There is no "formula" to it.
Nice read, but. Lol
How to Marry a Rich Man, for ladies
How to Marry a Rich Man, for ladies
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Jul 30 2018, 10:24 PM
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Junior Member
38 posts Joined: Aug 2007 |
There is no "formula" to it.
Nice read, but. Lol |
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Jul 30 2018, 11:19 PM
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Junior Member
267 posts Joined: Dec 2006 |
5 Digit SGD earning really cannot be called as "rich" today, its more like below average. Unless work in SG and stay in malaysia..maybe can up status to "upper average".
If TS really gold digger..should not be settle for so less. Unless..not enough level? Girl wise.. for the top tiers (imo) top tier - improve appearance, lifestyle, knowledge and does actually have decent established financial achievement 2nd tier - improve appearance, lifestyle, knowledge without any decent established financial achievement. Normally just telling/convince people how good you are is useless and pointless, you need to actually do it,prove it and had it. Progressing/not yet happen doesn't count. Make no mistake TS, not saying you are below top tier. Its really great enough that you determined to improve so many things which i think many of the girls in malaysia don't even bother. Its not a crime to improve yourself to have more chance to get the better option. Just like a game, we need to improve ourselves to get rare treasures. Otherwise, only can depends on luck or keep dreaming Personal opinion only, don't butthurt |
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Jul 31 2018, 12:40 PM
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722 posts Joined: Jan 2005 |
QUOTE(borgeouisbella @ Jul 27 2018, 03:18 PM) I'm a young woman, currently 27 years old, who probably share some of the qualities TS proclaims to have, particularly in These are peoples that keep my faith in humanity & love.1. achievement - owned 2 houses by 26 years old 2. career - earning close to RM10k a month working in the IT industry with a day job and freelance projects (probably not as successful as TS since she earns in SGD) 3. group of friends - have more male friends than female friends, mainly due to the type of industry I work in and the fact that I share more interests in tech with them 4. suffered from acne - went for treatments that costs less than RM10k because my acne was probably not as severe as TS 5. middle-income family - my family owns several businesses, so I had a fairly middle-income upbringing who had their fair share of struggles in poverty (own businesses are fairly unstable, I'm sure many businessmen here can attest to that) 6. excellent command of english - raised in an english speaking environment, but went to chinese schools because my parents believed that its imperative for children to know as many languages as possible I also have a loving fiancé, due to marry in a few more weeks. My fiancé is not a rich man, he doesn't own a single property or car (till recently), and he is in his mid-30s. It is not that he is not a driven man; he is an intellectual, but he isn't very smart when it comes to managing his finances. But, what he cannot provide for me in monetary value, he provides in other ways the best he knows how to. It's endearing to see a man try his best to give you the best he can based on whatever limited resources he has. It also shows the most vulnerable and sincerest part of a man that is becoming so scarce these days, and that is why I'm marrying him Therefore, not all "glamorous, beautiful and successful" women (in TS own words) have a mindset like TS. Some of us do appreciate genuinely sincere man who are not rich. Also, I know of many women who shares similar qualities like TS (and myself), who do not share TS mindset. Mainly because we do not like to ask for things, because it's demeaning to our own ego (Yes, women who are "glamorous, beautiful and successful" have their own ego and pride too), to have to rely on a man to get something we want. Instead, we know we are resourceful and capable enough to get the things we want through our own means. There is true satisfaction in that Sorry for the long post. Sekian. edit: typo Who knows how to differentiate values with accessories. Who appreciates people for who he/she is. I hope there are more people like you, given the opportunity to taste a true satisfaction of harboring the rewards of his/her own labour. And truly believe in him/herself that he/she could be whoever he/she wants to be and live a fulfilling life. I believe this is the only way that we can reduce people that EXPLOITS personal relationship for FINANCIAL SECURITY/GAIN. That's just appalling. "vulnerable and sincerest part", That's not easy to come by. I'm not sure how well this forum represents the public as a whole, but it's pretty saddening to see what people here prioritize. B40, M40, T40 and bla bla bla. Do you think top tier spends their time thinking which category they are or they spend more time thinking what they should focus and working on? To grow from one category to another category takes times. Lotsa work. I will be more interest in what anyone do to enable oneself to such self-reliance and success at each phase, and not ability to remember classification of income group. I personally think that able to remember periodic table is more useful. This post has been edited by RUI: Jul 31 2018, 12:56 PM |
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Jul 31 2018, 03:23 PM
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103 posts Joined: Apr 2007 |
QUOTE(Ralna @ Jul 18 2018, 07:03 PM) If you wanna marry a rich man, you gotta have the qualities that they want, and be as perfect as possible. You gotta work on yourself first. Firstly, congratulations to you for getting engaged! Wishing you a blessed and bright married future.Based on my experience & feedback from them, their checklist of ideal wife material is as follows: 1) Appearance (tall, pretty, attractive) -- presentable when bringing her to attend biz functions 2) Brain (intelligent, ambitious, highly educated) -- to be their partner, and help them in biz & career 3) Filial to his parents -- most of them are the only/eldest son, so what their mum thinks of their woman is very important 4) Can be a good mum -- they want to produce the best offspring 5) Talented -- have other hobbies or talents, e.g. singing, dancing, cooking, socialising etc It took me 5 years How did I do it? In terms of looks, I have spent nearly RM50k in the past few years on various skincare treatments to look beautiful, such as going for facials, mani/pedicure, hair treatments (rebonding, colouring), doing my eyebrows, lips, skin hair removal & polishing, body massages etc. Yeah, I look naturally pretty without any makeup; no need to edit photos too. With makeup, I look way more gorgeous. (Yeah, spent so much $$$, will of coz look fabulous.) On a side note, a woman being able to spend RM10k a year on beauty enhancements without getting bankrupt or in bad debt is a sign of high earning power & prudent financial management. Men find rich/high-earning women attractive too, so be one. (Yeah, easier said than done, but can be done.) Having good looks alone is not enough. If you are an empty flower vase = look good on the outside but have nothing solid inside, rich men will lose interest fast, coz you're no different from those hot chicks they meet. So yeah, I spent lots of time reading books, esp. biz, finance, investments etc ("dry & boring" for most women), so that I know what to chat with them, and impress them. Then I also developed side interests, and learnt how to cook delicious meals, sing songs etc. & I work out to shape & tone my body; going to be age 30 but still look around mid-20s. *** Hard work does pay off. The outcome? Attracted many high-earning professionals, and went on dates with them. (Birds of a feather flock together Also attracted several rich men, who pursued/proposed to me: 1) M, eldest son of a bizman who owns a transportation company. Lives in double-storey semi-D, now runs his father's company. Stole my first kiss without consent. Yeah, punched him after that, but he was still happy. 