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> Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

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beLIEve
post Feb 17 2019, 03:21 PM

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Some expert from the FD thread tipped me to invest in ASx instead. So I've read the first post and a few others.

anyone managed to buy, say 5000 units of one of the nonbumi (I'm Chinese, so no 30k ASM3 quota) fixed price funds (ASM, ASM2, ASM3) in a month other than right after the dividend date? I see some of you managed to buy like 100-1000 units after a lot of tries.

Someone I know has 25k of ASM1 now after some selling (and no, subsequent selling won't goto any of you or me because her siblings are eyeing them already). Got them at 15k when it was launched after queuing up for 5 hours.
beLIEve
post Feb 17 2019, 05:49 PM

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QUOTE(john123x @ Feb 17 2019, 05:27 PM)
i dont understand your question.
if you tries lots of times, 100k a month ASM2 or ASM3 also no problem.

ASM, its impossible to get. its currently Restricted from purchase
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I think you answered my question. However, in a more practical manner (as in, no one can do that 24x7 without sacrificing his/her life. most probably best effort in buying), anyone managed to buy 5000 units in a month?

Oh yeah, I saw that about ASM. Sorry that I wasn't specific enough. If only 1000 units a month, I think I'll stick with those 4.x% FD promos (just lazy to transfer from bank to bank).
beLIEve
post Feb 18 2019, 01:09 AM

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QUOTE(john123x @ Feb 17 2019, 05:52 PM)
Monday to Friday 9.30am to 4pm only , not 24x7

i did managed to get 30k ASW in a month
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QUOTE(Dyson Jin @ Feb 17 2019, 06:01 PM)
bro..can de..
i got 3k in 2days..
don't give up..
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QUOTE(xeon1989 @ Feb 17 2019, 06:34 PM)
It's totally possible.
Managed to get 25K in 2 days.
But high amt of coz need some hardwork.
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QUOTE(dlttdltt @ Feb 17 2019, 11:07 PM)
Can. With a bit of luck I can get close to 300k in just 2 weeks in October last year asw.

It's very satisfying to look back at the successful transactions. All the hard work can one day get me a free car.

Give motivation to you guys here it's possible.
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Alright, thanks a lot bros! Good to see some positive results. As long as dividend not lower than promotional FD (ignoring a bit of risk), I'm ok. Will save me a lot of efforts next year onwards.

I'll definitely give a try. Tomorrow (or today if you see 12am+ = Monday) I'll open account first. If no Fixed Price available, I'll go for $10 or $100 variable price.
beLIEve
post Feb 18 2019, 04:14 PM

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haha 2.5k somemore. I forget increase FPX limit, missed the 500 units.

oh I just managed 100 units just now after many tries. Very fast snapped up.

Edit : after a lot of tries, finally managed total 1000 units. Duit habis. wait for payday now.

This post has been edited by beLIEve: Feb 18 2019, 04:37 PM
beLIEve
post Feb 18 2019, 04:53 PM

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QUOTE(nexona88 @ Feb 18 2019, 04:47 PM)
good..
like I said many times.. as long u try. sure have units time to time..
for now. just forget about ASM... only focus on ASM 2 & 3  rclxm9.gif
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thanks a lot sis and bros. If 1 day can get this amount, I think considered very good already. Time spent equivalent of going to bank, move funds, do new FD (and a minor risk in fixed price UT) - at the comfort of doing this in front of the computer.
beLIEve
post Feb 18 2019, 05:55 PM

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QUOTE(nexona88 @ Feb 18 2019, 04:56 PM)
No problems..
that's why some savvy one prefer this Fixed Price UT vs FD... same effort & a little more time but with higher rate  biggrin.gif
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I never know got such a thing, that's why never ventured in. I always thought UT price will go up down and then there is like 3%+ commission when I wanted to sell. Oh well, better late than never. Just earned less from FD with a lot more efforts.
beLIEve
post Feb 19 2019, 03:42 PM

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hehe I also missed the script yesterday.

The ones you listed are specifically for the sites mentioned, like IRCTC, and a couple more for some .IN sites
beLIEve
post Feb 19 2019, 04:02 PM

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QUOTE(LoTek @ Feb 19 2019, 03:59 PM)
just saying, might wanna remove the link soon before pnb sees it and changes their website security
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that's why i try not to requote the link. now everyone who requoted have to edit

yusiang also sounds like some name I've seen here in the forum.

This post has been edited by beLIEve: Feb 19 2019, 04:05 PM
beLIEve
post Feb 19 2019, 04:22 PM

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QUOTE(LalaluSan @ Feb 19 2019, 04:21 PM)
Sadly office AD policy blocked chrome extension....  bye.gif
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rumah tarak pc?

you try Chrome Portable from portableapps.com loh. See can install somewhere or not. Worst scenario, install into your thumbdrive or external hard disk.
beLIEve
post Feb 19 2019, 05:06 PM

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QUOTE(alexkos @ Feb 19 2019, 05:04 PM)
hi tuan tuan and puan puan, ayam finally want hoot asnb unit trust liao

how to open account?

must walk in their branch?

can terus open account via maybank2u?
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cannot terus la. answers to your question in Post 1.

goto an agent bank to open account. Maybank, RHB, Ambank, CIMB and maybe a few others.

