Never touch Bigpay since this 1% surcharge, can I do CC > Kiplepay > Bigpay > Duitnow to CASA without any charges involved?
Has been failing to do CC > Kiplepay > TnG GO+ .

This post has been edited by MGM: Feb 1 2024, 04:51 PM

MGM if you are able to transfer from kiplepay into BigPay, you are good to go (and Duitnow back to CASA). TnG ewallet blocks all topups into BigPay for examplei've been trying to move all the RHB MCA discussions from Wise thread to here https://forum.lowyat.net/topic/4529776 . now i know where all the discussion went

Careful guys, bigpay usually don't question my transactions and now they are questioning already. Even reloading RM3k to their wallet also need send bank statement, record la etc etc. Wonder why the sudden question. I have a few friends around me kena d within the past few days.

own card?

All paid to my own card. Money came from F&F, own bank acc (DuitNow) and even own debit card. Like that also can kena.

Actually, they randomly do that. However, if a bunch of people get hit at the same time, then it's something new.

Seems like you know the issue already?

Well, they transfer to me via the DuitNow feature. So I technically see no wrong in that.

ah ...

You receive money from other named account to the tune of 3k.

Whether you see anything 'technically' wrong with that or not - what do you think BigPay sees?

Compare, for example, you receive 10 bucks here, 15 bucks there from friends and family. That would be fairly common (share bill for food etc).

Then the alternative, you get a few thousand transferred in. Which you perhaps immediately transfer out. Then the question will be - why wasn't this directly from source to target? Why through BigPay? Is someone getting scammed or being used as a mule? Once something triggers the system, then they will start questioning.

Hmmm good point of view. Doesn't matter. My transactions are all legit, let them just audit. just was in a shocked that suddenly the email came in even after doing for months the same thing.

Definitely you know it is legit, but no way for them to know that, so that's where the audit comes in.

For me - the time spent on such audit is worth more than whatever benefit I get from 'playing' amounts in and out, so just try and stay under the radar and don't trigger. Waste time only.

what is F&F?

Friends & family

A couple of years back, I give them business sending forex also they block and audit me. After that, I went for other options, i.e. Instarem and subsequently Transferwise. Never looked back.

Most local wallets are not serious about business. Perhaps they're after something else, like the Digital Bank license.

Not dont want business but they prefer not to query by BNM.

Don't have such problems with conventional banks woh.

Small amount like MYR200 only.

This post has been edited by beLIEve: Mar 5 2024, 05:43 PM

if it's RM200 (per trx), then this make sense. unlike instarem/Wise that are mainly remittance

Make sense auditing me or make sense with the amount? Few times a month around that figure.

makes sense that they don't want your remittance business... RM200 is a very minor amount

This post has been edited by Medufsaid: Mar 5 2024, 05:56 PM