Haha, OK loh.... Principal almost guaranteed.

As long as investors spamming non stop to buy ASX, either one of the above clause doesn't bother me.

But not sure of others... . Hope many will pause n rethink their investment options.

for now. once it goes to the same level as promo fd, no more reason to spam.

Unker noted on your dire comments.

But, for you young people sake... I sincerely hope ASX give more % n much longer years.

Most people need the extra $$$$.

Unker is well taken care financially, except my problem... Wealth to me is just a number, I like chasing.

If asnb =fd promo, then Tun Zeti + 1499 other PNB employees can go queue at unemployment line...

Well, maybe not her, as she's also Chairperson of Sime Darby.

which is why back to my initial comment on this, they got to be careful with how they play this.

Haha, Unker sees your point. Bottomline...

They'll Rob, Steal or Borrow to push up ASB, ASB2...to ensure all those Bumis taking loans are able to service them.... Loan interest range, tiring of 4.75 to 5.2% depending on amount$, if I recall correctly.

Felda affecting 200k farmers,... Doubt they want to mess up Asnb (urban and semi urban supporters) , partly why Zeti there.

We are cool!!! Unker was of opinion.. Pnb will have 'unwritten' statement to help the bumis improve std of living (us forum people, tag along free ride)...while, your comment was they don't become complacent.

I get it! Them Pnb better get it too!

Reserves.....

Well it's higher than FD rate 😋🤣

My target is not FD, need higher than mortgage loan

https://www.thestar.com.my/business/busines...d-ended-may-31/

Income dipped 1.4%, better than KLSE and lurking to diversify woh. Dangerous to stray away from their traditional strength.

For me, promo fd which is mostly over-the-counter, and requires annual withdrawal to "renew" on other bank, is much more annoying than captcha spamming.

Yeah it's tiring when age catches up. That's why I'm porting over to ASM.

You'll be surprised some old folks who doesn't know computers will buy bank drafts, bank in another bank, withdraw through another bank draft, and FD to same bank again few days later.

all depends. in fact, it's even more competitive now to get units. it's possible to spend the whole day spamming yet get nothing, as compared to spend an hour at the bank to get the fd rates. personal preference of course, but those are some of the scenarios.

hahahhaha.

my grandparents does that years ago..

ever since ASW2020 appear... less doing that.. but still have some parking for emergency purposes

5.25% for asb3? this is hilariously bad.

i don't think they have a choice. bursa has been bungkus for 5 out of the last 6 years and i doubt they can continue to hope on bursa for any much longer. much better to diversify and spread the risk to a number of markets so that if some markets bungkus, the other markets can prop-up. EPF made the smart move to do it years ago and pnb is now only catching up.

expect a lot of other glic to follow suit.

Most of the big player are dumping

Reits cimb ihh tm wct and yinson.

It's quite a huge irony coming from you seeing how you've failed to notice it's our fellow forummer's username that we're referring to.

Yes, agreed. I've several reasons like job scope changed, so I've less time to snake out. Tired of doing that, lazy to beg banks (sometimes they allow to renew without moving funds around), etc.

With ASM, I probably will lose the first month since I don't think I can move everything into it within days. But as long as I can buy at least 1k a day, it's good enough.

Wahhh do I feel old or what. During the ASW time, I was broke and wasn't aware of it. During ASM, also broke and not aware of it. During ASM1M, saved some money but not also not aware of it. That's why I'm here fighting for units with you all today Otherwise I will be shaking legs.

ohhh? I only aware EPF bought some properties overseas. I think that Bettersea will bring good returns since it started development years ago, around the time of the subprime crisis. Didn't bother to check the forex, but apparently, GBP fell as much as 1MYR the past 35 years. I remember it was around 1MYR5 to 1GBP at that time, and it's around the same now.

either way, half my pay is going into EPF now, so, less needs to fight for ASMx.

This post has been edited by beLIEve: Jun 25 2019, 12:22 AM

u mean, instead of 11% +12% EPF,
u opt for 50% ?
What;s the benefit of this ? (forced saving ? )

since EPF can only withdraw after 55 ......

and if i remmebered correctly, EPF limit RM60K deposit per year too .