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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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cybpsych
post Aug 31 2018, 01:31 PM

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QUOTE(Batusai @ Aug 31 2018, 01:29 PM)
called up maybank to change my statement date and enquire about the SST charge,

For Maybank2Cards, each card will be charged rm25. No waive as such. So total RM50 will be charged la.

A way to waive is to use 10,000 treatpoints for one card. So if you wanna waive both cards, be prepared to use 20,000 treatpoints :/
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10k TP? even lower when i asked few days ago, 12.5k TP biggrin.gif

10k TP, spending with m2c amex for stuffs that gives 5xTP seems doable.
!@#$%^
post Aug 31 2018, 01:35 PM

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anybody knows if can transfer my installment on amex to another card say barcelona?
#Victor
post Aug 31 2018, 01:59 PM

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QUOTE(Batusai @ Aug 31 2018, 01:29 PM)
called up maybank to change my statement date and enquire about the SST charge,

For Maybank2Cards, each card will be charged rm25. No waive as such. So total RM50 will be charged la.

A way to waive is to use 10,000 treatpoints for one card. So if you wanna waive both cards, be prepared to use 20,000 treatpoints :/
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Happy holiday! Just called to chat with MB CS and enquire the SST charges for M2C and confirmed that each card will be charged RM25 with 2 different call agents. cry.gif cry.gif
Batusai
post Aug 31 2018, 01:59 PM

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QUOTE(cybpsych @ Aug 31 2018, 01:31 PM)
10k TP? even lower when i asked few days ago, 12.5k TP  biggrin.gif

10k TP, spending with m2c amex for stuffs that gives 5xTP seems doable.
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Funny why they would quote different points biggrin.gif

yearly spending to get 20k treatpoints doesnt seem too bad yeah.

well rm2k for 10k tps if you use amex all the way

This post has been edited by Batusai: Aug 31 2018, 02:03 PM
Batusai
post Aug 31 2018, 02:00 PM

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QUOTE(#Victor @ Aug 31 2018, 01:59 PM)
Happy holiday! Just called to chat with MB CS and enquire the SST charges for M2C and confirmed that each card will be charged RM25 with 2 different call agents. cry.gif  cry.gif
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guess its confirmed then. Did you enquire about any chance of waiving? eg using treatpoints
#Victor
post Aug 31 2018, 02:06 PM

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QUOTE(Batusai @ Aug 31 2018, 02:00 PM)
guess its confirmed then. Did you enquire about any chance of waiving? eg using treatpoints
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No, never bother to ask. I enquire to cancel the card but was asked to keep it first until my anniversary month as now still won't be charged until my anniversary month. Regarding TPs, if i cancel and have no MBB cards at all, will the points disappear? Or it will transfer to my banking TreatsPoints?
Batusai
post Aug 31 2018, 02:08 PM

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QUOTE(#Victor @ Aug 31 2018, 02:06 PM)
No, never bother to ask. I enquire to cancel the card but was asked to keep it first until my anniversary month as now still won't be charged until my anniversary month. Regarding TPs, if i cancel and have no MBB cards at all, will the points disappear? Or it will transfer to my banking TreatsPoints?
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I believe the TPs follow the cards, as according to the statements, each cards owns their TPs, so if you cancel your card, TPs goes away with it. But why not use the TPs to waive the card SST fee? Mines due in Oct cry.gif

someone do correct me if I'm wrong.


#Victor
post Aug 31 2018, 02:13 PM

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QUOTE(Batusai @ Aug 31 2018, 02:08 PM)
I believe the TPs follow the cards, as according to the statements, each cards owns their TPs, so if you cancel your card, TPs goes away with it. But why not use the TPs to waive the card SST fee? Mines due in Oct  cry.gif

someone do correct me if I'm wrong.
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I am thinking to apply FCB and transfer the TPs in M2C but worry application rejected cus previously applied and got rejected. How / Where to redeem TPs for SST? Let's see how everything before the anniversary month only decide to cancel or not hmm.gif
Batusai
post Aug 31 2018, 02:59 PM

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QUOTE(#Victor @ Aug 31 2018, 02:13 PM)
I am thinking to apply FCB and transfer the TPs in M2C but worry application rejected cus previously applied and got rejected. How / Where to redeem TPs for SST? Let's see how everything before the anniversary month only decide to cancel or not hmm.gif
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They said to just give them a call on the toll free line and request for it, to use TPs to waive SST fee.
annoymous1234
post Aug 31 2018, 03:30 PM

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QUOTE(Batusai @ Aug 31 2018, 01:59 PM)
Funny why they would quote different points biggrin.gif

yearly spending to get 20k treatpoints doesnt seem too bad yeah.

well rm2k for 10k tps if you use amex all the way
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so if 2 cards, means need to spend min rm4k to waive rm50
UncleTinsel
post Aug 31 2018, 03:38 PM

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**gulp**

Maybank 2 Cards plus the supplementary cards...I guess I'm looking at RM100 Annual SST fee.

