it's free AF for the first year
on the contrary, AF will still be charged on the anniversary date despite not being activated

This post has been edited by 1mr3tard3d: Sep 30 2021, 09:54 AM

initially thought so
but they later convinced me to request the bank to transfer the credit balance, free credit

now, just need tng, bigpay, whichever ewallet that supports cash out

as the cash back is first come first serve basis, so the cash back will run out in a day or two
u could directly top up RM 300 each on shopee and tng, however, you need another three transactions (minimum RM 15) within that month to qualify

no, if u top up like that in day 1, they will be considered as one transaction
if you top up over a period of 5 days, u will probably miss out the cash back from day 3 onwards

u could top up RM 600 on TNG on day 1, but subsequently within the month, u need to topup/spend another 4 transactions (minimum RM 15 each)

This post has been edited by 1mr3tard3d: Feb 10 2022, 05:00 PM

ya, the first-come, first-served basis will be the deal breaker
the change from 5x transactions to minimum spending requirement will be easier to manage
overall, e-wallet friendly card only
u need to spend RM 600 to get full RM 30 cashback anyway
RM 600 is manageable, comparing with those cards with RM 1k, 2k requirement

i thought yolo does not offer cashback to insurance

how would u miss transaction in early of the month? the cash back is still first-come, first-served basis
expect the new spending criteria, ewallet cap, increased allocation to prolong the cb date, but not that long
was offered three years of annual fee waiver when cancelled last year, still cancelled because didn't know they would change the 5x transaction thing

same case for me although not as high as 10x
my UOB CL limit is the total CL of MBB and PBB

when u wave card at dining, it's a contactless transaction and the transaction is dining category
contactless payment is not a merchant category, it's a payment method
dining category refers to the MCC 5811, 5812, 5813, 5814

edit: i see why u have concern
the cashback limit is RM 30 for all categories per month, instead of dining 30 + contactless 30 + online 30

This post has been edited by 1mr3tard3d: Apr 14 2022, 05:16 PM

just another RM 300 to get another RM 15

alternatively, the credit card fee waiver had been included as an option in their customer care (03-26128121) interactive voice response some time ago

payment by IBG or instant transfer?
i suppose the customer care will be in better position to explain/resolve your issue
even if late payment due to system or whatever reason, u may try to contact them and request for waiver

yeah, should at least get RM 0.02
nah, i'm wondering about the cut-off/transition period too
your statement overlaps both July and August
imagine that July applies former TNC whereas August applies revised TNC, you could potentially get more than RM 24 ++ in addition to RM 40 ++

perhaps should replace with alternative card then if they do not match with your spending

thought u had the answer back then

an ewallet with non-ewallet MCC
there's also ZCity

I was trying to skip the submission of documents by requesting them to contact me first
(they used to offer new card without documents, just signing and return the application form)
but no news from them to date

currently with one platinum too, wish to change to one basic due to the revised tnc

it's been a month and yet no reply
i wonder how the assessment works when there is a pending request in the system for a month, perhaps they just cancel it somehow

This post has been edited by 1mr3tard3d: Oct 3 2022, 03:20 PM

ya, got the sms too
the funny thing is
i couldn't find the TNC, not even in the promotion page

last time, they called directly
so could seek confirmation with them that no upfront fee will be charged

mind to elaborate on the confusing part?
first time paid the account but got some weird adjustment and ended up some finance charge
later instant transfer unable to pay, must via IBG

i believe that the one retail and/or online transaction within 60 days is still applicable

none, would be better off with other cards
and get the One classic instead

imagine having 1 One platinum vs
1 One classic + 1 Hong Leong wise
or
1 One classic + 1 Citi cash back

was trying to illustrate 2 better than 1, nvm
match your spending with the card benefit instead of trying to squeeze the card benefit to the fullest

ewallet may not grant you cash back, but it's not 'spent' and possible for recycle (TNG/Bigpay)
then again, UOB Yolo could provide additional RM 15/ RM 30 cb per month for that

perhaps you could try bigpay
first RM 1,000 free of charge
although i would have utilised other credit cards with ewallet cash back

will probably be told that it is not possible to 'downgrade', need to apply Classic then cancel Platinum

have One Platinum
since i m lazy to fill up the form and provide supporting documents so tried applying One Classic online but no reply from them
so applied Yolo instead and finally they contacted me
during the conversation, the person in charge mentioned about the change of T&C in One card
told her that I actually intended to apply for One Classic so she submitted the application for One Classic
fortunately, didn't have to apply Yolo --> cancel One Platinum --> apply One Classic --> cancel Yolo

do not have that card, but no harm trying right
call customer care 60326128121
1 --> English
2 --> waiver
1 --> waiver

if unsuccessful, then contact to cancel, should be contacted back with counter offer
standard SOP