2) L, eldest son of a bizman who owns a timber lodging company. Lives in double-storey bungalow, drove a Mercedez to fetch me at my house before, for an expensive lunch date. Confessed to me and wished to bring me home to meet his parents. 3) C, only son of a rich family, lives in single-storey bungalow, works in Oil & Gas, earning 5-digit MYR a month. Came to my house one late night (around 10pm+) to give me a box of imported chocolates. Parents are family friends. 4) W, only son of a rich biz family, studied in the U.K. Lives in a bungalow, inherits his family business to supply automobile parts to major car manufacturers. Wished to bring me home to meet his parents. 5) K, eldest son of a rich biz family, studied in the U.K. Inherited family wealth, earning 5-digit SGD a month. We're engaged now. Our anniversary trip this year is to Phuket, pre-wedding photoshoot will be in Taiwan, and the reception + honeymoon (destination wedding) will be in Maldives ← he suggested these countries. Btw, I'm not working currently; he's supporting me financially. I have 1-2 years to relax and go travel, and upgrade myself to tip-top condition so that we can start own biz and family. He and I have discussed earning in MYR and also in USD, and sending our kids to international school. *** When you become the best, you will deserve the best. I didn't come from a rich family; was poor and starving before, but I worked hard to the top in terms of studies and career. That made me into a confident and ambitious lady, and not just sit there dressed in rags with self-pity, and passively waiting & daydreaming for some prince to rescue me. Nah, it doesn't happen that way in real life. A few things to take note: Firstly, rich guys don't like it when girls covet their wealth. They can easily sense if you are after them, or after their money. Money is important, but greed and materialism is a huge turn-off. Secondly, of course, not all of us have the luck to meet/date rich men. It depends on the social circles/social class you are in. If you life is confined to just work and home, then chances are, you ain't gonna meet any of them. You need to actively go out and express yourself, be it in events or gatherings, or online. Thirdly, it's not easy to manage wealth and multiply it. If you only wanna be a rich tai-tai who can't help much in your husband's biz/career, chances are, years down the road, you're out of the game, as you become liability and no longer asset. With great power (privileges) comes great responsibility and expectations. Fourthly, if you're dating a guy who is earning an average income, please develop his potential and push him to success. Your aspiration, dreams and energy level can fuel his ambition to give you the life both of you want -- enjoy comfort without worry, and perhaps, a life of luxury one day. Don't just sit there and complain about him (look down on him and make him feel like a loser) when you yourself have done nothing much to upgrade yourself. It must go both ways/ reciprocal. In order to receive, you need to give first. Sow first, and reap later. Btw, if a man feels he can't catch up on you, he'll either level up his game to be on par with you (great!), or feel insecure enough to let you go/ become controlling. Lastly, love a man not for his money, but for his personality, his character, dreams and ambitions, and earning potential. The truly rich man is one who can lose everything, smile and start all over again, and earn the same pot of gold in a decade or two. Now that is what I call true wealth. *** OK, done sharing my part. Feel free to add on any tips and comments. No trolls pls; it's annoying. Btw, if you're a rich guy, feel free to share what you think/ what qualities you're looking for in a woman/ what type of women deserve you. & maybe give a tip or two about how you achieve success/ build wealth for our fellow forumers to learn from. I need to state that I am no rich person nor do I come from a rich family. However, I have to agree with the points made by TS. Most men who are driven or high-achievers would prefer dating someone who has a similar mindset. If a driven person dates a complacent one, eventually he/she will get bored of the relationship and start looking elsewhere. You can spend 100k a year just to "fix" your flaws but external beauty doesn't last forever, it's your intrinsic values that matters most. Enrichment in life is what everyone seeks, it you are able to find someone who is able to fill that void, do not let your insecurities get the better of you and drive them away. |
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Jul 31 2018, 04:56 PM
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Junior Member
319 posts Joined: May 2012 |
QUOTE(Ralna @ Jul 19 2018, 12:41 PM) Of course, there were not about me; mostly about social and educational issues. We've done things differently to make a change, so were interviewed to share more about our initiatives and opinions. care to share the interviewed you did ? It's only the film-making one focused more on my life stories, plus other people's stories too. They wanna collect inspiring stories of Malaysians. |
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Jul 31 2018, 08:58 PM
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52 posts Joined: Feb 2016 |
Interesting thread to read.
First and most importantly, congrats to TS for getting engaged! Next, IMO I think TS is being crucified because she's improving herself not for it's - the activity - own sake but rather as a means to something else i.e. to attract rich men. Quoted from the first post: 1) She reads finance and investment topics not for her own benefit but rather so that she "knows what to chat with them, and impress them"; 2) Cooking and singing not because she enjoys it but again to not be an "empty vase". 3) Having high earning power not for herself but because "Men find rich/high-earning women attractive too, so be one." Then she ended it with " Lastly, love a man not for his money, but for his personality, his character, dreams and ambitions, and earning potential. The truly rich man is one who can lose everything, smile and start all over again, and earn the same pot of gold in a decade or two. Now that is what I call true wealth. ****** Thing is her underlying motive is already attracting "rich men" (however defined whether T20, M40), everything else is secondary so she literally just contradicted that entire conclusion. All the guys she's listed are rich firstly. Once they've cleared that threshold then only does she looks at the personality, which is why she didn't settle for the the first couple of guys despite them being rich. Because she identified being an over achieving strong independent woman, I would assume she wouldn't undermine herself by making money her primary concern when seeking a relationship. Also, since we're living in times of gender equality where it's not uncommon for females to earn considerably more than their male counterparts. So why can't the female become the main breadwinner instead of the male and the male becoming the househusband? She isn't the typical gold digger with all the negative connotation that is attached to the label but she's undoubtedly looking for a man with money making the relationship contractual and transactional fundamentally. Of course, there is nothing wrong with that because she's entitled to her choice. What people find off-putting, IMO is her stance of marrying someone primarily because of his riches let alone writing a "how to guide". From her tone of writing, I would agree she's an alpha female (being assertive). So why marry for riches if she herself can attain those riches and marry any man she wants, for example someone with a more noble goal who's poorer? As many has pointed out, a compassionate, hardworking and genuine person won't necessarily be rich. And I being a single male in my mid 20s hope that her stance isn't representative of the general female population. Although sometimes it does seem the case hence spawning the ever popular saying " Ada Wang Ada Amoi." I strongly feel that if she worded her title " How to Marry your IDEAL Man" rather than rich, she wouldn't have gotten nearly as much shit. » Click to show Spoiler - click again to hide... « » Click to show Spoiler - click again to hide... « This post has been edited by Simply_Ed: Jul 31 2018, 09:30 PM |
