looks like hard to get cashback using amex now

Not difficult with Spaylater.
But it won't last long, enjoy it while it lasts.

Also can buy groceries, petrol, dining at Lazada App and Shopee App. Both accept Amex.

Hi,
Just spent with my credit card at SG recently, I purposely want to try out different card at different date for overseas spending :

UOB Visa:
17Oct
Changi Airport (buy Sim card)
$48 > RM162. 08

18Oct
Decathlon SG Lab (self service machine)
$16.80 > RM56. 59

M2P Amex:
19Oct (Sat)
- McD (pay at counter)
$8.50 > RM28. 64

If compare visa (1.5%) vs Amex (2.5%), overall they are not so much differece eh. If you include 5% cashback then definitely better rate than buying forex and use cash.

Conclusion : Worth using Amex overseas if they are widely accepted in that country.

This post has been edited by gclee: Oct 31 2024, 11:49 AM

hahahaha let me try... thanks for the tips

Hello guys, I have had these cards for about a month now, still a bit confused.

So it seems Amex has no TP when used during weekends, which basically means I should avoid using AMEX on weekends once I have reached RM1000 weekend spending? Is this the normal practice?

EDIT: any benefits of swiping AMEX during weekends when already reach 1000 spending? This seemed counter intuitive.

This post has been edited by Kellicros: Oct 31 2024, 07:23 PM

TP for Amex only during weekdays. I only spend 1k with Amex only weekend. Other expenses goes to other credit cards.

u get nothing if u swipe amex during weekend when u already reach rm1k spending.
weekdays u can get points

thanks for clearing this up guys.

if you frequent jaya grocer, village grocer, they still accept AMEX. just buy your groceries during weekends

For groceries, it is better to get MBB VS that gives 5% cash rebate for every day upto RM88 per month.
No need to limit just for weekend spending.

yes but we are talking about M2C AMEX. For those who have the card, just spend during weekends will do

It is better if spending is >30k and able to maximize cashback at the same time.

But will be charged annual fee of 550 if do not hit minimum spend of 30k after the first year.

I cancelled my VS as my spend isn't that high for groceries and petrol.

I tried to top up ewallet and govt spending though they are not entitled to cashback/treatpoints.
Just to make up the 30K annual spending will do.

Yea. I use to spend overseas using M2 amex on weekend rather than cash.

Just tried using my M2 Amex at KFC self service kiosk, do not accept, as it was a RHB terminal. The staff ask me to pay at counter and I saw it was a Maybank terminal.

But then I saw shopee pay at the Kiosk payment option, so I end up paying using SPayLater.

This will be my very first time paying with SPayLater.

If you pay today using Amex there’s no cash back, today is not a weekend.

basically it is to 'reload' the spaylater account in shopee during weekend to earn the rebate rite?
if i reload rm1k = rm50 cashback?

No Cashback if reload ShopeePay.

Spaylater is not ShopeePay, you use Amex to settle the pay-later debt. You can't pay extra / in advance if there is no outstanding.

This post has been edited by ClarenceT: Nov 2 2024, 05:16 PM

icic. ok. thanks.

besides, still not really clear about how to do this.

what are the steps to pay the tnb bill using maybank 2 card amex?

1) pay tnb bill using spaylater? - where to do it? online or at the counter? if counter, which counter?

2) then how to pay using amex 2 card?

sorry, i know this was shared previously here, but i seriously still not no clear idea how to do so as i do not use spaylater before.

thanks.

I asked before.

You see if you can find TNB within Shopee.

But if you are willing to go to Pos Malaysia counter, then yes, possible.

This post has been edited by tropik: Nov 2 2024, 06:14 PM