UOB+ citibank = same. all rules applied and dont care u r existing or new

So bloody troublesome, now have to call in for annual fee waiver. I thought automatically waived? I'm referring to my One Card Platinum RM195 annual fee

no longer waive unless u spend certain amount

just sharing the grace period after payment due date

statement date: 3rd
payment due date (PDD): 23rd (+20 days) <-- distracted from making payment on this day

actual payment: 26th (+3 days after PDD) <-- kudos to Public Bank cuz they sent sms alert for late payment (due date 24th) ... quickly paid UOB and PBB cards on the 26th.

so far, not yet hit finance charge or late payment fee. phew!

i thought the interest will be charged in the following statement date

This post has been edited by 1mr3tard3d: Jun 5 2025, 12:38 PM

yes, already reached the "following statement date" on 3 June.

Is anyone experiencing problem accessing https://pib.uob.com.my/ on Chrome?

When I use Chrome to access uob internet banking I get this error

This site can’t be reached
Check if there is a typo in pib.uob.com.my.

But no problem at all when I use Edge.

This problem started only recently.

Maybe can try clear chrome's cache or launch in incognito mode. So far I have no problem.

I remembered i also got few times late paid on +21 & +22 and didn't kenak interest last time on UOB

Out of topic, speaking of this, HLB told me grace period now is 5 days after 20th
I need to monitor this month statement cause i have a HLB BT exceed expiry date due as the UOB BT slow transfer to my CC (it using GIRO, argh)

HLB BT expiring : 24th May
Transfer from UOB to HLB CC : 24th May
Called HLB to transfer exceed payment amount from HLB CC to respective BT : 24th May
Actual transferred : 26th May

That guy told me no worry on interest cause that 5 days grace period :\
But if got, i think i might call to waive also.

This post has been edited by TongCN: Jun 6 2025, 09:31 AM

banks not that forgiving on waiving interest. 1st time or so, possible. if repeatedly getting it, they wont waive it eventually.

Slightly off topic, but even if bank don't charge late fees/interest, you might be hit with a 1 in CCRIS if it's around CCRIS update date. Kena before with HSBC

Example:
Payment due date: 9th
Bank update CCRIS: 10th
Date paid: 11th

anyone call bank before go oversea? Cannot set on app to notify when travel. CS cannot reach as too busy .peak period

What era are you living in?

The last time I did that is when I need to call my bank to enable use magnetic stripe after makan in Haneda airport. That was very long time ago

No need to call banks anymore before going overseas.

after reading your post, just realised that my annual fee also recurred in June

still as usual, waived without condition
certainly did not hit the minimum spend stated on the web

Can the waiver be done through IVR? I did it using IVR and has not received any response. 2 days ago submitted

Which card u guys referring to?

I think the new min annual spend will apply next year.
But this year still able to waive I did the request via call CS. Took few days to reverse although said timeline might state appear in next statement cycle but I insist to expedite faster as I do not want to pay first.

This post has been edited by eeeglow24: Jun 6 2025, 04:32 PM

some cc need, like PBB - call. else get blocked. experience many times & end up waste money to call MY CS when at oversea.
HLB - need to set on app
HSBC - need to set on app
Fraud nowaday happening on oversea currency

This post has been edited by ericlaiys: Jun 6 2025, 04:50 PM

I don't know about others but I have stopped calling banks to activate for overseas usage years ago. No issue for MBB, HLB, UOB, AmBank, SCB and CIMB in recent years. PBB, I have never used it overseas, so I cannot say much. HSBC I already cancelled it, and even if I had it, I won't use it overseas.

This post has been edited by fruitie: Jun 6 2025, 05:04 PM