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Aug 1 2018, 09:09 AM
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Junior Member
492 posts Joined: Aug 2009 |
QUOTE(Simply_Ed @ Jul 31 2018, 08:58 PM) Interesting thread to read. Totally agree. You've said out what's in my mind. By the way, it sounds like she doesn't choose the earlier few guys, but the fact could be.. ppl have not decided to choose her either. Guys can pursue many girls, but that doesn't mean they see you as the right choice yet, as it take time to develop feeling and to understand a person. First and most importantly, congrats to TS for getting engaged! Next, IMO I think TS is being crucified because she's improving herself not for it's - the activity - own sake but rather as a means to something else i.e. to attract rich men. Quoted from the first post: 1) She reads finance and investment topics not for her own benefit but rather so that she "knows what to chat with them, and impress them"; 2) Cooking and singing not because she enjoys it but again to not be an "empty vase". 3) Having high earning power not for herself but because "Men find rich/high-earning women attractive too, so be one." Then she ended it with " Lastly, love a man not for his money, but for his personality, his character, dreams and ambitions, and earning potential. The truly rich man is one who can lose everything, smile and start all over again, and earn the same pot of gold in a decade or two. Now that is what I call true wealth. ****** Thing is her underlying motive is already attracting "rich men" (however defined whether T20, M40), everything else is secondary so she literally just contradicted that entire conclusion. All the guys she's listed are rich firstly. Once they've cleared that threshold then only does she looks at the personality, which is why she didn't settle for the the first couple of guys despite them being rich. Because she identified being an over achieving strong independent woman, I would assume she wouldn't undermine herself by making money her primary concern when seeking a relationship. Also, since we're living in times of gender equality where it's not uncommon for females to earn considerably more than their male counterparts. So why can't the female become the main breadwinner instead of the male and the male becoming the househusband? She isn't the typical gold digger with all the negative connotation that is attached to the label but she's undoubtedly looking for a man with money making the relationship contractual and transactional fundamentally. Of course, there is nothing wrong with that because she's entitled to her choice. What people find off-putting, IMO is her stance of marrying someone primarily because of his riches let alone writing a "how to guide". From her tone of writing, I would agree she's an alpha female (being assertive). So why marry for riches if she herself can attain those riches and marry any man she wants, for example someone with a more noble goal who's poorer? As many has pointed out, a compassionate, hardworking and genuine person won't necessarily be rich. And I being a single male in my mid 20s hope that her stance isn't representative of the general female population. Although sometimes it does seem the case hence spawning the ever popular saying " Ada Wang Ada Amoi." I strongly feel that if she worded her title " How to Marry your IDEAL Man" rather than rich, she wouldn't have gotten nearly as much shit. By the way, I have a relative who is a PHD holder (with scholarship) in the same uni as hers. She was all along looks obedient and good girl until she have a bf (who work abroad and rich family in Malaysia). She started to use SK II and fragrance. It catches us by surprise as due to family having nose allergy history, fragrance never appear at home. She told us since bf offer to pay for her shopping, she wanted to start using it. And in 1 year, she suddenly own a few burberry, LV, etc... And of coz everytime trying to show off, will shut off by the rest of us by saying "Cheh! ppl's gift.. not buying it yourself.. no big deal" She told us, she is the 1st choice of her MIL but later I found out her MIL actually did alot of tactics chase away her eldest son's gf, until finally he married a PHD scholar and then become uni lecturer, same as my relative. My relative's bf (now hubby) is 2nd son of the family, and he never bring any gf home other than my relative. For sure, his motive is to bring home a candidate that his mom want. Now after got married and have a baby (weak all time sick baby), the husband who used to promise that he will quit his job (overseas) after married, end up work in a local based company but require him to travel 75% of his time. And her MIL who used to promise to help her babysitting and suggest her to have 3 kids (as that time they don't have any grandchild and keep giving her all sort of guarantee, as the eldest DIL delay having bb). But once the news that they are going to get married, the eldest DIL immediately conceive (another smart 1). So the MIL actually happily bbsitting the eldest grandson, and rejecting to care for my relative's son. What I can say.. insincere ppl will bump into insincere ppl as well. You marry them with a motive, they will also have their motive. |
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Aug 1 2018, 02:45 PM
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Senior Member
1,649 posts Joined: Sep 2008 |
QUOTE(cc980024 @ Aug 1 2018, 09:09 AM) Totally agree. You've said out what's in my mind. By the way, it sounds like she doesn't choose the earlier few guys, but the fact could be.. ppl have not decided to choose her either. Guys can pursue many girls, but that doesn't mean they see you as the right choice yet, as it take time to develop feeling and to understand a person. de law of attraction By the way, I have a relative who is a PHD holder (with scholarship) in the same uni as hers. She was all along looks obedient and good girl until she have a bf (who work abroad and rich family in Malaysia). She started to use SK II and fragrance. It catches us by surprise as due to family having nose allergy history, fragrance never appear at home. She told us since bf offer to pay for her shopping, she wanted to start using it. And in 1 year, she suddenly own a few burberry, LV, etc... And of coz everytime trying to show off, will shut off by the rest of us by saying "Cheh! ppl's gift.. not buying it yourself.. no big deal" She told us, she is the 1st choice of her MIL but later I found out her MIL actually did alot of tactics chase away her eldest son's gf, until finally he married a PHD scholar and then become uni lecturer, same as my relative. My relative's bf (now hubby) is 2nd son of the family, and he never bring any gf home other than my relative. For sure, his motive is to bring home a candidate that his mom want. Now after got married and have a baby (weak all time sick baby), the husband who used to promise that he will quit his job (overseas) after married, end up work in a local based company but require him to travel 75% of his time. And her MIL who used to promise to help her babysitting and suggest her to have 3 kids (as that time they don't have any grandchild and keep giving her all sort of guarantee, as the eldest DIL delay having bb). But once the news that they are going to get married, the eldest DIL immediately conceive (another smart 1). So the MIL actually happily bbsitting the eldest grandson, and rejecting to care for my relative's son. What I can say.. insincere ppl will bump into insincere ppl as well. You marry them with a motive, they will also have their motive. |