Wondering if it's worth switching to Petronas Platinum or FCB.

Thoughts?
cybpsych
post Aug 31 2018, 04:32 PM

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QUOTE(#Victor @ Aug 31 2018, 02:13 PM)
I am thinking to apply FCB and transfer the TPs in M2C but worry application rejected cus previously applied and got rejected. How / Where to redeem TPs for SST? Let's see how everything before the anniversary month only decide to cancel or not hmm.gif
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FCB doesn't carry TP

not sure if it can be transferred into from other cards.
sonotme
post Aug 31 2018, 05:07 PM

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QUOTE(UncleTinsel @ Aug 31 2018, 03:38 PM)
**gulp**

Maybank 2 Cards plus the supplementary cards...I guess I'm looking at RM100 Annual SST fee.

Wondering if it's worth switching to Petronas Platinum or FCB.

Thoughts?
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depends on your needs. Maybank FCB only 2% (except May and August). Petronas visa ikhwan is 8% cashback on every weekends.
UncleTinsel
post Aug 31 2018, 05:35 PM

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QUOTE(sonotme @ Aug 31 2018, 05:07 PM)
depends on your needs. Maybank FCB only 2% (except May and August). Petronas visa ikhwan is 8% cashback on every weekends.
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Yeah, that's right. I think I will first wait for announcement from Maybank before taking action.

I think the PETRONAS and PETRONAS IKHWAN card cashbacks and treat poings are only for weekends. I could be (and am probably) wrong.

Thinking about forking out RM100 is inducing knee-jerk reactions but considering cash back, treat points and interest from deposits, it all more than covers it and may be RM50 a year is probably insignificant.

This post has been edited by UncleTinsel: Aug 31 2018, 05:41 PM
sonotme
post Aug 31 2018, 06:08 PM

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QUOTE(UncleTinsel @ Aug 31 2018, 05:35 PM)
Yeah, that's right. I think I will first wait for announcement from Maybank before taking action.

I think the PETRONAS and PETRONAS IKHWAN card cashbacks and treat poings are only for weekends. I could be (and am probably) wrong.

Thinking about forking out RM100 is inducing knee-jerk reactions but considering cash back, treat points and interest from deposits, it all more than covers it and may be RM50 a year is probably insignificant.
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for me it's simple. if you get cashback >RM25 per year, then keep it as you will still get more. But those dormant cards, I'd recommend to cancel them..
beLIEve
post Aug 31 2018, 06:19 PM

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https://www.msn.com/en-my/money/topstories/...EcqN?li=BBr8Mk9

Under the Service Tax (Rate of Tax) Order 2018, Lim said RM25 will be charged for each principal credit card or charge card on the date it is activated or the date it is renewed, and every time the card is renewed.

Whoever can activate online, I think better try activate it online by midnite.
SUSsaboteurs
post Aug 31 2018, 07:15 PM

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QUOTE(beLIEve @ Aug 31 2018, 06:19 PM)
https://www.msn.com/en-my/money/topstories/...EcqN?li=BBr8Mk9

Under the Service Tax (Rate of Tax) Order 2018, Lim said RM25 will be charged for each principal credit card or charge card on the date it is activated or the date it is renewed, and every time the card is renewed.

Whoever can activate online, I think better try activate it online by midnite.
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just pay it lo.. rm25 per year is not that expensive provided we got benefits from cc
w3sley
post Aug 31 2018, 11:47 PM

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This post has been edited by w3sley: Aug 31 2018, 11:57 PM
boonhan
post Sep 1 2018, 12:48 AM

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Using TP to redemption is good.
At least 10k points just rm1k with amex.

Quite easy to get that.
cybpsych
post Sep 1 2018, 06:10 AM

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Implementation of Sales Service Tax (SST)
01 SEPTEMBER 2018

Dear Valued Cardmembers,

Please be informed that an annual Service Tax of RM25 will be imposed on all Credit and Charge Cards effective 1 September 2018. This is in accordance with the Service Tax Act 2018.

Cardmembers may opt to pay the Service Tax using Maybank Points. Service Tax redemption can be made once it has been reflected in Cardmembers card statement.

Cardmembers may redeem through these channels:

- Complete the TreatsPoints redemption form / Membership Rewards redemption form and email it to maybankrewards@maybank.com.my
- Walk-in to any Maybank Card centres or branches.
- Call us at Maybank Group Customer Care as per telephone number at the back of your card.

Click here for more information.


Terms & Conditions:

- Service Tax RM25 redemption is equivalent to 10,000 TreatsPoints/Membership Rewards
- Service Tax redemption can only be made once it is reflected in the Cardmembers’ card statement.
- Cardmembers are allowed to redeem limited to the number of Principal and Supplementary Cards under his/her account.

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