Oh wow. Must be a huge amount of purchase, otherwise I won't commit for a 3-year installment.

If 0% then ok la Slowly repay.

keep cash flow high high for other investment

It is blocking my credit limit and since I use MBB quite often, so I try not to lock my CL for a long period.

Apply CL increase, haha
Though MBB very kedekut one .

You try checkout at Shopee and choose MBB 0% Instalment. So far I see on Shopee only 6 & 12mths depending on seller. Lazada up to 36mths.

Ya, very rare to see 18, 36 months for MBB.

Previously i can see PBB quite some has 18 & 36 but now also rare dy.

All depends on seller wanna "open" or not i guess.

This MBB 0% 6 & 12 months is genuinely 0% nett?

Yes, buy 1200 and apply 12months = pay RM100/month for next 12 months.

any idea why so hard to request credit limit increase for mbb card? mine mbb is the lowest cl among other bank.

Need hint coz been tried few rounds. rejected without reason.

But applying new MBB cards approved so fast. Adui

No idea also, holding maybank cc since 2011 i think and untill now still initial 15k and cannot up my limit with several request until last year 2023

Havent tried this year.

Other banks already like 20~70k CL

This post has been edited by TongCN: Oct 23 2024, 02:54 PM

Apply higher tier cards and will grant you higher limit. At least that happens to me, it is done automatically.

Just got approved for CL increase after 2nd round application. remember to enclosed IC copy during application.

I requested for 250% CL increase, but only gotten 28% increase.
haiz, better than nothing.

Maybank will not grant that much, usually CL increase request, they may only grant 30% max.

What did you do differently in the 2nd application?
Also why is the IC copy needed? It's not listed as part of the required doc to submit.

IC, first round no selection for IC.
Then since no update, i apply again, this round got selection for IC. then attached. Approved in 2 days

nowadays hard to use amex... most of the petrol stations slowly no longer accepting amex... then utilities bill has no 5% cashback.. aeon also cant use... lotus still can

Aeon still accept Amex (pay at Maybank device instead of Aeon Credit's), except self-service kiosk.

Petronas and Shell still accept Amex at pump. You can buy Petronas fuel vouchers and Petron fuel vouchers at Lazada (accept Amex), Shell fuel vouchers at Fave App (accept Amex). Use the fuel vouchers from Monday to Sunday, not limited to weekend.

You can pay utilities bills (including water and electricity except TNB) at Lazada and Shopee(Airpay), both accept Amex.

Hi sifu,
Newbie here want to ask the best option to pay my M2P Amex card :

1) I pay my MBB credit card via transfer from other bank saving acc direct to the card

2) transfer cash to MAE wallet first then use MAE wallet to pay my M2P credit card (not sure if this is doable yet)

p/s : I don't have MBB saving acc

Which method will be reflected in the credit cRd account faster?
Will I be able to view the transaction instantly?

Just trying to figure a way that can manage my acc easier.

Tqvm

This post has been edited by gclee: Oct 27 2024, 01:14 AM

pay direct to card number (ie account number)

Is this applicable to MAE wallet too? I don't have saving acc under MBB.