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Aug 1 2018, 02:46 PM
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Junior Member
70 posts Joined: Aug 2015 |
QUOTE(Ralna @ Jul 21 2018, 05:43 PM) I know, but aiming to be rich and having the ability/discipline/luck to be rich, are two separate matters. Just want to ask you on this point. Let say if someone was to work in a public sector due to his believe that he can do more good for the country rather then working in the private sector where he can earn 5x more then his current earnings. Would his principles stands out for for women like yourseld ? Its not like working in the public sector means you are poor but to achieve a satisfactory lifestyle would take ages, usually only in the 50's (before that its more of just "cukup makan"). So do you see young people who are sacrificing their income to contribute to their country or for their principle as something that women like yourself can be attracted to or even willing to sacrifice to be with?You can get rich without aiming for it, such as, by knowing how to save in FD and invest in UT (Amanah Saham etc) although you are a salaried employee who earns average income, or by living frugally too as a form of lifestyle coz you prefer simple life, or you avoid using credit cards and have no bad debt at all, these good financial habits will eventually make you rich. How rich is rich? Of course, if you are in the middle class, you may feel happy enough to have, say RM50k in your savings at age 35? Or RM150k by age 50? It depends on individuals, as to which figure makes them feel happy and secure. As long as the figure can fulfill your needs and wants, you will feel you are contented and rich enough, in your own terms and standard of living. After all, numbers are infinite. If you think RM1,000,000 = rich, how about RM1,000,000,000,000,000,000,000,000 or even more? If wealth = digits, then no one will ever be the "richest" person in this world, ever. *** "What is your definition of living comfortably? Mercedes, bungalows, business class flights?" Ok, this was my lifestyle: I used to earn RM6-8k a month in my mid-20s, but I drove a Proton car and wore clothes from Padini. Shoes, I bought during sales, once or twice a year, bought 5-6 pairs each time. I also shopped online, waiting for discounts, promo codes and hunted for the best deals. That's my frugal part. My spendthrift part? I spent RM50k making myself beautiful physically, head to toe. My queen-sized imported latex mattress cost RM3000+ after 50% discount (the brand is used by 5-star hotels), and the soap I use to wash my face? It cost RM89; imported from Greece. I also consumed supplements, costing RM500-700 monthly. & I spent RM8000-20k to do courses to upgrade myself. When I shop, I don't need to look at price tags. I see what I like, and I put them in my shopping cart, then I check out. I can spend RM100-200 each time buying imported snacks. My cookware and dinnerware alone, cost nearly RM1,000; made in Germany and U.S.A. & when I wanna renovate my home, I like this tiles, I like that wallpaper, I like this kitchen cabinet, I like that... I can afford to buy them. If I wanna take AirAsia flight, I take it. If I wanna try MAS biz class flight, I can also pay for it. If I wanna stay in 5-star hotel, I can book the room. If I don't like my Proton car, I want a BMW, ok, let's go to the showroom and buy one. I don't need to think, "Eh, will this exceed my budget for this month?? Can I afford this??" ...& the shopping mood is totally gone, and then straightaway go home to do budgeting again, "Aiya, this month overspent... haih, next month must go on diet, if not really have to eat grass. T.T" So, to me, living comfortably = I can do what I like and spend without worries. *** "How much money a month is considered comfortable to you, at current inflation. For the purpose of discussion, say the inflation remains flat at 0%." If I am single, I think RM5000-10k is good enough, coz that was my previous income. If I am married, the household income should be RM15k+ a month, especially if we have children. If we are self-employed/ doing biz, I think a decent amount would be RM20-50k. Anything more than that, I think it's considered excess. My preference is to be in the upper middle class. I don't aim for owning supercars, or private jets, or Birkin bags etc. They don't interest me much. But I'd love to stay in a semi-D or bungalow, and travel around the world as much as I want. & when I see charity causes, I can donate as much as I like, be it RM50, 100, 500, 1000, or 10k to help the poor and the needy. *** When you are poor, you cannot have the freedom and mobility to do all these. But when you are rich, you can live as to how you want. You can either stay frugal, or be extravagant, or somewhere in between. You have the freedom to choose.... and that itself is a luxury already, to the poor. |
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Aug 1 2018, 04:17 PM
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657 posts Joined: Sep 2012 From: Selangor |
QUOTE(Ash muhammad 28 @ Aug 1 2018, 02:46 PM) Just want to ask you on this point. Let say if someone was to work in a public sector due to his believe that he can do more good for the country rather then working in the private sector where he can earn 5x more then his current earnings. Would his principles stands out for for women like yourseld ? Its not like working in the public sector means you are poor but to achieve a satisfactory lifestyle would take ages, usually only in the 50's (before that its more of just "cukup makan"). So do you see young people who are sacrificing their income to contribute to their country or for their principle as something that women like yourself can be attracted to or even willing to sacrifice to be with? I used to hate the previous gov a lot, to be honest. I saw it as a corrupted regime, but the only ministry that I would like to work for was Ministry of Foreign Affairs. My ambition was to be a diplomat and be based in overseas embassy. However, I didn't apply for it in the end, coz I was browsing Institute of Diplomacy and Foreign Relations (IDFR) website and also read lots of news about becoming a diplomat, ah yeah, the standard has dropped a lot plus some other racial issues, not to mention the rampant terrorist attacks. That was my ambition, 10 years ago. Now that we have a new PH gov, I thought about it again. I discussed with my fiance about serving the nation, and then I realised that, if I were to join the gov and work my way up (which is difficult esp. if you're non-bumi), why not I start up a social enterprise myself? FYI, QUOTE Social enterprises are: (i) organisations that have a social cause as their primary mission, such as poverty reduction or preserving the environment, and (ii) use a private sector business model to sustain themselves. A social enterprise acts as a catalyst of change, identifying social problems and introducing solutions to them. Source: https://www.socialenterprise.org.my/what-is...ial-enterprise/ I don't see that the only way to contribute to nation is just by working in the public sector, more esp. if the position is of lower rank/ bottom level of the hierarchy... what difference can that make to the nation? A little, but not much. There are many valuable experience and skills that the private sector can teach to the ones working in public sector, which is why there's this gov policy to "corporatize" and privatize public services. Btw, QUOTE Bloated civil service Friday, 