cannot tahan auntie lecture, but admittedly, auntie my idol! XXX

Ya! Ya! Young sis Xing talk like my better half... Now I see, I thought auntie say Bumi Agenda and not Bumi Armada..
I was recall, why auntie suddenly talk abt Bumi Armada share.
Sis Xing, also Penang lang?
Got go Queensbay Mall, maybe same aerobic class with auntie n share idea one?

Haha, all have their reasons n merits. I think, to each, their own choice. For the lucky ones, asset allocations to shares, FP, VP, FD, gold, foreign currency, property, etc. I thankful sis sharing much info on asnb.
Just hope if got news on FP to VP, pls shout out.... Till then, enjoy the coming dividends.

Here goes a long mail.

Thank you sis for your selfless sharing of info. I was taught from young - not to just take, but also contribute. Unfortunately, I'm not equipped with relevant asnb insider contacts. Thought thru deeply, a possible contribution is sharing of info on the investment time, to help the young working folks to focus on investment.

Again, I'm sincere n purely sharing, n nothing else. No show off, etc. Doesn't benefit me materially, nor fame as we are all using pseudonyms. If there is negative feedback, I shall stop immediately n be silent in this group. From below, good time over last 3 weeks is 9-12. If you agree it helps you, I shall share next week tracking...

Every ASM3 transaction is rm1k. (1-5 April) hourly
8-9 : 1
9-10 : 11
10-11 : 12
11-12 : 9
12-1 : 10
1-2 : 6
2-3 : 17
3-4 : 3

Every ASM3 transaction is rm1k. (25-29 Mar) hourly
8-9 : 3
9-10 : 4
10-11 : 8
11-12 : 6
12-1 : 10
1-2 : 6
2-3 : 4
3-4 : 9

Every ASM3 transaction is rm0.6k-1k (18-22Mar) hourly
8-9 : 1
9-10 : 20
10-11 : 13
11-12 : 2
12-1 : 20
1-2 : 6
2-3 : 7
3-4 : 5
4-5 : 1

It means if I get to choose my lunchtime to try captcha, I wud try from 12-1pm, as data shows more successful transactions. If based on $1k/try also can hit... for high certainty, lower amount, will be also successful.
But, if you tend to like $5k/try, then the model cannot support. Auntie likes sizeable consistent amount, to us $1k is just nice.
Hope this explains.

Hello sis, today reporting success to buy ASM3, rm$1k x 20 transaction... But after 300pm, no success. Stop trying at 345pm.

Well spoken.
Most of transactions, still occurring btw 9am-12noon.
Just moderate your approach, n don't expect to hit $5-10k per transaction. Happens only on special days. Just like fishing.