QUOTE(LalaluSan @ Feb 19 2019, 05:05 PM)
House got pc, but company block teamviewer etc...
There are many ways to bypass this policy, just that i'm afraid my face will appear in front page of newspaper the next day  laugh.gif
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Tablet or smartphone loh. Very mafan.

This post has been edited by beLIEve: Feb 19 2019, 05:08 PM
beLIEve
post Feb 19 2019, 05:35 PM

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QUOTE(alexkos @ Feb 19 2019, 05:16 PM)
walao....then i go ipoh branch open also cannot? i plan to apply leave to go leh...

7. Places to try opening new Fixed Price Fund for the Non-Bumipuitera.

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Just call up or goto nearby agent banks and ask first. I don't know if there are branches that can't do this. I went to one nearby that wasn't even listed here and they can open.

Make sure you read all the tips in first post. When bank say no units available, you have to tell them to buy the variable price unit just to keep your account open. Me bank told me can open account without buying but don't know how long it stays open.

This post has been edited by beLIEve: Feb 19 2019, 05:39 PM
beLIEve
post Feb 19 2019, 06:32 PM

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QUOTE(alexkos @ Feb 19 2019, 06:11 PM)
Okok... See when I go ipoh branch open first... Can call them first oh? Later they say sure can then go say cannot...
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Nowadays where got call can go cannot. Nowadays is system down la.
beLIEve
post Feb 19 2019, 08:05 PM

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QUOTE(alexkos @ Feb 19 2019, 08:01 PM)
then go maybank try can or not? open account...
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Can la. Make sure you remember the tips and tricks in post 1 loh. And don't show them the forum.
beLIEve
post Feb 19 2019, 08:22 PM

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QUOTE(alexkos @ Feb 19 2019, 08:16 PM)
okok....so go in...say i want open account and hoot variable fund...give him RM100

then go home spam asnb website keep changing back to fixed fund.

WIN
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In between open account and hooting, there is a lot of forms to fill up. Who said making money is easy? Heh
beLIEve
post Feb 19 2019, 08:47 PM

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QUOTE(Ancient-XinG- @ Feb 19 2019, 08:27 PM)
1 form only la haha.
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I had much more than that. Including the FATCA.

Alex : percentage not guaranteed.
beLIEve
post Feb 19 2019, 09:02 PM

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QUOTE(Ancient-XinG- @ Feb 19 2019, 08:58 PM)
Maybe now change ad. I remember last time I sign 3 docs. 1 is blue 1 is US tax resident 1 is know your customer
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Yes bro. Even got some form on how much I know about unit trusts and job, income, source of money, etc.
beLIEve
post Feb 19 2019, 10:49 PM

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QUOTE(Ramjade @ Feb 19 2019, 10:18 PM)
EPF or asnb FP better buy?
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EPF if your account already close to 1m or don't foresee needs to withdraw. 100% backed by govt and dividend higher than ASNB FP (on top of my head) and no need fight to buy the limited supply.
beLIEve
post Feb 20 2019, 05:43 PM

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actually, i always feel it's cheaper to do your own will and appoint your own executor.

challenge is who's so trustworthy.

For this, I don't know if funds in ASNB must use their Will service or can use own one. I think it's cheap compared to Amanah Raya's.
beLIEve
post Feb 21 2019, 01:05 PM

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QUOTE(saitong09 @ Feb 21 2019, 01:03 PM)
Uncle, asnb no tax but I thought some stock ada tax?
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I think if buy and sell (trading) stock then yes tax. if buy, keep, sell then no tax. Didn't manage to check how to differentiate this clearly though.

QUOTE(missfarren @ Feb 21 2019, 12:54 PM)
can my husband claim the part pasangan tidak bekerja for income tax rebate?
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as far as I know, yes. Since EPF is mandatory, I'd say if no EPF no contribution then no tax. better to ask tax accountants.

This post has been edited by beLIEve: Feb 21 2019, 01:07 PM
beLIEve
post Feb 21 2019, 04:11 PM

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QUOTE(Salei @ Feb 21 2019, 02:24 PM)
Hi All sifu,

I am new to investment and would like to invest in ASNB or other non bumi product.
I have went to MBB/CIMB but all told me no quota.
May i know how can i buy a unit?

Thank you all in advance. Please guide me this.
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Read the first post. Spend $100 buy variable priced fund to get your account opened. Then open online account and try buy yourself. Have to pay with FPX though, so make sure your online banking FPX is ready.

QUOTE(missfarren @ Feb 21 2019, 03:39 PM)
thanks
now i got another problem is no ccris record since no loans. cannot get cc too since not working, how to settle this? how to get cc to at least have some payment records in case need take loan later in life?

no point having dividents income of rm5k month but hard to get loan too right?
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1. Get friends & family to supplement credit card to you

2. use EPF statement to apply, if there's a healthy balance/sufficient dividend = income as well.

3. A bank told me, deposit MYR1m (FD or other products) then dont need any supporting docs.

4. Some banks accept pledging of FD.

You can ask more in https://forum.lowyat.net/topic/4281854

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