3 Feb 2017 High amount of taxpayers money is used to pay salaries and pensions of govt staff FINALLY Malaysia has a superlative – we are the country with the largest civil service relative to our population in the world. To hear such frank remarks from Second Finance Minister Datuk Johari Abdul Ghani is eye-opening. So how big is the Malaysian civil service? We have a total of 1.6 million civil servants – that is one government servant to service 19.37 Malaysians. For comparison, the proportion of civil servants to the national population in other countries is 1 to 71.4 people in Singa-pore, 1:110 in Indonesia, 1:50 in Korea, 1:108 in China, 1:28 in Japan, 1:84 in Russia and 1:118 in Britain. The bloated civil service has caused government expenditure to increase yearly, leading to the escalating drop in revenue. Already 80% of the Federal Government’s annual budget goes towards operating expenditure and a large chunk of this is to pay for salaries and pensions. ... Read more at https://www.thestar.com.my/metro/views/2017...PCGXB40vhR6d.99 I don't see this as doing good for the nation. Malaysia is very "poor" now, laden with huge debt coz of the previous gov. IMO, it's more effective to start own biz & pay more corporate tax to gov, rather than to join the civil service and increase gov expenditure. Just a different POV, not that joining civil service is a sin, but looking at the current circumstance, which one can truly mean well for the nation? |
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Aug 1 2018, 04:33 PM
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Junior Member
492 posts Joined: Aug 2009 |
QUOTE(Ash muhammad 28 @ Aug 1 2018, 02:46 PM) Just want to ask you on this point. Let say if someone was to work in a public sector due to his believe that he can do more good for the country rather then working in the private sector where he can earn 5x more then his current earnings. Would his principles stands out for for women like yourseld ? Its not like working in the public sector means you are poor but to achieve a satisfactory lifestyle would take ages, usually only in the 50's (before that its more of just "cukup makan"). So do you see young people who are sacrificing their income to contribute to their country or for their principle as something that women like yourself can be attracted to or even willing to sacrifice to be with? This was asked by PhakFuhZai, and the following is how she see our fighters as well as those great ppl who serve the nation first before family wealth.QUOTE(PhakFuhZai @ Jul 23 2018, 10:59 AM) there are many people who willingly relinquish their high earning job and chose to serve the community, need no look further, just look at our MP/DUNs in PH, eg Tony Pua and Rafizi, both are capable to earn more than 5 digits, had they not chose to join the then opposition, but chose to be exposed to risks from getting imprisoned, exposed to the tear gas, went to lockups during previous administration. There are also many capable doctors/engineers/lawyers which chose to serve in public sector, instead of accepting the otherwise lucrative offer in private sector. What are your view on these people? QUOTE(Ralna @ Jul 24 2018, 12:49 PM) What are your view on these people? This post has been edited by cc980024: Aug 1 2018, 04:36 PMIt is their personal choice. But, IMO, if you pursue your personal ambition and aspiration without much consideration for your own family needs (and expose them to danger), you are a failure no matter how successful you are outside. What's the point of having a father who, for example, is an international medical doctor who volunteers his service FT to war-torn countries, when his own wife and children are suffering in the home country? Will you respect such a man? |
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Aug 1 2018, 05:21 PM
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Junior Member
121 posts Joined: Nov 2011 |
QUOTE(Ralna @ Aug 1 2018, 04:17 PM) I used to hate the previous gov a lot, to be honest. I saw it as a corrupted regime, but the only ministry that I would like to work for was Ministry of Foreign Affairs. My ambition was to be a diplomat and be based in overseas embassy. However, I didn't apply for it in the end, coz I was browsing Institute of Diplomacy and Foreign Relations (IDFR) website and also read lots of news about becoming a diplomat, ah yeah, the standard has dropped a lot plus some other racial issues, not to mention the rampant terrorist attacks. foreign affair ministry didnt headhunt you ?That was my ambition, 10 years ago. Now that we have a new PH gov, I thought about it again. I discussed with my fiance about serving the nation, and then I realised that, if I were to join the gov and work my way up (which is difficult esp. if you're non-bumi), why not I start up a social enterprise myself? FYI, I don't see that the only way to contribute to nation is just by working in the public sector, more esp. if the position is of lower rank/ bottom level of the hierarchy... what difference can that make to the nation? A little, but not much. There are many valuable experience and skills that the private sector can teach to the ones working in public sector, which is why there's this gov policy to "corporatize" and privatize public services. Btw, I don't see this as doing good for the nation. Malaysia is very "poor" now, laden with huge debt coz of the previous gov. IMO, it's more effective to start own biz & pay more corporate tax to gov, rather than to join the civil service and increase gov expenditure. Just a different POV, not that joining civil service is a sin, but looking at the current circumstance, which one can truly mean well for the nation? |
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Aug 1 2018, 06:40 PM
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Junior Member
722 posts Joined: Jan 2005 |
QUOTE(Ralna @ Aug 1 2018, 04:17 PM) FYI, Everyone think like you, who is gonna do the silly/stupid job? I don't see that the only way to contribute to nation is just by working in the public sector, more esp. if the position is of lower rank/ bottom level of the hierarchy... what difference can that make to the nation? A little, but not much. I think what people should learn is to fit into the society and make it better place. Rather than judging one another and try to outdo one another based on scales/expectation other set upon you; become stressed and unhappy. I personally can't find a right scale to size everyone up. But, I do enjoy working with people who are honest, and enjoys what they are doing. Generally happy vibes. QUOTE(Ralna @ Aug 1 2018, 04:17 PM) QUOTE Bloated civil service Friday, 3 Feb 2017 High amount of taxpayers money is used to pay salaries and pensions of govt staff FINALLY Malaysia has a superlative – we are the country with the largest civil service relative to our population in the world. To hear such frank remarks from Second Finance Minister Datuk Johari Abdul Ghani is eye-opening. So how big is the Malaysian civil service? We have a total of 1.6 million civil servants – that is one government servant to service 19.37 Malaysians. For comparison, the proportion of civil servants to the national population in other countries is 1 to 71.4 people in Singa-pore, 1:110 in Indonesia, 1:50 in Korea, 1:108 in China, 1:28 in Japan, 1:84 in Russia and 1:118 in Britain. The bloated civil service has caused government expenditure to increase yearly, leading to the escalating drop in revenue. Already 80% of the Federal Government’s annual budget goes towards operating expenditure and a large chunk of this is to pay for salaries and pensions. ... Read more at https://www.thestar.com.my/metro/views/2017...PCGXB40vhR6d.99 There are many valuable experience and skills that the private sector can teach to the ones working in public sector, which is why there's this gov policy to "corporatize" and privatize public services. The real problem now is the increase for our national expenses is not proportional to our GDP growth. By right, every dollar national expenses must have certain 5-8% annualised return average. Public/Government Sector is equally important as corporate sector. Which is more important is moot. One can't exist without another. If you travel/read enough, you will see my point. To make it easy to illustrate my point, if Mr. Lee decide to take a path of Mr. Kuok, will Singapore be Singapore today? What Mr. Lee left behind is a resilient nation where business can flourish. Instead of being a Mr. Kuok alike himself, he produced more Mr. Kuok alike. You lived your high life too long that you forgot what's struggles like. QUOTE(Ralna @ Aug 1 2018, 04:17 PM) Btw, I don't see this as doing good for the nation. Malaysia is very "poor" now, laden with huge debt coz of the previous gov. IMO, it's more effective to start own biz & pay more corporate tax to gov, rather than to join the civil service and increase gov expenditure. Just a different POV, not that joining civil service is a sin, but looking at the current circumstance, which one can truly mean well for the nation? PH has cabinet of talent. All of them could be whoever they wanna be; but they chosed differently. Like I mentioned before, it's not for everyone. It's not just brain. It needs conscience & courage. People like that, how do you put $$$ on their head? Malaysia in our early years were doing pretty well. Wouldn't say great governance. But not bad. Past decade has come to a critical point; and it's good to know there are good people that would do the right thing. Last election has proved that. With last GOV, it's better to evade tax via CSR where every dollar is put into it's exact use. When you can build a proper facilities with 1/3 of it price. Now, I don't mind doing either one. With previous gov, that would be a bottomless pit. What changes you made with ur more corporate tax? NOTHING. |
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Aug 1 2018, 08:52 PM
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Junior Member
657 posts Joined: Sep 2012 From: Selangor |
QUOTE(RUI @ Aug 1 2018, 06:40 PM) That's true if you are useless. People like Lim Guan Eng, Tony Pua and Rafizi stood up to save the country. Lim Guan Eng, Tony Pua and Rafizi ...PH has cabinet of talent. All of them could be whoever they wanna be; but they chosed differently. Like I mentioned before, it's not for everyone. It's not just brain. It needs conscience & courage. People like that, how do you put $$$ on their head? Did you study their portfolios? LGE was an accountant and senior exec in a bank, and he owns a bungalow worth RM2.8mil++. Tony Pua was a e-biz consultant and a self-made millionaire. Rafizi was a chartered accountant and managed Petronas, and later, became GM of Pharmaniaga. So yes, they had $$$, and still do. Those are politicians, not gov servants who worked their way up in the public sector. Ask yourself, how many PH cabinet ministers had actually worked their way up from the lowest level in the public sector? In fact, most of them had worked in the private sector before starting a political career, e.g. worked as engineer, doctor, lecturer, lawyer, chairman, MD, dentist, GM etc. What they earned was definitely more than "cukup makan", at least much more than the majority of M'sian citizen = upper-mid/ rich people (T20 and above). Even if they are no longer private sector, their monthly pay+ allowances (5-digit MYR) as ministers, MPs or senators are still much higher than those of average M'sians. & cc980024 said "those great ppl who serve the nation first before family wealth" → you sure they weren't wealthy at all, in the first place? Go study their background first before you make a comment. & when they joined politics, were their family involved, or were they safeguarded? *** The original question from Ash muhammad 28: "Let say if someone was to work in a public sector due to his believe that he can do more good for the country rather then working in the private sector..." Ash muhammad 28 wasn't talking about political career in the first place. He talked about working all the way up to 50's (earning "cukup makan") as a civil servant to contribute to the country. & hence, my response to him. If you truly wanna make a big difference, as I said, 1) It's more effective to start own biz & pay more corporate tax to gov (to current gov, of course) or to donate more to Tabung Harapan, like those SMEs 2) Since RUI & cc980024 talked about politicians & fighters, then join politics to get your voice heard, to do more good for the country. I don't see the point of joining civil service when there's already overpopulation of civil servants to do "the silly/stupid job", as RUI put it. Btw, do civil servants go on demonstration to protest against corruption or racial inequality? I don't think so. So, where's the difference that they make? Joining the civil service/public sector vs. joining politics are two different matters altogether. You guys should read carefully before you even reply here. Because you guys don't read carefully, or you read selectively, you keep misunderstanding the whole context and give irrelevant replies or examples that sidetrack the whole discussion. Why so? Because you have cognitive bias towards what "Ralna" writes. As simple as that. This post has been edited by Ralna: Aug 1 2018, 08:55 PM |
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Aug 1 2018, 09:43 PM
Show posts by this member only | IPv6 | Post
#415
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Junior Member
722 posts Joined: Jan 2005 |
QUOTE(Ralna @ Aug 1 2018, 08:52 PM) Lim Guan Eng, Tony Pua and Rafizi ... That's not the point!Did you study their portfolios? LGE was an accountant and senior exec in a bank, and he owns a bungalow worth RM2.8mil++. Tony Pua was a e-biz consultant and a self-made millionaire. Rafizi was a chartered accountant and managed Petronas, and later, became GM of Pharmaniaga. So yes, they had $$$, and still do. Those are politicians, not gov servants who worked their way up in the public sector. Ask yourself, how many PH cabinet ministers had actually worked their way up from the lowest level in the public sector? The point they could just lived the HIGHER LIFE that you could ever dream of and just focused on themselves like you would. Why bother? (I'm not sure about the real "ralna" behind the screen would be bothered. But the one here definitely won't). My point is, at every level, good people stands up and contribute at every level. If you look at Japan, why professional at each level do their work conscientiously. I believe one half is because they take pride in their work, understands the importance of their work and derives satisfaction from it. The other half is the gratitude and appreciation from the people that received the service, AT EVERY LEVEL. We lack that here. Our public services were never good enough. No matter how hard they try, for "SOME PEOPLE" never good enough. Too bad some grew cynical and later became more selfish, but lucky us, there are still good people around. Perhaps, if anything useful after such in depth discussion on this, would be a simple thank you upon receiving any service, regardless how poorly it is. Simple gratitude goes a long way. QUOTE(Ralna @ Aug 1 2018, 08:52 PM) I don't see the point of joining civil service when there's already overpopulation of civil servants to do "the silly/stupid job", as RUI put it. Btw, do civil servants go on demonstration to protest against corruption or racial inequality? I don't think so. So, where's the difference that they make? Where do you think Rafizi and Tony Pua got their ammo of facts from?Who do you think are the whistleblowers? You seriously lacks wisdom. We need good people at every level. If you are a good, perhaps, you can reduce numbers of staff needed. So, that the rest can be upskilled or transferred elsewhere. Seeeeeeee the point yet? On the contrary of what you have preached, "strategic thinking", you would be surprised the monkeys are pretty good at "strategic planning", and for some reason, no service or value rendered but they are still there. (Does it ring a bell? Similarity with some characters here? Kling Klong Kling Klong, no value added, only apparent/future "value", engaged with some rich dudes). Hence, after hiring one after another, same type of monkey shows up. And it cost a bomb to remove them. (Again, does it ring a bell, why some married men cheats? In my experience talking to quite a fewl, they were married based perceived/apparent value; when it's below expectatiion; they covertly outsourced it elsewhere. As, discarding the wife cost a bomb). NO. That's not RUI put it. It's RUI's interpretation of Ralna's insinuation of "So, where's the difference that they make?" & deliberate use of "over-population" as if they are useless. P.S. I do agree at some place are redundant. But not all. So it's the duty of new minister to trim it down. I will personally focus on increasing good people in Education and Health. Rationales are simple. 1) We don't know where is the next Einstein or Tesla come from (I'm pretty sure it's wasn't Harvard or Stanford). 2) Keep daddies and mummies more time spent at work. And you may have the rest removed or replaced with monkeys. I don't care. |
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Aug 1 2018, 11:48 PM
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#416
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Senior Member
1,587 posts Joined: Apr 2011 |
QUOTE(Ralna @ Aug 1 2018, 08:52 PM) Lim Guan Eng, Tony Pua and Rafizi ... amboi.. however sidetracked the discussion might beDid you study their portfolios? LGE was an accountant and senior exec in a bank, and he owns a bungalow worth RM2.8mil++. Tony Pua was a e-biz consultant and a self-made millionaire. Rafizi was a chartered accountant and managed Petronas, and later, became GM of Pharmaniaga. So yes, they had $$$, and still do. Those are politicians, not gov servants who worked their way up in the public sector. Ask yourself, how many PH cabinet ministers had actually worked their way up from the lowest level in the public sector? » Click to show Spoiler - click again to hide... « you are demeaning the struggles of the-then oppositions which mostly involved DAP yes you can say LGE or Tony Pua had the lavish lifestyle of being in the T20 category due to their status in their profession, but how many of the people of their status willing to forego the lavish lifestyle and joined opposition back then? You only see that they have become cabinet ministers and so forth, while conveniently forgot the fact that they had endured endless of hardships before 509. How many people sitting comfortably in CEO office willing to do that? One of the criteria to be oppositions pre-509 is to taste the curry rice in either lockups or jails, google up Ops Lalang for instance, most of the veteran ministers in PH govt had tasted curry rice in prison before, and you think families of LKS or even Anwar never suffered before? This post has been edited by PhakFuhZai: Aug 1 2018, 11:50 PM |
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Aug 2 2018, 12:18 AM
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Junior Member
657 posts Joined: Sep 2012 From: Selangor |
QUOTE(RUI @ Aug 1 2018, 09:43 PM) That's not the point! Yeah, I agree with the previous and current points you made, but I don't understand why you need to mention politicians when it's not something most people can be, and it is not really related to what Ash muhammad 28 was asking. The point they could just lived the HIGHER LIFE that you could ever dream of and just focused on themselves like you would. Why bother? (I'm not sure about the real "ralna" behind the screen would be bothered. But the one here definitely won't). My point is, at every level, good people stands up and contribute at every level. ... That's why I suggested him to do biz and contribute corporate tax; the gov actually has funds set aside to help local entrepreneurs. Don't you think it's better than working in civil service where there are too many civil servants fighting for promotion and increment? If he truly wishes to contribute to the nation, there's an alternative to it. I was just pointing that out. QUOTE(PhakFuhZai @ Aug 1 2018, 11:48 PM) amboi.. however sidetracked the discussion might be I am not demeaning them. My reply was in response to cc980024 who said "those great ppl who serve the nation first before family wealth" in Post#428.you are demeaning the struggles of the-then oppositions which mostly involved DAP ... They were wealthy first before they served the nation. That's my point. & If they forgo their profession/ wealth after that, that's their choice. In fact, if you read Post#428 again, you asked me the same question before, about how I think of people who sacrificed that way. My opinion remains the same. |
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Aug 2 2018, 07:08 AM
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Junior Member
286 posts Joined: Jul 2007 |
QUOTE(Ralna @ Jul 18 2018, 07:03 PM) If you wanna marry a rich man, you gotta have the qualities that they want, and be as perfect as possible. You gotta work on yourself first. Err... define rich first. 5 figures is not that difficult nowadays. Can mean anywhere from 10k to 99k. My last year annual was 200+k. Some people say I'm rich but I don't agree. I think I'm average at best.Based on my experience & feedback from them, their checklist of ideal wife material is as follows: 1) Appearance (tall, pretty, attractive) -- presentable when bringing her to attend biz functions 2) Brain (intelligent, ambitious, highly educated) -- to be their partner, and help them in biz & career 3) Filial to his parents -- most of them are the only/eldest son, so what their mum thinks of their woman is very important 4) Can be a good mum -- they want to produce the best offspring 5) Talented -- have other hobbies or talents, e.g. singing, dancing, cooking, socialising etc It took me 5 years How did I do it? In terms of looks, I have spent nearly RM50k in the past few years on various skincare treatments to look beautiful, such as going for facials, mani/pedicure, hair treatments (rebonding, colouring), doing my eyebrows, lips, skin hair removal & polishing, body massages etc. Yeah, I look naturally pretty without any makeup; no need to edit photos too. With makeup, I look way more gorgeous. (Yeah, spent so much $$$, will of coz look fabulous.) On a side note, a woman being able to spend RM10k a year on beauty enhancements without getting bankrupt or in bad debt is a sign of high earning power & prudent financial management. Men find rich/high-earning women attractive too, so be one. (Yeah, easier said than done, but can be done.) Having good looks alone is not enough. If you are an empty flower vase = look good on the outside but have nothing solid inside, rich men will lose interest fast, coz you're no different from those hot chicks they meet. So yeah, I spent lots of time reading books, esp. biz, finance, investments etc ("dry & boring" for most women), so that I know what to chat with them, and impress them. Then I also developed side interests, and learnt how to cook delicious meals, sing songs etc. & I work out to shape & tone my body; going to be age 30 but still look around mid-20s. *** Hard work does pay off. The outcome? Attracted many high-earning professionals, and went on dates with them. (Birds of a feather flock together Also attracted several rich men, who pursued/proposed to me: 1) M, eldest son of a bizman who owns a transportation company. Lives in double-storey semi-D, now runs his father's company. Stole my first kiss without consent. Yeah, punched him after that, but he was still happy. 2) L, eldest son of a bizman who owns a timber lodging company. Lives in double-storey bungalow, drove a Mercedez to fetch me at my house before, for an expensive lunch date. Confessed to me and wished to bring me home to meet his parents. 3) C, only son of a rich family, lives in single-storey bungalow, works in Oil & Gas, earning 5-digit MYR a month. Came to my house one late night (around 10pm+) to give me a box of imported chocolates. Parents are family friends. 4) W, only son of a rich biz family, studied in the U.K. Lives in a bungalow, inherits his family business to supply automobile parts to major car manufacturers. Wished to bring me home to meet his parents. 5) K, eldest son of a rich biz family, studied in the U.K. Inherited family wealth, earning 5-digit SGD a month. We're engaged now. Our anniversary trip this year is to Phuket, pre-wedding photoshoot will be in Taiwan, and the reception + honeymoon (destination wedding) will be in Maldives ← he suggested these countries. Btw, I'm not working currently; he's supporting me financially. I have 1-2 years to relax and go travel, and upgrade myself to tip-top condition so that we can start own biz and family. He and I have discussed earning in MYR and also in USD, and sending our kids to international school. *** When you become the best, you will deserve the best. I didn't come from a rich family; was poor and starving before, but I worked hard to the top in terms of studies and career. That made me into a confident and ambitious lady, and not just sit there dressed in rags with self-pity, and passively waiting & daydreaming for some prince to rescue me. Nah, it doesn't happen that way in real life. A few things to take note: Firstly, rich guys don't like it when girls covet their wealth. They can easily sense if you are after them, or after their money. Money is important, but greed and materialism is a huge turn-off. Secondly, of course, not all of us have the luck to meet/date rich men. It depends on the social circles/social class you are in. If you life is confined to just work and home, then chances are, you ain't gonna meet any of them. You need to actively go out and express yourself, be it in events or gatherings, or online. Thirdly, it's not easy to manage wealth and multiply it. If you only wanna be a rich tai-tai who can't help much in your husband's biz/career, chances are, years down the road, you're out of the game, as you become liability and no longer asset. With great power (privileges) comes great responsibility and expectations. Fourthly, if you're dating a guy who is earning an average income, please develop his potential and push him to success. Your aspiration, dreams and energy level can fuel his ambition to give you the life both of you want -- enjoy comfort without worry, and perhaps, a life of luxury one day. Don't just sit there and complain about him (look down on him and make him feel like a loser) when you yourself have done nothing much to upgrade yourself. It must go both ways/ reciprocal. In order to receive, you need to give first. Sow first, and reap later. Btw, if a man feels he can't catch up on you, he'll either level up his game to be on par with you (great!), or feel insecure enough to let you go/ become controlling. Lastly, love a man not for his money, but for his personality, his character, dreams and ambitions, and earning potential. The truly rich man is one who can lose everything, smile and start all over again, and earn the same pot of gold in a decade or two. Now that is what I call true wealth. :thumbsup: *** OK, done sharing my part. Feel free to add on any tips and comments. No trolls pls; it's annoying. Btw, if you're a rich guy, feel free to share what you think/ what qualities you're looking for in a woman/ what type of women deserve you. & maybe give a tip or two about how you achieve success/ build wealth for our fellow forumers to learn from. |
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Aug 2 2018, 07:50 AM
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Junior Member
492 posts Joined: Aug 2009 |
QUOTE(sojurn @ Aug 2 2018, 07:08 AM) Err... define rich first. 5 figures is not that difficult nowadays. Can mean anywhere from 10k to 99k. My last year annual was 200+k. Some people say I'm rich but I don't agree. I think I'm average at best. I feel you. That's why the whole post don't make me feel that she already successfully being rich, probably in the process to go in only (probably toward upper mid level). As the way she commented some post that involve 5figures, sounds like that is a high amount for her.Yes, if you feel you are rich. You are. If you feel you are not, you are not. It all depends on your lifestyle and how you fund it. But if 1 night you suddenly feel like flying to somewhere just to have a breakfast, and holaa.. without 2nd thought, you are there next morning. And fly back right after that. Some ppl may see this is crazy, but I see this is just rich. Rich to the extend that you can do crazy stuff. I have an ex-colleague did that. She was my Finance Manager who married a rich man. I did that too.. but under the expense of company.. when boss say "lets have breakfast tomorrow.." I'll just have to fly over .. and my work for tat day other than fly + breakfast with boss.. zero production Looking at your annual (probably include bonus, right). Happy for you as this is consider a very (still) comfortable amount in Malaysia, provided that you don't spend lavish holidays. And how many ppl are under your care that they actually have to share your hard earn money (i.e. family). My household is small (just 3), and blessed that my hubby bring nett pay home as his car, mobile, and most of the time even his lunch being paid. When zero expense vs income.. he is rich. Especially his wife is self-finance and we already done paid our properties. Problem is.. similar like you.. we don't feel rich. I only feel blessed as we started early that come to this days.. everything already in order.. nothing to be proud of at all. This post has been edited by cc980024: Aug 2 2018, 07:56 AM |
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Aug 2 2018, 08:09 AM
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Junior Member
50 posts Joined: Jun 2012 |
QUOTE(cc980024 @ Aug 2 2018, 07:50 AM) I feel you. That's why the whole post don't make me feel that she already successfully being rich, probably in the process to go in only (probably toward upper mid level). As the way she commented some post that involve 5figures, sounds like that is a high amount for her. well said Yes, if you feel you are rich. You are. If you feel you are not, you are not. It all depends on your lifestyle and how you fund it. But if 1 night you suddenly feel like flying to somewhere just to have a breakfast, and holaa.. without 2nd thought, you are there next morning. And fly back right after that. Some ppl may see this is crazy, but I see this is just rich. Rich to the extend that you can do crazy stuff. I have an ex-colleague did that. She was my Finance Manager who married a rich man. I did that too.. but under the expense of company.. when boss say "lets have breakfast tomorrow.." I'll just have to fly over .. and my work for tat day other than fly + breakfast with boss.. zero production Looking at your annual (probably include bonus, right). Happy for you as this is consider a very (still) comfortable amount in Malaysia, provided that you don't spend lavish holidays. And how many ppl are under your care that they actually have to share your hard earn money (i.e. family). My household is small (just 3), and blessed that my hubby bring nett pay home as his car, mobile, and most of the time even his lunch being paid. When zero expense vs income.. he is rich. Especially his wife is self-finance and we already done paid our properties. Problem is.. similar like you.. we don't feel rich. I only feel blessed as we started early that come to this days.. everything already in order.. nothing to be proud of at all. |
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